Cálculo de intereses
Ahorrando S/ 837,204
Veamos que pasaría si Usted ahorrara 837,204 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 837,204.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,564.24 | S/ 19,237.75 | S/ 29,021.77 | S/ 38,917.56 | S/ 876,121.56 |
| 8.50% | S/ 17,249.59 | S/ 34,854.60 | S/ 52,822.33 | S/ 71,160.27 | S/ 908,364.27 |
| 8.00% | S/ 16,263.52 | S/ 32,842.98 | S/ 49,744.51 | S/ 66,974.37 | S/ 904,178.37 |
| 7.10% | S/ 14,479.93 | S/ 29,210.30 | S/ 44,195.44 | S/ 59,439.76 | S/ 896,643.76 |
| 7.00% | S/ 14,281.06 | S/ 28,805.73 | S/ 43,578.16 | S/ 58,602.58 | S/ 895,806.58 |
| 6.50% | S/ 13,284.62 | S/ 26,780.03 | S/ 40,489.59 | S/ 54,416.69 | S/ 891,620.69 |
| 6.10% | S/ 12,484.93 | S/ 25,156.05 | S/ 38,016.12 | S/ 51,067.97 | S/ 888,271.97 |
| 6.20% | S/ 12,685.06 | S/ 25,562.33 | S/ 38,634.71 | S/ 51,905.15 | S/ 889,109.15 |
| 5.90% | S/ 12,084.24 | S/ 24,342.90 | S/ 36,778.51 | S/ 49,393.61 | S/ 886,597.61 |
| 5.75% | S/ 11,783.35 | S/ 23,732.54 | S/ 35,849.92 | S/ 48,137.84 | S/ 885,341.84 |
| 5.70% | S/ 11,682.98 | S/ 23,528.99 | S/ 35,540.32 | S/ 47,719.25 | S/ 884,923.25 |
| 5.65% | S/ 11,582.58 | S/ 23,325.40 | S/ 35,230.68 | S/ 47,300.66 | S/ 884,504.66 |
| 5.60% | S/ 11,482.14 | S/ 23,121.75 | S/ 34,921.00 | S/ 46,882.08 | S/ 884,086.08 |
| 5.50% | S/ 11,281.15 | S/ 22,714.32 | S/ 34,301.54 | S/ 46,044.90 | S/ 883,248.90 |
| 5.30% | S/ 10,878.75 | S/ 21,898.86 | S/ 33,062.17 | S/ 44,370.54 | S/ 881,574.54 |
| 5.25% | S/ 10,778.06 | S/ 21,694.88 | S/ 32,752.24 | S/ 43,951.95 | S/ 881,155.95 |
| 5.05% | S/ 10,374.94 | S/ 20,878.46 | S/ 31,512.13 | S/ 42,277.59 | S/ 879,481.59 |
| 5.00% | S/ 10,274.07 | S/ 20,674.23 | S/ 31,202.02 | S/ 41,859.00 | S/ 879,063.00 |
| 4.95% | S/ 10,173.17 | S/ 20,469.96 | S/ 30,891.86 | S/ 41,440.41 | S/ 878,644.41 |
| 4.75% | S/ 9,769.19 | S/ 19,652.37 | S/ 29,650.87 | S/ 39,766.05 | S/ 876,970.05 |
| 4.55% | S/ 9,364.62 | S/ 18,834.00 | S/ 28,409.29 | S/ 38,091.69 | S/ 875,295.69 |
| 4.50% | S/ 9,263.39 | S/ 18,629.28 | S/ 28,098.80 | S/ 37,673.10 | S/ 874,877.10 |
| 4.40% | S/ 9,060.82 | S/ 18,219.71 | S/ 27,477.72 | S/ 36,835.92 | S/ 874,039.92 |
| 4.30% | S/ 8,858.11 | S/ 17,809.93 | S/ 26,856.48 | S/ 35,998.74 | S/ 873,202.74 |
| 4.25% | S/ 8,756.69 | S/ 17,604.98 | S/ 26,545.81 | S/ 35,580.15 | S/ 872,784.15 |
| 4.20% | S/ 8,655.24 | S/ 17,399.97 | S/ 26,235.09 | S/ 35,161.56 | S/ 872,365.56 |
| 4.15% | S/ 8,553.76 | S/ 17,194.91 | S/ 25,924.35 | S/ 34,742.97 | S/ 871,946.97 |
| 4.00% | S/ 8,249.08 | S/ 16,579.44 | S/ 24,991.88 | S/ 33,487.20 | S/ 870,691.20 |
| 3.90% | S/ 8,045.78 | S/ 16,168.88 | S/ 24,370.04 | S/ 32,650.02 | S/ 869,854.02 |
| 3.75% | S/ 7,740.55 | S/ 15,552.67 | S/ 23,437.01 | S/ 31,394.25 | S/ 868,598.25 |
| 3.50% | S/ 7,231.10 | S/ 14,524.66 | S/ 21,881.21 | S/ 29,301.31 | S/ 866,505.31 |
| 3.00% | S/ 6,209.43 | S/ 12,464.91 | S/ 18,766.79 | S/ 25,115.41 | S/ 862,319.41 |
| 2.75% | S/ 5,697.20 | S/ 11,433.16 | S/ 17,208.16 | S/ 23,022.46 | S/ 860,226.46 |
| 2.50% | S/ 5,184.03 | S/ 10,400.16 | S/ 15,648.58 | S/ 20,929.51 | S/ 858,133.51 |
| 2.00% | S/ 4,154.87 | S/ 8,330.36 | S/ 12,526.57 | S/ 16,743.61 | S/ 853,947.61 |
| 1.35% | S/ 2,811.29 | S/ 5,632.02 | S/ 8,462.23 | S/ 11,301.94 | S/ 848,505.94 |
| 1.00% | S/ 2,085.15 | S/ 4,175.49 | S/ 6,271.04 | S/ 8,371.80 | S/ 845,575.80 |
| 0.10% | S/ 209.22 | S/ 418.49 | S/ 627.81 | S/ 837.18 | S/ 838,041.18 |
Sobre los datos
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Para S/ 837,204 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 837,204 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.