Cálculo de intereses
Ahorrando S/ 834,945
Veamos que pasaría si Usted ahorrara 834,945 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 834,945.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,538.44 | S/ 19,185.84 | S/ 28,943.46 | S/ 38,812.55 | S/ 873,757.55 |
| 8.50% | S/ 17,203.05 | S/ 34,760.55 | S/ 52,679.80 | S/ 70,968.26 | S/ 905,913.26 |
| 8.00% | S/ 16,219.64 | S/ 32,754.36 | S/ 49,610.29 | S/ 66,793.66 | S/ 901,738.66 |
| 7.10% | S/ 14,440.86 | S/ 29,131.49 | S/ 44,076.19 | S/ 59,279.38 | S/ 894,224.38 |
| 7.00% | S/ 14,242.53 | S/ 28,728.01 | S/ 43,460.58 | S/ 58,444.46 | S/ 893,389.46 |
| 6.50% | S/ 13,248.77 | S/ 26,707.77 | S/ 40,380.34 | S/ 54,269.86 | S/ 889,214.86 |
| 6.10% | S/ 12,451.24 | S/ 25,088.17 | S/ 37,913.54 | S/ 50,930.18 | S/ 885,875.18 |
| 6.20% | S/ 12,650.84 | S/ 25,493.35 | S/ 38,530.46 | S/ 51,765.10 | S/ 886,710.10 |
| 5.90% | S/ 12,051.63 | S/ 24,277.22 | S/ 36,679.27 | S/ 49,260.34 | S/ 884,205.34 |
| 5.75% | S/ 11,751.55 | S/ 23,668.51 | S/ 35,753.19 | S/ 48,007.96 | S/ 882,952.96 |
| 5.70% | S/ 11,651.46 | S/ 23,465.51 | S/ 35,444.42 | S/ 47,590.50 | S/ 882,535.50 |
| 5.65% | S/ 11,551.32 | S/ 23,262.46 | S/ 35,135.62 | S/ 47,173.03 | S/ 882,118.03 |
| 5.60% | S/ 11,451.16 | S/ 23,059.36 | S/ 34,826.77 | S/ 46,755.57 | S/ 881,700.57 |
| 5.50% | S/ 11,250.71 | S/ 22,653.03 | S/ 34,208.98 | S/ 45,920.65 | S/ 880,865.65 |
| 5.30% | S/ 10,849.40 | S/ 21,839.77 | S/ 32,972.96 | S/ 44,250.81 | S/ 879,195.81 |
| 5.25% | S/ 10,748.98 | S/ 21,636.34 | S/ 32,663.86 | S/ 43,833.35 | S/ 878,778.35 |
| 5.05% | S/ 10,346.95 | S/ 20,822.12 | S/ 31,427.11 | S/ 42,163.51 | S/ 877,108.51 |
| 5.00% | S/ 10,246.35 | S/ 20,618.45 | S/ 31,117.83 | S/ 41,746.05 | S/ 876,691.05 |
| 4.95% | S/ 10,145.72 | S/ 20,414.72 | S/ 30,808.51 | S/ 41,328.59 | S/ 876,273.59 |
| 4.75% | S/ 9,742.83 | S/ 19,599.34 | S/ 29,570.87 | S/ 39,658.75 | S/ 874,603.75 |
| 4.55% | S/ 9,339.36 | S/ 18,783.18 | S/ 28,332.64 | S/ 37,988.91 | S/ 872,933.91 |
| 4.50% | S/ 9,238.40 | S/ 18,579.02 | S/ 28,022.99 | S/ 37,571.45 | S/ 872,516.45 |
| 4.40% | S/ 9,036.37 | S/ 18,170.55 | S/ 27,403.57 | S/ 36,736.53 | S/ 871,681.53 |
| 4.30% | S/ 8,834.20 | S/ 17,761.88 | S/ 26,784.01 | S/ 35,901.61 | S/ 870,846.61 |
| 4.25% | S/ 8,733.06 | S/ 17,557.47 | S/ 26,474.18 | S/ 35,484.15 | S/ 870,429.15 |
| 4.20% | S/ 8,631.89 | S/ 17,353.02 | S/ 26,164.31 | S/ 35,066.69 | S/ 870,011.69 |
| 4.15% | S/ 8,530.68 | S/ 17,148.51 | S/ 25,854.40 | S/ 34,649.23 | S/ 869,594.23 |
| 4.00% | S/ 8,226.82 | S/ 16,534.70 | S/ 24,924.44 | S/ 33,396.85 | S/ 868,341.85 |
| 3.90% | S/ 8,024.07 | S/ 16,125.25 | S/ 24,304.29 | S/ 32,561.93 | S/ 867,506.93 |
| 3.75% | S/ 7,719.66 | S/ 15,510.70 | S/ 23,373.77 | S/ 31,309.54 | S/ 866,254.54 |
| 3.50% | S/ 7,211.59 | S/ 14,485.47 | S/ 21,822.17 | S/ 29,222.24 | S/ 864,167.24 |
| 3.00% | S/ 6,192.67 | S/ 12,431.28 | S/ 18,716.15 | S/ 25,047.64 | S/ 859,992.64 |
| 2.75% | S/ 5,681.82 | S/ 11,402.31 | S/ 17,161.73 | S/ 22,960.34 | S/ 857,905.34 |
| 2.50% | S/ 5,170.04 | S/ 10,372.09 | S/ 15,606.36 | S/ 20,873.03 | S/ 855,818.03 |
| 2.00% | S/ 4,143.66 | S/ 8,307.88 | S/ 12,492.77 | S/ 16,698.43 | S/ 851,643.43 |
| 1.35% | S/ 2,803.71 | S/ 5,616.83 | S/ 8,439.39 | S/ 11,271.44 | S/ 846,216.44 |
| 1.00% | S/ 2,079.52 | S/ 4,164.22 | S/ 6,254.12 | S/ 8,349.22 | S/ 843,294.22 |
| 0.10% | S/ 208.65 | S/ 417.36 | S/ 626.11 | S/ 834.92 | S/ 835,779.92 |
Sobre los datos
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Para S/ 834,945 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 834,945 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
