Cálculo de intereses
Ahorrando S/ 834,527
Veamos que pasaría si Usted ahorrara 834,527 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 834,527.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,533.66 | S/ 19,176.24 | S/ 28,928.97 | S/ 38,793.12 | S/ 873,320.12 |
| 8.50% | S/ 17,194.44 | S/ 34,743.15 | S/ 52,653.43 | S/ 70,932.73 | S/ 905,459.73 |
| 8.00% | S/ 16,211.52 | S/ 32,737.96 | S/ 49,585.45 | S/ 66,760.22 | S/ 901,287.22 |
| 7.10% | S/ 14,433.63 | S/ 29,116.90 | S/ 44,054.13 | S/ 59,249.70 | S/ 893,776.70 |
| 7.00% | S/ 14,235.40 | S/ 28,713.62 | S/ 43,438.82 | S/ 58,415.20 | S/ 892,942.20 |
| 6.50% | S/ 13,242.14 | S/ 26,694.40 | S/ 40,360.12 | S/ 54,242.69 | S/ 888,769.69 |
| 6.10% | S/ 12,445.01 | S/ 25,075.61 | S/ 37,894.56 | S/ 50,904.68 | S/ 885,431.68 |
| 6.20% | S/ 12,644.50 | S/ 25,480.59 | S/ 38,511.17 | S/ 51,739.18 | S/ 886,266.18 |
| 5.90% | S/ 12,045.60 | S/ 24,265.07 | S/ 36,660.91 | S/ 49,235.67 | S/ 883,762.67 |
| 5.75% | S/ 11,745.67 | S/ 23,656.66 | S/ 35,735.29 | S/ 47,983.92 | S/ 882,510.92 |
| 5.70% | S/ 11,645.62 | S/ 23,453.76 | S/ 35,426.68 | S/ 47,566.67 | S/ 882,093.67 |
| 5.65% | S/ 11,545.54 | S/ 23,250.81 | S/ 35,118.03 | S/ 47,149.42 | S/ 881,676.42 |
| 5.60% | S/ 11,445.42 | S/ 23,047.82 | S/ 34,809.34 | S/ 46,732.17 | S/ 881,259.17 |
| 5.50% | S/ 11,245.08 | S/ 22,641.68 | S/ 34,191.86 | S/ 45,897.67 | S/ 880,424.67 |
| 5.30% | S/ 10,843.97 | S/ 21,828.84 | S/ 32,956.45 | S/ 44,228.66 | S/ 878,755.66 |
| 5.25% | S/ 10,743.60 | S/ 21,625.51 | S/ 32,647.51 | S/ 43,811.41 | S/ 878,338.41 |
| 5.05% | S/ 10,341.77 | S/ 20,811.70 | S/ 31,411.37 | S/ 42,142.40 | S/ 876,669.40 |
| 5.00% | S/ 10,241.22 | S/ 20,608.12 | S/ 31,102.25 | S/ 41,725.15 | S/ 876,252.15 |
| 4.95% | S/ 10,140.64 | S/ 20,404.50 | S/ 30,793.08 | S/ 41,307.90 | S/ 875,834.90 |
| 4.75% | S/ 9,737.95 | S/ 19,589.53 | S/ 29,556.06 | S/ 39,638.90 | S/ 874,165.90 |
| 4.55% | S/ 9,334.68 | S/ 18,773.78 | S/ 28,318.45 | S/ 37,969.89 | S/ 872,496.89 |
| 4.50% | S/ 9,233.77 | S/ 18,569.72 | S/ 28,008.96 | S/ 37,552.64 | S/ 872,079.64 |
| 4.40% | S/ 9,031.85 | S/ 18,161.45 | S/ 27,389.86 | S/ 36,718.14 | S/ 871,245.14 |
| 4.30% | S/ 8,829.78 | S/ 17,752.99 | S/ 26,770.61 | S/ 35,883.63 | S/ 870,410.63 |
| 4.25% | S/ 8,728.69 | S/ 17,548.68 | S/ 26,460.92 | S/ 35,466.38 | S/ 869,993.38 |
| 4.20% | S/ 8,627.57 | S/ 17,344.33 | S/ 26,151.21 | S/ 35,049.13 | S/ 869,576.13 |
| 4.15% | S/ 8,526.41 | S/ 17,139.93 | S/ 25,841.45 | S/ 34,631.88 | S/ 869,158.88 |
| 4.00% | S/ 8,222.70 | S/ 16,526.42 | S/ 24,911.96 | S/ 33,380.13 | S/ 867,907.13 |
| 3.90% | S/ 8,020.05 | S/ 16,117.18 | S/ 24,292.12 | S/ 32,545.62 | S/ 867,072.62 |
| 3.75% | S/ 7,715.80 | S/ 15,502.94 | S/ 23,362.07 | S/ 31,293.87 | S/ 865,820.87 |
| 3.50% | S/ 7,207.98 | S/ 14,478.22 | S/ 21,811.25 | S/ 29,207.61 | S/ 863,734.61 |
| 3.00% | S/ 6,189.57 | S/ 12,425.05 | S/ 18,706.78 | S/ 25,035.10 | S/ 859,562.10 |
| 2.75% | S/ 5,678.98 | S/ 11,396.60 | S/ 17,153.14 | S/ 22,948.84 | S/ 857,475.84 |
| 2.50% | S/ 5,167.45 | S/ 10,366.90 | S/ 15,598.54 | S/ 20,862.58 | S/ 855,389.58 |
| 2.00% | S/ 4,141.58 | S/ 8,303.72 | S/ 12,486.52 | S/ 16,690.07 | S/ 851,217.07 |
| 1.35% | S/ 2,802.30 | S/ 5,614.02 | S/ 8,435.17 | S/ 11,265.80 | S/ 845,792.80 |
| 1.00% | S/ 2,078.48 | S/ 4,162.14 | S/ 6,250.99 | S/ 8,345.04 | S/ 842,872.04 |
| 0.10% | S/ 208.55 | S/ 417.15 | S/ 625.80 | S/ 834.50 | S/ 835,361.50 |
Sobre los datos
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Para S/ 834,527 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 834,527 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.