Cálculo de intereses
Ahorrando S/ 833,840
Veamos que pasaría si Usted ahorrara 833,840 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 833,840.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,525.81 | S/ 19,160.45 | S/ 28,905.15 | S/ 38,761.18 | S/ 872,601.18 |
| 8.50% | S/ 17,180.28 | S/ 34,714.55 | S/ 52,610.08 | S/ 70,874.33 | S/ 904,714.33 |
| 8.00% | S/ 16,198.17 | S/ 32,711.01 | S/ 49,544.63 | S/ 66,705.26 | S/ 900,545.26 |
| 7.10% | S/ 14,421.75 | S/ 29,092.93 | S/ 44,017.86 | S/ 59,200.92 | S/ 893,040.92 |
| 7.00% | S/ 14,223.68 | S/ 28,689.99 | S/ 43,403.06 | S/ 58,367.11 | S/ 892,207.11 |
| 6.50% | S/ 13,231.24 | S/ 26,672.43 | S/ 40,326.90 | S/ 54,198.03 | S/ 888,038.03 |
| 6.10% | S/ 12,434.76 | S/ 25,054.96 | S/ 37,863.37 | S/ 50,862.77 | S/ 884,702.77 |
| 6.20% | S/ 12,634.09 | S/ 25,459.62 | S/ 38,479.47 | S/ 51,696.59 | S/ 885,536.59 |
| 5.90% | S/ 12,035.68 | S/ 24,245.09 | S/ 36,630.73 | S/ 49,195.14 | S/ 883,035.14 |
| 5.75% | S/ 11,736.00 | S/ 23,637.18 | S/ 35,705.87 | S/ 47,944.42 | S/ 881,784.42 |
| 5.70% | S/ 11,636.04 | S/ 23,434.45 | S/ 35,397.51 | S/ 47,527.51 | S/ 881,367.51 |
| 5.65% | S/ 11,536.04 | S/ 23,231.67 | S/ 35,089.12 | S/ 47,110.60 | S/ 880,950.60 |
| 5.60% | S/ 11,436.00 | S/ 23,028.85 | S/ 34,780.68 | S/ 46,693.70 | S/ 880,533.70 |
| 5.50% | S/ 11,235.82 | S/ 22,623.05 | S/ 34,163.71 | S/ 45,859.88 | S/ 879,699.88 |
| 5.30% | S/ 10,835.04 | S/ 21,810.87 | S/ 32,929.32 | S/ 44,192.25 | S/ 878,032.25 |
| 5.25% | S/ 10,734.75 | S/ 21,607.71 | S/ 32,620.63 | S/ 43,775.34 | S/ 877,615.34 |
| 5.05% | S/ 10,333.26 | S/ 20,794.57 | S/ 31,385.51 | S/ 42,107.71 | S/ 875,947.71 |
| 5.00% | S/ 10,232.79 | S/ 20,591.16 | S/ 31,076.64 | S/ 41,690.80 | S/ 875,530.80 |
| 4.95% | S/ 10,132.29 | S/ 20,387.70 | S/ 30,767.73 | S/ 41,273.90 | S/ 875,113.90 |
| 4.75% | S/ 9,729.93 | S/ 19,573.40 | S/ 29,531.73 | S/ 39,606.27 | S/ 873,446.27 |
| 4.55% | S/ 9,327.00 | S/ 18,758.32 | S/ 28,295.14 | S/ 37,938.63 | S/ 871,778.63 |
| 4.50% | S/ 9,226.17 | S/ 18,554.43 | S/ 27,985.90 | S/ 37,521.73 | S/ 871,361.73 |
| 4.40% | S/ 9,024.41 | S/ 18,146.50 | S/ 27,367.31 | S/ 36,687.91 | S/ 870,527.91 |
| 4.30% | S/ 8,822.51 | S/ 17,738.37 | S/ 26,748.57 | S/ 35,854.09 | S/ 869,694.09 |
| 4.25% | S/ 8,721.51 | S/ 17,534.24 | S/ 26,439.14 | S/ 35,437.19 | S/ 869,277.19 |
| 4.20% | S/ 8,620.46 | S/ 17,330.05 | S/ 26,129.68 | S/ 35,020.28 | S/ 868,860.28 |
| 4.15% | S/ 8,519.39 | S/ 17,125.82 | S/ 25,820.18 | S/ 34,603.37 | S/ 868,443.37 |
| 4.00% | S/ 8,215.93 | S/ 16,512.82 | S/ 24,891.46 | S/ 33,352.65 | S/ 867,192.65 |
| 3.90% | S/ 8,013.45 | S/ 16,103.91 | S/ 24,272.12 | S/ 32,518.83 | S/ 866,358.83 |
| 3.75% | S/ 7,709.45 | S/ 15,490.17 | S/ 23,342.84 | S/ 31,268.11 | S/ 865,108.11 |
| 3.50% | S/ 7,202.05 | S/ 14,466.30 | S/ 21,793.29 | S/ 29,183.57 | S/ 863,023.57 |
| 3.00% | S/ 6,184.48 | S/ 12,414.82 | S/ 18,691.38 | S/ 25,014.49 | S/ 858,854.49 |
| 2.75% | S/ 5,674.30 | S/ 11,387.22 | S/ 17,139.01 | S/ 22,929.95 | S/ 856,769.95 |
| 2.50% | S/ 5,163.20 | S/ 10,358.37 | S/ 15,585.70 | S/ 20,845.41 | S/ 854,685.41 |
| 2.00% | S/ 4,138.17 | S/ 8,296.89 | S/ 12,476.24 | S/ 16,676.33 | S/ 850,516.33 |
| 1.35% | S/ 2,800.00 | S/ 5,609.39 | S/ 8,428.23 | S/ 11,256.52 | S/ 845,096.52 |
| 1.00% | S/ 2,076.77 | S/ 4,158.71 | S/ 6,245.84 | S/ 8,338.17 | S/ 842,178.17 |
| 0.10% | S/ 208.38 | S/ 416.80 | S/ 625.28 | S/ 833.82 | S/ 834,673.82 |
Sobre los datos
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Para S/ 833,840 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 833,840 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.