Cálculo de intereses
Ahorrando S/ 831,594
Veamos que pasaría si Usted ahorrara 831,594 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 831,594.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,500.16 | S/ 19,108.84 | S/ 28,827.30 | S/ 38,656.78 | S/ 870,250.78 |
| 8.50% | S/ 17,134.01 | S/ 34,621.04 | S/ 52,468.37 | S/ 70,683.43 | S/ 902,277.43 |
| 8.00% | S/ 16,154.54 | S/ 32,622.90 | S/ 49,411.18 | S/ 66,525.58 | S/ 898,119.58 |
| 7.10% | S/ 14,382.90 | S/ 29,014.57 | S/ 43,899.30 | S/ 59,041.46 | S/ 890,635.46 |
| 7.00% | S/ 14,185.37 | S/ 28,612.71 | S/ 43,286.15 | S/ 58,209.89 | S/ 889,803.89 |
| 6.50% | S/ 13,195.60 | S/ 26,600.58 | S/ 40,218.27 | S/ 54,052.05 | S/ 885,646.05 |
| 6.10% | S/ 12,401.27 | S/ 24,987.48 | S/ 37,761.38 | S/ 50,725.77 | S/ 882,319.77 |
| 6.20% | S/ 12,600.06 | S/ 25,391.04 | S/ 38,375.82 | S/ 51,557.34 | S/ 883,151.34 |
| 5.90% | S/ 12,003.26 | S/ 24,179.79 | S/ 36,532.06 | S/ 49,062.63 | S/ 880,656.63 |
| 5.75% | S/ 11,704.39 | S/ 23,573.52 | S/ 35,609.69 | S/ 47,815.28 | S/ 879,409.28 |
| 5.70% | S/ 11,604.69 | S/ 23,371.33 | S/ 35,302.17 | S/ 47,399.49 | S/ 878,993.49 |
| 5.65% | S/ 11,504.96 | S/ 23,169.10 | S/ 34,994.60 | S/ 46,983.71 | S/ 878,577.71 |
| 5.60% | S/ 11,405.20 | S/ 22,966.82 | S/ 34,687.00 | S/ 46,567.92 | S/ 878,161.92 |
| 5.50% | S/ 11,205.56 | S/ 22,562.11 | S/ 34,071.69 | S/ 45,736.35 | S/ 877,330.35 |
| 5.30% | S/ 10,805.85 | S/ 21,752.12 | S/ 32,840.63 | S/ 44,073.22 | S/ 875,667.22 |
| 5.25% | S/ 10,705.84 | S/ 21,549.50 | S/ 32,532.77 | S/ 43,657.43 | S/ 875,251.43 |
| 5.05% | S/ 10,305.42 | S/ 20,738.55 | S/ 31,300.98 | S/ 41,994.29 | S/ 873,588.29 |
| 5.00% | S/ 10,205.23 | S/ 20,535.70 | S/ 30,992.94 | S/ 41,578.51 | S/ 873,172.51 |
| 4.95% | S/ 10,105.00 | S/ 20,332.79 | S/ 30,684.86 | S/ 41,162.72 | S/ 872,756.72 |
| 4.75% | S/ 9,703.72 | S/ 19,520.68 | S/ 29,452.19 | S/ 39,499.58 | S/ 871,093.58 |
| 4.55% | S/ 9,301.87 | S/ 18,707.79 | S/ 28,218.92 | S/ 37,836.44 | S/ 869,430.44 |
| 4.50% | S/ 9,201.32 | S/ 18,504.45 | S/ 27,910.52 | S/ 37,420.66 | S/ 869,014.66 |
| 4.40% | S/ 9,000.11 | S/ 18,097.62 | S/ 27,293.59 | S/ 36,589.09 | S/ 868,183.09 |
| 4.30% | S/ 8,798.75 | S/ 17,690.59 | S/ 26,676.52 | S/ 35,757.52 | S/ 867,351.52 |
| 4.25% | S/ 8,698.01 | S/ 17,487.01 | S/ 26,367.93 | S/ 35,341.73 | S/ 866,935.73 |
| 4.20% | S/ 8,597.25 | S/ 17,283.37 | S/ 26,059.30 | S/ 34,925.95 | S/ 866,519.95 |
| 4.15% | S/ 8,496.44 | S/ 17,079.69 | S/ 25,750.63 | S/ 34,510.16 | S/ 866,104.16 |
| 4.00% | S/ 8,193.80 | S/ 16,468.34 | S/ 24,824.41 | S/ 33,262.81 | S/ 864,856.81 |
| 3.90% | S/ 7,991.86 | S/ 16,060.53 | S/ 24,206.74 | S/ 32,431.24 | S/ 864,025.24 |
| 3.75% | S/ 7,688.68 | S/ 15,448.45 | S/ 23,279.96 | S/ 31,183.89 | S/ 862,777.89 |
| 3.50% | S/ 7,182.65 | S/ 14,427.33 | S/ 21,734.59 | S/ 29,104.96 | S/ 860,698.96 |
| 3.00% | S/ 6,167.82 | S/ 12,381.38 | S/ 18,641.03 | S/ 24,947.11 | S/ 856,541.11 |
| 2.75% | S/ 5,659.02 | S/ 11,356.55 | S/ 17,092.85 | S/ 22,868.19 | S/ 854,462.19 |
| 2.50% | S/ 5,149.29 | S/ 10,330.47 | S/ 15,543.72 | S/ 20,789.26 | S/ 852,383.26 |
| 2.00% | S/ 4,127.03 | S/ 8,274.54 | S/ 12,442.63 | S/ 16,631.41 | S/ 848,225.41 |
| 1.35% | S/ 2,792.45 | S/ 5,594.28 | S/ 8,405.52 | S/ 11,226.20 | S/ 842,820.20 |
| 1.00% | S/ 2,071.18 | S/ 4,147.51 | S/ 6,229.02 | S/ 8,315.71 | S/ 839,909.71 |
| 0.10% | S/ 207.81 | S/ 415.68 | S/ 623.60 | S/ 831.57 | S/ 832,425.57 |
Sobre los datos
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Para S/ 831,594 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 831,594 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.