Cálculo de intereses
Ahorrando S/ 829,885
Veamos que pasaría si Usted ahorrara 829,885 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 829,885.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,480.63 | S/ 19,069.57 | S/ 28,768.05 | S/ 38,577.33 | S/ 868,462.33 |
| 8.50% | S/ 17,098.80 | S/ 34,549.89 | S/ 52,360.55 | S/ 70,538.17 | S/ 900,423.17 |
| 8.00% | S/ 16,121.34 | S/ 32,555.86 | S/ 49,309.64 | S/ 66,388.87 | S/ 896,273.87 |
| 7.10% | S/ 14,353.35 | S/ 28,954.94 | S/ 43,809.08 | S/ 58,920.13 | S/ 888,805.13 |
| 7.00% | S/ 14,156.21 | S/ 28,553.91 | S/ 43,197.19 | S/ 58,090.27 | S/ 887,975.27 |
| 6.50% | S/ 13,168.48 | S/ 26,545.92 | S/ 40,135.62 | S/ 53,940.97 | S/ 883,825.97 |
| 6.10% | S/ 12,375.79 | S/ 24,936.13 | S/ 37,683.78 | S/ 50,621.53 | S/ 880,506.53 |
| 6.20% | S/ 12,574.17 | S/ 25,338.86 | S/ 38,296.95 | S/ 51,451.39 | S/ 881,336.39 |
| 5.90% | S/ 11,978.60 | S/ 24,130.09 | S/ 36,456.99 | S/ 48,961.80 | S/ 878,846.80 |
| 5.75% | S/ 11,680.34 | S/ 23,525.07 | S/ 35,536.51 | S/ 47,717.01 | S/ 877,602.01 |
| 5.70% | S/ 11,580.85 | S/ 23,323.30 | S/ 35,229.62 | S/ 47,302.08 | S/ 877,187.08 |
| 5.65% | S/ 11,481.32 | S/ 23,121.48 | S/ 34,922.68 | S/ 46,887.15 | S/ 876,772.15 |
| 5.60% | S/ 11,381.76 | S/ 22,919.62 | S/ 34,615.71 | S/ 46,472.22 | S/ 876,357.22 |
| 5.50% | S/ 11,182.53 | S/ 22,515.74 | S/ 34,001.67 | S/ 45,642.36 | S/ 875,527.36 |
| 5.30% | S/ 10,783.65 | S/ 21,707.42 | S/ 32,773.14 | S/ 43,982.64 | S/ 873,867.64 |
| 5.25% | S/ 10,683.84 | S/ 21,505.22 | S/ 32,465.91 | S/ 43,567.71 | S/ 873,452.71 |
| 5.05% | S/ 10,284.24 | S/ 20,695.93 | S/ 31,236.65 | S/ 41,907.99 | S/ 871,792.99 |
| 5.00% | S/ 10,184.26 | S/ 20,493.49 | S/ 30,929.24 | S/ 41,493.06 | S/ 871,378.06 |
| 4.95% | S/ 10,084.23 | S/ 20,291.00 | S/ 30,621.80 | S/ 41,078.13 | S/ 870,963.13 |
| 4.75% | S/ 9,683.78 | S/ 19,480.56 | S/ 29,391.66 | S/ 39,418.41 | S/ 869,303.41 |
| 4.55% | S/ 9,282.76 | S/ 18,669.35 | S/ 28,160.93 | S/ 37,758.69 | S/ 867,643.69 |
| 4.50% | S/ 9,182.41 | S/ 18,466.42 | S/ 27,853.16 | S/ 37,343.76 | S/ 867,228.76 |
| 4.40% | S/ 8,981.61 | S/ 18,060.43 | S/ 27,237.50 | S/ 36,513.90 | S/ 866,398.90 |
| 4.30% | S/ 8,780.67 | S/ 17,654.24 | S/ 26,621.70 | S/ 35,684.03 | S/ 865,569.03 |
| 4.25% | S/ 8,680.14 | S/ 17,451.07 | S/ 26,313.74 | S/ 35,269.10 | S/ 865,154.10 |
| 4.20% | S/ 8,579.58 | S/ 17,247.85 | S/ 26,005.74 | S/ 34,854.17 | S/ 864,739.17 |
| 4.15% | S/ 8,478.98 | S/ 17,044.59 | S/ 25,697.71 | S/ 34,439.24 | S/ 864,324.24 |
| 4.00% | S/ 8,176.96 | S/ 16,434.50 | S/ 24,773.39 | S/ 33,194.45 | S/ 863,079.45 |
| 3.90% | S/ 7,975.44 | S/ 16,027.53 | S/ 24,157.00 | S/ 32,364.59 | S/ 862,249.59 |
| 3.75% | S/ 7,672.88 | S/ 15,416.70 | S/ 23,232.12 | S/ 31,119.80 | S/ 861,004.80 |
| 3.50% | S/ 7,167.89 | S/ 14,397.68 | S/ 21,689.92 | S/ 29,045.15 | S/ 858,930.15 |
| 3.00% | S/ 6,155.14 | S/ 12,355.94 | S/ 18,602.73 | S/ 24,895.84 | S/ 854,780.84 |
| 2.75% | S/ 5,647.39 | S/ 11,333.21 | S/ 17,057.72 | S/ 22,821.19 | S/ 852,706.19 |
| 2.50% | S/ 5,138.71 | S/ 10,309.24 | S/ 15,511.78 | S/ 20,746.54 | S/ 850,631.54 |
| 2.00% | S/ 4,118.55 | S/ 8,257.53 | S/ 12,417.06 | S/ 16,597.23 | S/ 846,482.23 |
| 1.35% | S/ 2,786.71 | S/ 5,582.79 | S/ 8,388.25 | S/ 11,203.13 | S/ 841,088.13 |
| 1.00% | S/ 2,066.92 | S/ 4,138.99 | S/ 6,216.21 | S/ 8,298.62 | S/ 838,183.62 |
| 0.10% | S/ 207.39 | S/ 414.83 | S/ 622.32 | S/ 829.86 | S/ 830,714.86 |
Sobre los datos
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Para S/ 829,885 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 829,885 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.