Cálculo de intereses
Ahorrando S/ 828,402
Veamos que pasaría si Usted ahorrara 828,402 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 828,402.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,463.69 | S/ 19,035.49 | S/ 28,716.65 | S/ 38,508.40 | S/ 866,910.40 |
| 8.50% | S/ 17,068.24 | S/ 34,488.15 | S/ 52,266.98 | S/ 70,412.12 | S/ 898,814.12 |
| 8.00% | S/ 16,092.54 | S/ 32,497.68 | S/ 49,221.52 | S/ 66,270.23 | S/ 894,672.23 |
| 7.10% | S/ 14,327.70 | S/ 28,903.20 | S/ 43,730.79 | S/ 58,814.84 | S/ 887,216.84 |
| 7.00% | S/ 14,130.92 | S/ 28,502.88 | S/ 43,120.00 | S/ 57,986.46 | S/ 886,388.46 |
| 6.50% | S/ 13,144.95 | S/ 26,498.48 | S/ 40,063.90 | S/ 53,844.57 | S/ 882,246.57 |
| 6.10% | S/ 12,353.67 | S/ 24,891.57 | S/ 37,616.43 | S/ 50,531.06 | S/ 878,933.06 |
| 6.20% | S/ 12,551.70 | S/ 25,293.58 | S/ 38,228.52 | S/ 51,359.44 | S/ 879,761.44 |
| 5.90% | S/ 11,957.19 | S/ 24,086.97 | S/ 36,391.84 | S/ 48,874.31 | S/ 877,276.31 |
| 5.75% | S/ 11,659.46 | S/ 23,483.03 | S/ 35,473.01 | S/ 47,631.74 | S/ 876,033.74 |
| 5.70% | S/ 11,560.15 | S/ 23,281.62 | S/ 35,166.66 | S/ 47,217.55 | S/ 875,619.55 |
| 5.65% | S/ 11,460.80 | S/ 23,080.16 | S/ 34,860.28 | S/ 46,803.37 | S/ 875,205.37 |
| 5.60% | S/ 11,361.42 | S/ 22,878.66 | S/ 34,553.86 | S/ 46,389.18 | S/ 874,791.18 |
| 5.50% | S/ 11,162.55 | S/ 22,475.51 | S/ 33,940.91 | S/ 45,560.80 | S/ 873,962.80 |
| 5.30% | S/ 10,764.38 | S/ 21,668.63 | S/ 32,714.57 | S/ 43,904.04 | S/ 872,306.04 |
| 5.25% | S/ 10,664.75 | S/ 21,466.79 | S/ 32,407.89 | S/ 43,489.86 | S/ 871,891.86 |
| 5.05% | S/ 10,265.87 | S/ 20,658.95 | S/ 31,180.83 | S/ 41,833.10 | S/ 870,235.10 |
| 5.00% | S/ 10,166.06 | S/ 20,456.87 | S/ 30,873.97 | S/ 41,418.91 | S/ 869,820.91 |
| 4.95% | S/ 10,066.21 | S/ 20,254.74 | S/ 30,567.08 | S/ 41,004.72 | S/ 869,406.72 |
| 4.75% | S/ 9,666.48 | S/ 19,445.75 | S/ 29,339.14 | S/ 39,347.97 | S/ 867,749.97 |
| 4.55% | S/ 9,266.17 | S/ 18,635.99 | S/ 28,110.61 | S/ 37,691.21 | S/ 866,093.21 |
| 4.50% | S/ 9,166.00 | S/ 18,433.42 | S/ 27,803.39 | S/ 37,277.02 | S/ 865,679.02 |
| 4.40% | S/ 8,965.56 | S/ 18,028.15 | S/ 27,188.83 | S/ 36,448.65 | S/ 864,850.65 |
| 4.30% | S/ 8,764.98 | S/ 17,622.69 | S/ 26,574.12 | S/ 35,620.27 | S/ 864,022.27 |
| 4.25% | S/ 8,664.63 | S/ 17,419.88 | S/ 26,266.71 | S/ 35,206.08 | S/ 863,608.08 |
| 4.20% | S/ 8,564.25 | S/ 17,217.03 | S/ 25,959.27 | S/ 34,791.89 | S/ 863,193.89 |
| 4.15% | S/ 8,463.83 | S/ 17,014.13 | S/ 25,651.79 | S/ 34,377.70 | S/ 862,779.70 |
| 4.00% | S/ 8,162.35 | S/ 16,405.13 | S/ 24,729.12 | S/ 33,135.13 | S/ 861,537.13 |
| 3.90% | S/ 7,961.19 | S/ 15,998.89 | S/ 24,113.83 | S/ 32,306.76 | S/ 860,708.76 |
| 3.75% | S/ 7,659.17 | S/ 15,389.15 | S/ 23,190.61 | S/ 31,064.19 | S/ 859,466.19 |
| 3.50% | S/ 7,155.08 | S/ 14,371.95 | S/ 21,651.16 | S/ 28,993.24 | S/ 857,395.24 |
| 3.00% | S/ 6,144.14 | S/ 12,333.86 | S/ 18,569.48 | S/ 24,851.35 | S/ 853,253.35 |
| 2.75% | S/ 5,637.30 | S/ 11,312.96 | S/ 17,027.24 | S/ 22,780.41 | S/ 851,182.41 |
| 2.50% | S/ 5,129.53 | S/ 10,290.81 | S/ 15,484.06 | S/ 20,709.46 | S/ 849,111.46 |
| 2.00% | S/ 4,111.19 | S/ 8,242.78 | S/ 12,394.87 | S/ 16,567.57 | S/ 844,969.57 |
| 1.35% | S/ 2,781.74 | S/ 5,572.81 | S/ 8,373.26 | S/ 11,183.11 | S/ 839,585.11 |
| 1.00% | S/ 2,063.23 | S/ 4,131.59 | S/ 6,205.11 | S/ 8,283.79 | S/ 836,685.79 |
| 0.10% | S/ 207.02 | S/ 414.09 | S/ 621.21 | S/ 828.38 | S/ 829,230.38 |
Sobre los datos
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Para S/ 828,402 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 828,402 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
