Cálculo de intereses
Ahorrando S/ 827,387
Veamos que pasaría si Usted ahorrara 827,387 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 827,387.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,452.09 | S/ 19,012.17 | S/ 28,681.46 | S/ 38,461.21 | S/ 865,848.21 |
| 8.50% | S/ 17,047.33 | S/ 34,445.89 | S/ 52,202.94 | S/ 70,325.84 | S/ 897,712.84 |
| 8.00% | S/ 16,072.82 | S/ 32,457.87 | S/ 49,161.21 | S/ 66,189.03 | S/ 893,576.03 |
| 7.10% | S/ 14,310.14 | S/ 28,867.78 | S/ 43,677.21 | S/ 58,742.78 | S/ 886,129.78 |
| 7.00% | S/ 14,113.60 | S/ 28,467.96 | S/ 43,067.17 | S/ 57,915.41 | S/ 885,302.41 |
| 6.50% | S/ 13,128.84 | S/ 26,466.01 | S/ 40,014.81 | S/ 53,778.60 | S/ 881,165.60 |
| 6.10% | S/ 12,338.53 | S/ 24,861.07 | S/ 37,570.34 | S/ 50,469.15 | S/ 877,856.15 |
| 6.20% | S/ 12,536.32 | S/ 25,262.59 | S/ 38,181.68 | S/ 51,296.51 | S/ 878,683.51 |
| 5.90% | S/ 11,942.54 | S/ 24,057.46 | S/ 36,347.25 | S/ 48,814.43 | S/ 876,201.43 |
| 5.75% | S/ 11,645.18 | S/ 23,454.26 | S/ 35,429.55 | S/ 47,573.38 | S/ 874,960.38 |
| 5.70% | S/ 11,545.99 | S/ 23,253.10 | S/ 35,123.57 | S/ 47,159.70 | S/ 874,546.70 |
| 5.65% | S/ 11,446.76 | S/ 23,051.89 | S/ 34,817.56 | S/ 46,746.02 | S/ 874,133.02 |
| 5.60% | S/ 11,347.50 | S/ 22,850.63 | S/ 34,511.52 | S/ 46,332.34 | S/ 873,719.34 |
| 5.50% | S/ 11,148.87 | S/ 22,447.97 | S/ 33,899.32 | S/ 45,504.98 | S/ 872,891.98 |
| 5.30% | S/ 10,751.19 | S/ 21,642.08 | S/ 32,674.49 | S/ 43,850.25 | S/ 871,237.25 |
| 5.25% | S/ 10,651.68 | S/ 21,440.49 | S/ 32,368.19 | S/ 43,436.57 | S/ 870,823.57 |
| 5.05% | S/ 10,253.29 | S/ 20,633.64 | S/ 31,142.63 | S/ 41,781.84 | S/ 869,168.84 |
| 5.00% | S/ 10,153.60 | S/ 20,431.81 | S/ 30,836.14 | S/ 41,368.16 | S/ 868,755.16 |
| 4.95% | S/ 10,053.88 | S/ 20,229.93 | S/ 30,529.63 | S/ 40,954.48 | S/ 868,341.48 |
| 4.75% | S/ 9,654.63 | S/ 19,421.92 | S/ 29,303.19 | S/ 39,299.76 | S/ 866,686.76 |
| 4.55% | S/ 9,254.82 | S/ 18,613.15 | S/ 28,076.17 | S/ 37,645.03 | S/ 865,032.03 |
| 4.50% | S/ 9,154.77 | S/ 18,410.84 | S/ 27,769.32 | S/ 37,231.35 | S/ 864,618.35 |
| 4.40% | S/ 8,954.58 | S/ 18,006.06 | S/ 27,155.51 | S/ 36,403.99 | S/ 863,790.99 |
| 4.30% | S/ 8,754.24 | S/ 17,601.10 | S/ 26,541.56 | S/ 35,576.62 | S/ 862,963.62 |
| 4.25% | S/ 8,654.01 | S/ 17,398.54 | S/ 26,234.53 | S/ 35,162.94 | S/ 862,549.94 |
| 4.20% | S/ 8,553.75 | S/ 17,195.94 | S/ 25,927.46 | S/ 34,749.26 | S/ 862,136.26 |
| 4.15% | S/ 8,453.46 | S/ 16,993.28 | S/ 25,620.36 | S/ 34,335.58 | S/ 861,722.58 |
| 4.00% | S/ 8,152.35 | S/ 16,385.03 | S/ 24,698.82 | S/ 33,094.54 | S/ 860,481.54 |
| 3.90% | S/ 7,951.43 | S/ 15,979.28 | S/ 24,084.28 | S/ 32,267.17 | S/ 859,654.17 |
| 3.75% | S/ 7,649.78 | S/ 15,370.30 | S/ 23,162.19 | S/ 31,026.13 | S/ 858,413.13 |
| 3.50% | S/ 7,146.31 | S/ 14,354.34 | S/ 21,624.63 | S/ 28,957.72 | S/ 856,344.72 |
| 3.00% | S/ 6,136.62 | S/ 12,318.75 | S/ 18,546.73 | S/ 24,820.90 | S/ 852,207.90 |
| 2.75% | S/ 5,630.39 | S/ 11,299.10 | S/ 17,006.38 | S/ 22,752.50 | S/ 850,139.50 |
| 2.50% | S/ 5,123.24 | S/ 10,278.20 | S/ 15,465.09 | S/ 20,684.09 | S/ 848,071.09 |
| 2.00% | S/ 4,106.15 | S/ 8,232.68 | S/ 12,379.68 | S/ 16,547.27 | S/ 843,934.27 |
| 1.35% | S/ 2,778.33 | S/ 5,565.98 | S/ 8,363.00 | S/ 11,169.41 | S/ 838,556.41 |
| 1.00% | S/ 2,060.70 | S/ 4,126.53 | S/ 6,197.50 | S/ 8,273.64 | S/ 835,660.64 |
| 0.10% | S/ 206.76 | S/ 413.58 | S/ 620.45 | S/ 827.36 | S/ 828,214.36 |
Sobre los datos
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Para S/ 827,387 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 827,387 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.