Cálculo de intereses
Ahorrando S/ 825,301
Veamos que pasaría si Usted ahorrara 825,301 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 825,301.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,428.26 | S/ 18,964.24 | S/ 28,609.15 | S/ 38,364.24 | S/ 863,665.24 |
| 8.50% | S/ 17,004.35 | S/ 34,359.05 | S/ 52,071.32 | S/ 70,148.54 | S/ 895,449.54 |
| 8.00% | S/ 16,032.30 | S/ 32,376.03 | S/ 49,037.27 | S/ 66,022.16 | S/ 891,323.16 |
| 7.10% | S/ 14,274.06 | S/ 28,795.00 | S/ 43,567.09 | S/ 58,594.67 | S/ 883,895.67 |
| 7.00% | S/ 14,078.02 | S/ 28,396.18 | S/ 42,958.59 | S/ 57,769.40 | S/ 883,070.40 |
| 6.50% | S/ 13,095.74 | S/ 26,399.28 | S/ 39,913.93 | S/ 53,643.02 | S/ 878,944.02 |
| 6.10% | S/ 12,307.43 | S/ 24,798.39 | S/ 37,475.62 | S/ 50,341.91 | S/ 875,642.91 |
| 6.20% | S/ 12,504.71 | S/ 25,198.89 | S/ 38,085.41 | S/ 51,167.19 | S/ 876,468.19 |
| 5.90% | S/ 11,912.43 | S/ 23,996.81 | S/ 36,255.61 | S/ 48,691.36 | S/ 873,992.36 |
| 5.75% | S/ 11,615.82 | S/ 23,395.13 | S/ 35,340.22 | S/ 47,453.44 | S/ 872,754.44 |
| 5.70% | S/ 11,516.88 | S/ 23,194.47 | S/ 35,035.02 | S/ 47,040.80 | S/ 872,341.80 |
| 5.65% | S/ 11,417.90 | S/ 22,993.77 | S/ 34,729.78 | S/ 46,628.16 | S/ 871,929.16 |
| 5.60% | S/ 11,318.89 | S/ 22,793.02 | S/ 34,424.51 | S/ 46,215.53 | S/ 871,516.53 |
| 5.50% | S/ 11,120.76 | S/ 22,391.37 | S/ 33,813.85 | S/ 45,390.25 | S/ 870,691.25 |
| 5.30% | S/ 10,724.08 | S/ 21,587.51 | S/ 32,592.11 | S/ 43,739.70 | S/ 869,040.70 |
| 5.25% | S/ 10,624.82 | S/ 21,386.43 | S/ 32,286.58 | S/ 43,327.06 | S/ 868,628.06 |
| 5.05% | S/ 10,227.44 | S/ 20,581.62 | S/ 31,064.11 | S/ 41,676.50 | S/ 866,977.50 |
| 5.00% | S/ 10,128.00 | S/ 20,380.29 | S/ 30,758.40 | S/ 41,263.87 | S/ 866,564.87 |
| 4.95% | S/ 10,028.53 | S/ 20,178.92 | S/ 30,452.66 | S/ 40,851.23 | S/ 866,152.23 |
| 4.75% | S/ 9,630.29 | S/ 19,372.96 | S/ 29,229.31 | S/ 39,200.67 | S/ 864,501.67 |
| 4.55% | S/ 9,231.48 | S/ 18,566.22 | S/ 28,005.38 | S/ 37,550.12 | S/ 862,851.12 |
| 4.50% | S/ 9,131.69 | S/ 18,364.42 | S/ 27,699.31 | S/ 37,137.48 | S/ 862,438.48 |
| 4.40% | S/ 8,932.00 | S/ 17,960.67 | S/ 27,087.05 | S/ 36,312.21 | S/ 861,613.21 |
| 4.30% | S/ 8,732.16 | S/ 17,556.72 | S/ 26,474.65 | S/ 35,486.93 | S/ 860,787.93 |
| 4.25% | S/ 8,632.19 | S/ 17,354.68 | S/ 26,168.39 | S/ 35,074.29 | S/ 860,375.29 |
| 4.20% | S/ 8,532.19 | S/ 17,152.58 | S/ 25,862.10 | S/ 34,661.65 | S/ 859,962.65 |
| 4.15% | S/ 8,432.14 | S/ 16,950.44 | S/ 25,555.77 | S/ 34,249.01 | S/ 859,550.01 |
| 4.00% | S/ 8,131.80 | S/ 16,343.72 | S/ 24,636.55 | S/ 33,011.10 | S/ 858,312.10 |
| 3.90% | S/ 7,931.39 | S/ 15,939.00 | S/ 24,023.56 | S/ 32,185.82 | S/ 857,486.82 |
| 3.75% | S/ 7,630.50 | S/ 15,331.55 | S/ 23,103.80 | S/ 30,947.90 | S/ 856,248.90 |
| 3.50% | S/ 7,128.29 | S/ 14,318.15 | S/ 21,570.11 | S/ 28,884.71 | S/ 854,185.71 |
| 3.00% | S/ 6,121.14 | S/ 12,287.69 | S/ 18,499.97 | S/ 24,758.33 | S/ 850,059.33 |
| 2.75% | S/ 5,616.20 | S/ 11,270.61 | S/ 16,963.50 | S/ 22,695.13 | S/ 847,996.13 |
| 2.50% | S/ 5,110.32 | S/ 10,252.29 | S/ 15,426.10 | S/ 20,631.94 | S/ 845,932.94 |
| 2.00% | S/ 4,095.80 | S/ 8,211.92 | S/ 12,348.47 | S/ 16,505.55 | S/ 841,806.55 |
| 1.35% | S/ 2,771.32 | S/ 5,551.95 | S/ 8,341.92 | S/ 11,141.25 | S/ 836,442.25 |
| 1.00% | S/ 2,055.50 | S/ 4,116.12 | S/ 6,181.88 | S/ 8,252.78 | S/ 833,553.78 |
| 0.10% | S/ 206.24 | S/ 412.54 | S/ 618.88 | S/ 825.28 | S/ 826,126.28 |
Sobre los datos
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Para S/ 825,301 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 825,301 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.