Cálculo de intereses
Ahorrando S/ 822,032
Veamos que pasaría si Usted ahorrara 822,032 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 822,032.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,390.92 | S/ 18,889.12 | S/ 28,495.83 | S/ 38,212.28 | S/ 860,244.28 |
| 8.50% | S/ 16,936.99 | S/ 34,222.95 | S/ 51,865.07 | S/ 69,870.68 | S/ 891,902.68 |
| 8.00% | S/ 15,968.79 | S/ 32,247.79 | S/ 48,843.03 | S/ 65,760.65 | S/ 887,792.65 |
| 7.10% | S/ 14,217.52 | S/ 28,680.95 | S/ 43,394.52 | S/ 58,362.58 | S/ 880,394.58 |
| 7.00% | S/ 14,022.26 | S/ 28,283.71 | S/ 42,788.43 | S/ 57,540.57 | S/ 879,572.57 |
| 6.50% | S/ 13,043.87 | S/ 26,294.72 | S/ 39,755.83 | S/ 53,430.54 | S/ 875,462.54 |
| 6.10% | S/ 12,258.68 | S/ 24,700.16 | S/ 37,327.18 | S/ 50,142.51 | S/ 872,174.51 |
| 6.20% | S/ 12,455.18 | S/ 25,099.08 | S/ 37,934.56 | S/ 50,964.51 | S/ 872,996.51 |
| 5.90% | S/ 11,865.25 | S/ 23,901.76 | S/ 36,112.00 | S/ 48,498.49 | S/ 870,530.49 |
| 5.75% | S/ 11,569.81 | S/ 23,302.46 | S/ 35,200.24 | S/ 47,265.48 | S/ 869,297.48 |
| 5.70% | S/ 11,471.26 | S/ 23,102.60 | S/ 34,896.25 | S/ 46,854.48 | S/ 868,886.48 |
| 5.65% | S/ 11,372.68 | S/ 22,902.69 | S/ 34,592.22 | S/ 46,443.47 | S/ 868,475.47 |
| 5.60% | S/ 11,274.06 | S/ 22,702.73 | S/ 34,288.15 | S/ 46,032.47 | S/ 868,064.47 |
| 5.50% | S/ 11,076.71 | S/ 22,302.68 | S/ 33,679.92 | S/ 45,210.46 | S/ 867,242.46 |
| 5.30% | S/ 10,681.60 | S/ 21,502.01 | S/ 32,463.01 | S/ 43,566.44 | S/ 865,598.44 |
| 5.25% | S/ 10,582.74 | S/ 21,301.72 | S/ 32,158.69 | S/ 43,155.44 | S/ 865,187.44 |
| 5.05% | S/ 10,186.93 | S/ 20,500.09 | S/ 30,941.06 | S/ 41,511.42 | S/ 863,543.42 |
| 5.00% | S/ 10,087.89 | S/ 20,299.57 | S/ 30,636.57 | S/ 41,100.42 | S/ 863,132.42 |
| 4.95% | S/ 9,988.81 | S/ 20,098.99 | S/ 30,332.03 | S/ 40,689.42 | S/ 862,721.42 |
| 4.75% | S/ 9,592.15 | S/ 19,296.22 | S/ 29,113.53 | S/ 39,045.40 | S/ 861,077.40 |
| 4.55% | S/ 9,194.92 | S/ 18,492.68 | S/ 27,894.45 | S/ 37,401.39 | S/ 859,433.39 |
| 4.50% | S/ 9,095.52 | S/ 18,291.68 | S/ 27,589.59 | S/ 36,990.38 | S/ 859,022.38 |
| 4.40% | S/ 8,896.62 | S/ 17,889.53 | S/ 26,979.76 | S/ 36,168.37 | S/ 858,200.37 |
| 4.30% | S/ 8,697.58 | S/ 17,487.18 | S/ 26,369.78 | S/ 35,346.37 | S/ 857,378.37 |
| 4.25% | S/ 8,598.00 | S/ 17,285.93 | S/ 26,064.74 | S/ 34,935.36 | S/ 856,967.36 |
| 4.20% | S/ 8,498.39 | S/ 17,084.64 | S/ 25,759.66 | S/ 34,524.36 | S/ 856,556.36 |
| 4.15% | S/ 8,398.74 | S/ 16,883.30 | S/ 25,454.54 | S/ 34,113.35 | S/ 856,145.35 |
| 4.00% | S/ 8,099.59 | S/ 16,278.98 | S/ 24,538.97 | S/ 32,880.34 | S/ 854,912.34 |
| 3.90% | S/ 7,899.97 | S/ 15,875.86 | S/ 23,928.40 | S/ 32,058.33 | S/ 854,090.33 |
| 3.75% | S/ 7,600.27 | S/ 15,270.82 | S/ 23,012.28 | S/ 30,825.32 | S/ 852,857.32 |
| 3.50% | S/ 7,100.06 | S/ 14,261.44 | S/ 21,484.68 | S/ 28,770.30 | S/ 850,802.30 |
| 3.00% | S/ 6,096.90 | S/ 12,239.02 | S/ 18,426.69 | S/ 24,660.26 | S/ 846,692.26 |
| 2.75% | S/ 5,593.95 | S/ 11,225.97 | S/ 16,896.31 | S/ 22,605.24 | S/ 844,637.24 |
| 2.50% | S/ 5,090.08 | S/ 10,211.68 | S/ 15,364.99 | S/ 20,550.22 | S/ 842,582.22 |
| 2.00% | S/ 4,079.57 | S/ 8,179.39 | S/ 12,299.56 | S/ 16,440.18 | S/ 838,472.18 |
| 1.35% | S/ 2,760.34 | S/ 5,529.96 | S/ 8,308.87 | S/ 11,097.12 | S/ 833,129.12 |
| 1.00% | S/ 2,047.36 | S/ 4,099.82 | S/ 6,157.39 | S/ 8,220.09 | S/ 830,252.09 |
| 0.10% | S/ 205.43 | S/ 410.90 | S/ 616.43 | S/ 822.01 | S/ 822,854.01 |
Sobre los datos
-
Para S/ 822,032 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 822,032 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.