Cálculo de intereses
Ahorrando S/ 821,940
Veamos que pasaría si Usted ahorrara 821,940 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 821,940.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,389.87 | S/ 18,887.01 | S/ 28,492.64 | S/ 38,208.01 | S/ 860,148.01 |
| 8.50% | S/ 16,935.10 | S/ 34,219.12 | S/ 51,859.27 | S/ 69,862.86 | S/ 891,802.86 |
| 8.00% | S/ 15,967.00 | S/ 32,244.18 | S/ 48,837.56 | S/ 65,753.29 | S/ 887,693.29 |
| 7.10% | S/ 14,215.93 | S/ 28,677.74 | S/ 43,389.67 | S/ 58,356.05 | S/ 880,296.05 |
| 7.00% | S/ 14,020.69 | S/ 28,280.54 | S/ 42,783.64 | S/ 57,534.13 | S/ 879,474.13 |
| 6.50% | S/ 13,042.41 | S/ 26,291.77 | S/ 39,751.38 | S/ 53,424.56 | S/ 875,364.56 |
| 6.10% | S/ 12,257.30 | S/ 24,697.40 | S/ 37,323.01 | S/ 50,136.89 | S/ 872,076.89 |
| 6.20% | S/ 12,453.79 | S/ 25,096.27 | S/ 37,930.31 | S/ 50,958.81 | S/ 872,898.81 |
| 5.90% | S/ 11,863.92 | S/ 23,899.08 | S/ 36,107.96 | S/ 48,493.06 | S/ 870,433.06 |
| 5.75% | S/ 11,568.51 | S/ 23,299.85 | S/ 35,196.30 | S/ 47,260.19 | S/ 869,200.19 |
| 5.70% | S/ 11,469.98 | S/ 23,100.01 | S/ 34,892.34 | S/ 46,849.23 | S/ 868,789.23 |
| 5.65% | S/ 11,371.40 | S/ 22,900.13 | S/ 34,588.35 | S/ 46,438.27 | S/ 868,378.27 |
| 5.60% | S/ 11,272.79 | S/ 22,700.19 | S/ 34,284.32 | S/ 46,027.32 | S/ 867,967.32 |
| 5.50% | S/ 11,075.47 | S/ 22,300.19 | S/ 33,676.15 | S/ 45,205.40 | S/ 867,145.40 |
| 5.30% | S/ 10,680.41 | S/ 21,499.60 | S/ 32,459.38 | S/ 43,561.57 | S/ 865,501.57 |
| 5.25% | S/ 10,581.55 | S/ 21,299.34 | S/ 32,155.10 | S/ 43,150.61 | S/ 865,090.61 |
| 5.05% | S/ 10,185.79 | S/ 20,497.80 | S/ 30,937.60 | S/ 41,506.78 | S/ 863,446.78 |
| 5.00% | S/ 10,086.76 | S/ 20,297.30 | S/ 30,633.14 | S/ 41,095.82 | S/ 863,035.82 |
| 4.95% | S/ 9,987.69 | S/ 20,096.75 | S/ 30,328.64 | S/ 40,684.86 | S/ 862,624.86 |
| 4.75% | S/ 9,591.07 | S/ 19,294.06 | S/ 29,110.28 | S/ 39,041.03 | S/ 860,981.03 |
| 4.55% | S/ 9,193.89 | S/ 18,490.61 | S/ 27,891.33 | S/ 37,397.20 | S/ 859,337.20 |
| 4.50% | S/ 9,094.50 | S/ 18,289.63 | S/ 27,586.50 | S/ 36,986.24 | S/ 858,926.24 |
| 4.40% | S/ 8,895.62 | S/ 17,887.52 | S/ 26,976.74 | S/ 36,164.33 | S/ 858,104.33 |
| 4.30% | S/ 8,696.60 | S/ 17,485.22 | S/ 26,366.83 | S/ 35,342.41 | S/ 857,282.41 |
| 4.25% | S/ 8,597.04 | S/ 17,284.00 | S/ 26,061.82 | S/ 34,931.45 | S/ 856,871.45 |
| 4.20% | S/ 8,497.44 | S/ 17,082.73 | S/ 25,756.77 | S/ 34,520.49 | S/ 856,460.49 |
| 4.15% | S/ 8,397.80 | S/ 16,881.41 | S/ 25,451.69 | S/ 34,109.54 | S/ 856,049.54 |
| 4.00% | S/ 8,098.68 | S/ 16,277.16 | S/ 24,536.22 | S/ 32,876.66 | S/ 854,816.66 |
| 3.90% | S/ 7,899.09 | S/ 15,874.08 | S/ 23,925.73 | S/ 32,054.75 | S/ 853,994.75 |
| 3.75% | S/ 7,599.42 | S/ 15,269.11 | S/ 23,009.71 | S/ 30,821.87 | S/ 852,761.87 |
| 3.50% | S/ 7,099.26 | S/ 14,259.84 | S/ 21,482.27 | S/ 28,767.08 | S/ 850,707.08 |
| 3.00% | S/ 6,096.22 | S/ 12,237.65 | S/ 18,424.63 | S/ 24,657.50 | S/ 846,597.50 |
| 2.75% | S/ 5,593.32 | S/ 11,224.71 | S/ 16,894.42 | S/ 22,602.71 | S/ 844,542.71 |
| 2.50% | S/ 5,089.51 | S/ 10,210.54 | S/ 15,363.28 | S/ 20,547.92 | S/ 842,487.92 |
| 2.00% | S/ 4,079.12 | S/ 8,178.48 | S/ 12,298.18 | S/ 16,438.34 | S/ 838,378.34 |
| 1.35% | S/ 2,760.04 | S/ 5,529.34 | S/ 8,307.94 | S/ 11,095.88 | S/ 833,035.88 |
| 1.00% | S/ 2,047.13 | S/ 4,099.36 | S/ 6,156.70 | S/ 8,219.17 | S/ 830,159.17 |
| 0.10% | S/ 205.40 | S/ 410.86 | S/ 616.36 | S/ 821.92 | S/ 822,761.92 |
Sobre los datos
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Para S/ 821,940 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 821,940 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.