Cálculo de intereses
Ahorrando S/ 821,652
Veamos que pasaría si Usted ahorrara 821,652 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 821,652.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,386.58 | S/ 18,880.39 | S/ 28,482.66 | S/ 38,194.62 | S/ 859,846.62 |
| 8.50% | S/ 16,929.16 | S/ 34,207.13 | S/ 51,841.10 | S/ 69,838.38 | S/ 891,490.38 |
| 8.00% | S/ 15,961.41 | S/ 32,232.89 | S/ 48,820.45 | S/ 65,730.25 | S/ 887,382.25 |
| 7.10% | S/ 14,210.95 | S/ 28,667.69 | S/ 43,374.46 | S/ 58,335.60 | S/ 879,987.60 |
| 7.00% | S/ 14,015.78 | S/ 28,270.63 | S/ 42,768.65 | S/ 57,513.97 | S/ 879,165.97 |
| 6.50% | S/ 13,037.84 | S/ 26,282.56 | S/ 39,737.45 | S/ 53,405.84 | S/ 875,057.84 |
| 6.10% | S/ 12,253.01 | S/ 24,688.74 | S/ 37,309.93 | S/ 50,119.33 | S/ 871,771.33 |
| 6.20% | S/ 12,449.42 | S/ 25,087.48 | S/ 37,917.02 | S/ 50,940.95 | S/ 872,592.95 |
| 5.90% | S/ 11,859.76 | S/ 23,890.71 | S/ 36,095.31 | S/ 48,476.07 | S/ 870,128.07 |
| 5.75% | S/ 11,564.46 | S/ 23,291.69 | S/ 35,183.97 | S/ 47,243.63 | S/ 868,895.63 |
| 5.70% | S/ 11,465.96 | S/ 23,091.92 | S/ 34,880.12 | S/ 46,832.82 | S/ 868,484.82 |
| 5.65% | S/ 11,367.42 | S/ 22,892.10 | S/ 34,576.23 | S/ 46,422.00 | S/ 868,074.00 |
| 5.60% | S/ 11,268.84 | S/ 22,692.24 | S/ 34,272.30 | S/ 46,011.19 | S/ 867,663.19 |
| 5.50% | S/ 11,071.59 | S/ 22,292.37 | S/ 33,664.35 | S/ 45,189.56 | S/ 866,841.56 |
| 5.30% | S/ 10,676.67 | S/ 21,492.07 | S/ 32,448.00 | S/ 43,546.30 | S/ 865,198.30 |
| 5.25% | S/ 10,577.85 | S/ 21,291.87 | S/ 32,143.83 | S/ 43,135.49 | S/ 864,787.49 |
| 5.05% | S/ 10,182.22 | S/ 20,490.62 | S/ 30,926.76 | S/ 41,492.24 | S/ 863,144.24 |
| 5.00% | S/ 10,083.22 | S/ 20,290.18 | S/ 30,622.40 | S/ 41,081.42 | S/ 862,733.42 |
| 4.95% | S/ 9,984.19 | S/ 20,089.70 | S/ 30,318.01 | S/ 40,670.61 | S/ 862,322.61 |
| 4.75% | S/ 9,587.71 | S/ 19,287.30 | S/ 29,100.08 | S/ 39,027.35 | S/ 860,679.35 |
| 4.55% | S/ 9,190.67 | S/ 18,484.14 | S/ 27,881.56 | S/ 37,384.10 | S/ 859,036.10 |
| 4.50% | S/ 9,091.32 | S/ 18,283.22 | S/ 27,576.84 | S/ 36,973.28 | S/ 858,625.28 |
| 4.40% | S/ 8,892.51 | S/ 17,881.26 | S/ 26,967.29 | S/ 36,151.65 | S/ 857,803.65 |
| 4.30% | S/ 8,693.56 | S/ 17,479.10 | S/ 26,357.59 | S/ 35,330.03 | S/ 856,982.03 |
| 4.25% | S/ 8,594.03 | S/ 17,277.94 | S/ 26,052.69 | S/ 34,919.21 | S/ 856,571.21 |
| 4.20% | S/ 8,494.46 | S/ 17,076.74 | S/ 25,747.75 | S/ 34,508.40 | S/ 856,160.40 |
| 4.15% | S/ 8,394.86 | S/ 16,875.49 | S/ 25,442.77 | S/ 34,097.58 | S/ 855,749.58 |
| 4.00% | S/ 8,095.84 | S/ 16,271.46 | S/ 24,527.62 | S/ 32,865.14 | S/ 854,517.14 |
| 3.90% | S/ 7,896.32 | S/ 15,868.52 | S/ 23,917.34 | S/ 32,043.51 | S/ 853,695.51 |
| 3.75% | S/ 7,596.76 | S/ 15,263.76 | S/ 23,001.64 | S/ 30,811.07 | S/ 852,463.07 |
| 3.50% | S/ 7,096.78 | S/ 14,254.85 | S/ 21,474.74 | S/ 28,757.00 | S/ 850,409.00 |
| 3.00% | S/ 6,094.08 | S/ 12,233.36 | S/ 18,418.17 | S/ 24,648.86 | S/ 846,300.86 |
| 2.75% | S/ 5,591.36 | S/ 11,220.78 | S/ 16,888.50 | S/ 22,594.79 | S/ 844,246.79 |
| 2.50% | S/ 5,087.73 | S/ 10,206.96 | S/ 15,357.89 | S/ 20,540.72 | S/ 842,192.72 |
| 2.00% | S/ 4,077.69 | S/ 8,175.61 | S/ 12,293.88 | S/ 16,432.58 | S/ 838,084.58 |
| 1.35% | S/ 2,759.07 | S/ 5,527.40 | S/ 8,305.03 | S/ 11,091.99 | S/ 832,743.99 |
| 1.00% | S/ 2,046.41 | S/ 4,097.93 | S/ 6,154.55 | S/ 8,216.29 | S/ 829,868.29 |
| 0.10% | S/ 205.33 | S/ 410.71 | S/ 616.14 | S/ 821.63 | S/ 822,473.63 |
Sobre los datos
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Para S/ 821,652 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 821,652 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
