Cálculo de intereses
Ahorrando S/ 815,616
Veamos que pasaría si Usted ahorrara 815,616 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 815,616.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,317.62 | S/ 18,741.69 | S/ 28,273.42 | S/ 37,914.04 | S/ 853,530.04 |
| 8.50% | S/ 16,804.80 | S/ 33,955.84 | S/ 51,460.26 | S/ 69,325.34 | S/ 884,941.34 |
| 8.00% | S/ 15,844.15 | S/ 31,996.10 | S/ 48,461.81 | S/ 65,247.38 | S/ 880,863.38 |
| 7.10% | S/ 14,106.55 | S/ 28,457.09 | S/ 43,055.83 | S/ 57,907.06 | S/ 873,523.06 |
| 7.00% | S/ 13,912.81 | S/ 28,062.95 | S/ 42,454.46 | S/ 57,091.47 | S/ 872,707.47 |
| 6.50% | S/ 12,942.06 | S/ 26,089.49 | S/ 39,445.53 | S/ 53,013.51 | S/ 868,629.51 |
| 6.10% | S/ 12,163.00 | S/ 24,507.38 | S/ 37,035.84 | S/ 49,751.14 | S/ 865,367.14 |
| 6.20% | S/ 12,357.97 | S/ 24,903.18 | S/ 37,638.48 | S/ 50,566.73 | S/ 866,182.73 |
| 5.90% | S/ 11,772.64 | S/ 23,715.20 | S/ 35,830.15 | S/ 48,119.96 | S/ 863,735.96 |
| 5.75% | S/ 11,479.51 | S/ 23,120.58 | S/ 34,925.50 | S/ 46,896.57 | S/ 862,512.57 |
| 5.70% | S/ 11,381.73 | S/ 22,922.28 | S/ 34,623.88 | S/ 46,488.77 | S/ 862,104.77 |
| 5.65% | S/ 11,283.91 | S/ 22,723.93 | S/ 34,322.22 | S/ 46,080.98 | S/ 861,696.98 |
| 5.60% | S/ 11,186.06 | S/ 22,525.54 | S/ 34,020.53 | S/ 45,673.18 | S/ 861,289.18 |
| 5.50% | S/ 10,990.26 | S/ 22,128.61 | S/ 33,417.04 | S/ 44,857.59 | S/ 860,473.59 |
| 5.30% | S/ 10,598.23 | S/ 21,334.18 | S/ 32,209.64 | S/ 43,226.41 | S/ 858,842.41 |
| 5.25% | S/ 10,500.14 | S/ 21,135.46 | S/ 31,907.69 | S/ 42,818.61 | S/ 858,434.61 |
| 5.05% | S/ 10,107.42 | S/ 20,340.09 | S/ 30,699.57 | S/ 41,187.43 | S/ 856,803.43 |
| 5.00% | S/ 10,009.15 | S/ 20,141.13 | S/ 30,397.45 | S/ 40,779.63 | S/ 856,395.63 |
| 4.95% | S/ 9,910.85 | S/ 19,942.12 | S/ 30,095.29 | S/ 40,371.83 | S/ 855,987.83 |
| 4.75% | S/ 9,517.28 | S/ 19,145.61 | S/ 28,886.30 | S/ 38,740.65 | S/ 854,356.65 |
| 4.55% | S/ 9,123.15 | S/ 18,348.35 | S/ 27,676.73 | S/ 37,109.47 | S/ 852,725.47 |
| 4.50% | S/ 9,024.53 | S/ 18,148.91 | S/ 27,374.25 | S/ 36,701.67 | S/ 852,317.67 |
| 4.40% | S/ 8,827.18 | S/ 17,749.90 | S/ 26,769.18 | S/ 35,886.08 | S/ 851,502.08 |
| 4.30% | S/ 8,629.69 | S/ 17,350.69 | S/ 26,163.96 | S/ 35,070.49 | S/ 850,686.49 |
| 4.25% | S/ 8,530.89 | S/ 17,151.02 | S/ 25,861.30 | S/ 34,662.69 | S/ 850,278.69 |
| 4.20% | S/ 8,432.06 | S/ 16,951.29 | S/ 25,558.60 | S/ 34,254.89 | S/ 849,870.89 |
| 4.15% | S/ 8,333.19 | S/ 16,751.52 | S/ 25,255.87 | S/ 33,847.10 | S/ 849,463.10 |
| 4.00% | S/ 8,036.37 | S/ 16,151.92 | S/ 24,347.44 | S/ 32,623.71 | S/ 848,239.71 |
| 3.90% | S/ 7,838.31 | S/ 15,751.95 | S/ 23,741.64 | S/ 31,808.12 | S/ 847,424.12 |
| 3.75% | S/ 7,540.95 | S/ 15,151.63 | S/ 22,832.67 | S/ 30,584.73 | S/ 846,200.73 |
| 3.50% | S/ 7,044.64 | S/ 14,150.13 | S/ 21,316.99 | S/ 28,545.75 | S/ 844,161.75 |
| 3.00% | S/ 6,049.31 | S/ 12,143.49 | S/ 18,282.87 | S/ 24,467.78 | S/ 840,083.78 |
| 2.75% | S/ 5,550.29 | S/ 11,138.35 | S/ 16,764.43 | S/ 22,428.80 | S/ 838,044.80 |
| 2.50% | S/ 5,050.35 | S/ 10,131.98 | S/ 15,245.07 | S/ 20,389.82 | S/ 836,005.82 |
| 2.00% | S/ 4,047.73 | S/ 8,115.55 | S/ 12,203.56 | S/ 16,311.86 | S/ 831,927.86 |
| 1.35% | S/ 2,738.80 | S/ 5,486.80 | S/ 8,244.02 | S/ 11,010.51 | S/ 826,626.51 |
| 1.00% | S/ 2,031.38 | S/ 4,067.82 | S/ 6,109.33 | S/ 8,155.93 | S/ 823,771.93 |
| 0.10% | S/ 203.82 | S/ 407.69 | S/ 611.62 | S/ 815.59 | S/ 816,431.59 |
Sobre los datos
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Para S/ 815,616 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 815,616 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.