Cálculo de intereses
Ahorrando S/ 813,517
Veamos que pasaría si Usted ahorrara 813,517 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 813,517.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,293.64 | S/ 18,693.46 | S/ 28,200.66 | S/ 37,816.46 | S/ 851,333.46 |
| 8.50% | S/ 16,761.55 | S/ 33,868.46 | S/ 51,327.83 | S/ 69,146.93 | S/ 882,663.93 |
| 8.00% | S/ 15,803.38 | S/ 31,913.76 | S/ 48,337.09 | S/ 65,079.47 | S/ 878,596.47 |
| 7.10% | S/ 14,070.25 | S/ 28,383.86 | S/ 42,945.02 | S/ 57,758.03 | S/ 871,275.03 |
| 7.00% | S/ 13,877.01 | S/ 27,990.73 | S/ 42,345.21 | S/ 56,944.54 | S/ 870,461.54 |
| 6.50% | S/ 12,908.76 | S/ 26,022.34 | S/ 39,344.02 | S/ 52,877.08 | S/ 866,394.08 |
| 6.10% | S/ 12,131.69 | S/ 24,444.31 | S/ 36,940.53 | S/ 49,623.11 | S/ 863,140.11 |
| 6.20% | S/ 12,326.17 | S/ 24,839.09 | S/ 37,541.61 | S/ 50,436.60 | S/ 863,953.60 |
| 5.90% | S/ 11,742.34 | S/ 23,654.17 | S/ 35,737.94 | S/ 47,996.12 | S/ 861,513.12 |
| 5.75% | S/ 11,449.96 | S/ 23,061.08 | S/ 34,835.62 | S/ 46,775.88 | S/ 860,292.88 |
| 5.70% | S/ 11,352.43 | S/ 22,863.29 | S/ 34,534.78 | S/ 46,369.13 | S/ 859,886.13 |
| 5.65% | S/ 11,254.87 | S/ 22,665.45 | S/ 34,233.90 | S/ 45,962.39 | S/ 859,479.39 |
| 5.60% | S/ 11,157.27 | S/ 22,467.57 | S/ 33,932.98 | S/ 45,555.64 | S/ 859,072.64 |
| 5.50% | S/ 10,961.97 | S/ 22,071.66 | S/ 33,331.04 | S/ 44,742.15 | S/ 858,259.15 |
| 5.30% | S/ 10,570.96 | S/ 21,279.28 | S/ 32,126.74 | S/ 43,115.16 | S/ 856,632.16 |
| 5.25% | S/ 10,473.12 | S/ 21,081.07 | S/ 31,825.58 | S/ 42,708.42 | S/ 856,225.42 |
| 5.05% | S/ 10,081.41 | S/ 20,287.74 | S/ 30,620.56 | S/ 41,081.43 | S/ 854,598.43 |
| 5.00% | S/ 9,983.39 | S/ 20,089.30 | S/ 30,319.22 | S/ 40,674.68 | S/ 854,191.68 |
| 4.95% | S/ 9,885.34 | S/ 19,890.80 | S/ 30,017.84 | S/ 40,267.94 | S/ 853,784.94 |
| 4.75% | S/ 9,492.79 | S/ 19,096.34 | S/ 28,811.96 | S/ 38,640.95 | S/ 852,157.95 |
| 4.55% | S/ 9,099.67 | S/ 18,301.13 | S/ 27,605.51 | S/ 37,013.96 | S/ 850,530.96 |
| 4.50% | S/ 9,001.30 | S/ 18,102.21 | S/ 27,303.80 | S/ 36,607.22 | S/ 850,124.22 |
| 4.40% | S/ 8,804.46 | S/ 17,704.22 | S/ 26,700.29 | S/ 35,793.72 | S/ 849,310.72 |
| 4.30% | S/ 8,607.48 | S/ 17,306.04 | S/ 26,096.63 | S/ 34,980.23 | S/ 848,497.23 |
| 4.25% | S/ 8,508.94 | S/ 17,106.88 | S/ 25,794.75 | S/ 34,573.48 | S/ 848,090.48 |
| 4.20% | S/ 8,410.36 | S/ 16,907.67 | S/ 25,492.83 | S/ 34,166.74 | S/ 847,683.74 |
| 4.15% | S/ 8,311.75 | S/ 16,708.41 | S/ 25,190.87 | S/ 33,759.99 | S/ 847,276.99 |
| 4.00% | S/ 8,015.69 | S/ 16,110.36 | S/ 24,284.78 | S/ 32,539.75 | S/ 846,056.75 |
| 3.90% | S/ 7,818.14 | S/ 15,711.41 | S/ 23,680.54 | S/ 31,726.26 | S/ 845,243.26 |
| 3.75% | S/ 7,521.55 | S/ 15,112.64 | S/ 22,773.91 | S/ 30,506.02 | S/ 844,023.02 |
| 3.50% | S/ 7,026.51 | S/ 14,113.71 | S/ 21,262.13 | S/ 28,472.28 | S/ 841,989.28 |
| 3.00% | S/ 6,033.74 | S/ 12,112.24 | S/ 18,235.82 | S/ 24,404.82 | S/ 837,921.82 |
| 2.75% | S/ 5,536.00 | S/ 11,109.68 | S/ 16,721.29 | S/ 22,371.08 | S/ 835,888.08 |
| 2.50% | S/ 5,037.36 | S/ 10,105.90 | S/ 15,205.84 | S/ 20,337.35 | S/ 833,854.35 |
| 2.00% | S/ 4,037.32 | S/ 8,094.67 | S/ 12,172.16 | S/ 16,269.88 | S/ 829,786.88 |
| 1.35% | S/ 2,731.75 | S/ 5,472.68 | S/ 8,222.81 | S/ 10,982.17 | S/ 824,499.17 |
| 1.00% | S/ 2,026.15 | S/ 4,057.35 | S/ 6,093.61 | S/ 8,134.94 | S/ 821,651.94 |
| 0.10% | S/ 203.30 | S/ 406.65 | S/ 610.04 | S/ 813.49 | S/ 814,330.49 |
Sobre los datos
-
Para S/ 813,517 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 813,517 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.