Cálculo de intereses
Ahorrando S/ 813,066
Veamos que pasaría si Usted ahorrara 813,066 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 813,066.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,288.49 | S/ 18,683.09 | S/ 28,185.02 | S/ 37,795.50 | S/ 850,861.50 |
| 8.50% | S/ 16,752.26 | S/ 33,849.68 | S/ 51,299.37 | S/ 69,108.59 | S/ 882,174.59 |
| 8.00% | S/ 15,794.62 | S/ 31,896.06 | S/ 48,310.29 | S/ 65,043.39 | S/ 878,109.39 |
| 7.10% | S/ 14,062.45 | S/ 28,368.12 | S/ 42,921.21 | S/ 57,726.01 | S/ 870,792.01 |
| 7.00% | S/ 13,869.32 | S/ 27,975.21 | S/ 42,321.73 | S/ 56,912.97 | S/ 869,978.97 |
| 6.50% | S/ 12,901.60 | S/ 26,007.92 | S/ 39,322.21 | S/ 52,847.76 | S/ 865,913.76 |
| 6.10% | S/ 12,124.97 | S/ 24,430.75 | S/ 36,920.05 | S/ 49,595.60 | S/ 862,661.60 |
| 6.20% | S/ 12,319.33 | S/ 24,825.32 | S/ 37,520.80 | S/ 50,408.64 | S/ 863,474.64 |
| 5.90% | S/ 11,735.83 | S/ 23,641.06 | S/ 35,718.12 | S/ 47,969.51 | S/ 861,035.51 |
| 5.75% | S/ 11,443.62 | S/ 23,048.30 | S/ 34,816.31 | S/ 46,749.95 | S/ 859,815.95 |
| 5.70% | S/ 11,346.14 | S/ 22,850.61 | S/ 34,515.63 | S/ 46,343.43 | S/ 859,409.43 |
| 5.65% | S/ 11,248.63 | S/ 22,652.89 | S/ 34,214.92 | S/ 45,936.91 | S/ 859,002.91 |
| 5.60% | S/ 11,151.09 | S/ 22,455.11 | S/ 33,914.17 | S/ 45,530.39 | S/ 858,596.39 |
| 5.50% | S/ 10,955.90 | S/ 22,059.42 | S/ 33,312.57 | S/ 44,717.34 | S/ 857,783.34 |
| 5.30% | S/ 10,565.10 | S/ 21,267.48 | S/ 32,108.93 | S/ 43,091.26 | S/ 856,157.26 |
| 5.25% | S/ 10,467.31 | S/ 21,069.38 | S/ 31,807.94 | S/ 42,684.74 | S/ 855,750.74 |
| 5.05% | S/ 10,075.82 | S/ 20,276.50 | S/ 30,603.59 | S/ 41,058.65 | S/ 854,124.65 |
| 5.00% | S/ 9,977.86 | S/ 20,078.16 | S/ 30,302.41 | S/ 40,652.13 | S/ 853,718.13 |
| 4.95% | S/ 9,879.86 | S/ 19,879.77 | S/ 30,001.20 | S/ 40,245.61 | S/ 853,311.61 |
| 4.75% | S/ 9,487.52 | S/ 19,085.76 | S/ 28,795.99 | S/ 38,619.53 | S/ 851,685.53 |
| 4.55% | S/ 9,094.63 | S/ 18,290.98 | S/ 27,590.20 | S/ 36,993.44 | S/ 850,059.44 |
| 4.50% | S/ 8,996.31 | S/ 18,092.17 | S/ 27,288.67 | S/ 36,586.92 | S/ 849,652.92 |
| 4.40% | S/ 8,799.58 | S/ 17,694.40 | S/ 26,685.49 | S/ 35,773.88 | S/ 848,839.88 |
| 4.30% | S/ 8,602.71 | S/ 17,296.44 | S/ 26,082.16 | S/ 34,960.84 | S/ 848,026.84 |
| 4.25% | S/ 8,504.22 | S/ 17,097.39 | S/ 25,780.45 | S/ 34,554.32 | S/ 847,620.32 |
| 4.20% | S/ 8,405.70 | S/ 16,898.30 | S/ 25,478.69 | S/ 34,147.80 | S/ 847,213.80 |
| 4.15% | S/ 8,307.14 | S/ 16,699.15 | S/ 25,176.90 | S/ 33,741.27 | S/ 846,807.27 |
| 4.00% | S/ 8,011.24 | S/ 16,101.42 | S/ 24,271.32 | S/ 32,521.71 | S/ 845,587.71 |
| 3.90% | S/ 7,813.80 | S/ 15,702.70 | S/ 23,667.41 | S/ 31,708.67 | S/ 844,774.67 |
| 3.75% | S/ 7,517.38 | S/ 15,104.26 | S/ 22,761.28 | S/ 30,489.11 | S/ 843,555.11 |
| 3.50% | S/ 7,022.62 | S/ 14,105.89 | S/ 21,250.34 | S/ 28,456.50 | S/ 841,522.50 |
| 3.00% | S/ 6,030.40 | S/ 12,105.53 | S/ 18,225.71 | S/ 24,391.29 | S/ 837,457.29 |
| 2.75% | S/ 5,532.94 | S/ 11,103.52 | S/ 16,712.02 | S/ 22,358.68 | S/ 835,424.68 |
| 2.50% | S/ 5,034.56 | S/ 10,100.30 | S/ 15,197.41 | S/ 20,326.07 | S/ 833,392.07 |
| 2.00% | S/ 4,035.08 | S/ 8,090.18 | S/ 12,165.41 | S/ 16,260.86 | S/ 829,326.86 |
| 1.35% | S/ 2,730.24 | S/ 5,469.64 | S/ 8,218.25 | S/ 10,976.08 | S/ 824,042.08 |
| 1.00% | S/ 2,025.03 | S/ 4,055.10 | S/ 6,090.23 | S/ 8,130.43 | S/ 821,196.43 |
| 0.10% | S/ 203.18 | S/ 406.42 | S/ 609.71 | S/ 813.04 | S/ 813,879.04 |
Sobre los datos
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Para S/ 813,066 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 813,066 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.