Cálculo de intereses
Ahorrando S/ 812,629
Veamos que pasaría si Usted ahorrara 812,629 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 812,629.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,283.50 | S/ 18,673.05 | S/ 28,169.87 | S/ 37,775.19 | S/ 850,404.19 |
| 8.50% | S/ 16,743.26 | S/ 33,831.49 | S/ 51,271.80 | S/ 69,071.45 | S/ 881,700.45 |
| 8.00% | S/ 15,786.13 | S/ 31,878.92 | S/ 48,284.33 | S/ 65,008.43 | S/ 877,637.43 |
| 7.10% | S/ 14,054.89 | S/ 28,352.87 | S/ 42,898.15 | S/ 57,694.99 | S/ 870,323.99 |
| 7.00% | S/ 13,861.86 | S/ 27,960.18 | S/ 42,298.98 | S/ 56,882.38 | S/ 869,511.38 |
| 6.50% | S/ 12,894.66 | S/ 25,993.94 | S/ 39,301.07 | S/ 52,819.36 | S/ 865,448.36 |
| 6.10% | S/ 12,118.45 | S/ 24,417.62 | S/ 36,900.21 | S/ 49,568.94 | S/ 862,197.94 |
| 6.20% | S/ 12,312.71 | S/ 24,811.98 | S/ 37,500.64 | S/ 50,381.54 | S/ 863,010.54 |
| 5.90% | S/ 11,729.52 | S/ 23,628.35 | S/ 35,698.93 | S/ 47,943.73 | S/ 860,572.73 |
| 5.75% | S/ 11,437.46 | S/ 23,035.91 | S/ 34,797.59 | S/ 46,724.82 | S/ 859,353.82 |
| 5.70% | S/ 11,340.04 | S/ 22,838.33 | S/ 34,497.08 | S/ 46,318.52 | S/ 858,947.52 |
| 5.65% | S/ 11,242.59 | S/ 22,640.71 | S/ 34,196.53 | S/ 45,912.22 | S/ 858,541.22 |
| 5.60% | S/ 11,145.09 | S/ 22,443.04 | S/ 33,895.94 | S/ 45,505.91 | S/ 858,134.91 |
| 5.50% | S/ 10,950.01 | S/ 22,047.57 | S/ 33,294.66 | S/ 44,693.31 | S/ 857,322.31 |
| 5.30% | S/ 10,559.42 | S/ 21,256.05 | S/ 32,091.68 | S/ 43,068.10 | S/ 855,697.10 |
| 5.25% | S/ 10,461.69 | S/ 21,058.05 | S/ 31,790.84 | S/ 42,661.80 | S/ 855,290.80 |
| 5.05% | S/ 10,070.40 | S/ 20,265.60 | S/ 30,587.14 | S/ 41,036.59 | S/ 853,665.59 |
| 5.00% | S/ 9,972.49 | S/ 20,067.37 | S/ 30,286.12 | S/ 40,630.28 | S/ 853,259.28 |
| 4.95% | S/ 9,874.55 | S/ 19,869.09 | S/ 29,985.07 | S/ 40,223.98 | S/ 852,852.98 |
| 4.75% | S/ 9,482.42 | S/ 19,075.50 | S/ 28,780.51 | S/ 38,598.77 | S/ 851,227.77 |
| 4.55% | S/ 9,089.74 | S/ 18,281.15 | S/ 27,575.38 | S/ 36,973.56 | S/ 849,602.56 |
| 4.50% | S/ 8,991.48 | S/ 18,082.45 | S/ 27,274.00 | S/ 36,567.26 | S/ 849,196.26 |
| 4.40% | S/ 8,794.85 | S/ 17,684.89 | S/ 26,671.14 | S/ 35,754.65 | S/ 848,383.65 |
| 4.30% | S/ 8,598.09 | S/ 17,287.15 | S/ 26,068.14 | S/ 34,942.05 | S/ 847,571.05 |
| 4.25% | S/ 8,499.65 | S/ 17,088.20 | S/ 25,766.59 | S/ 34,535.75 | S/ 847,164.75 |
| 4.20% | S/ 8,401.18 | S/ 16,889.21 | S/ 25,465.00 | S/ 34,129.44 | S/ 846,758.44 |
| 4.15% | S/ 8,302.67 | S/ 16,690.17 | S/ 25,163.37 | S/ 33,723.14 | S/ 846,352.14 |
| 4.00% | S/ 8,006.94 | S/ 16,092.77 | S/ 24,258.27 | S/ 32,504.23 | S/ 845,133.23 |
| 3.90% | S/ 7,809.60 | S/ 15,694.26 | S/ 23,654.69 | S/ 31,691.63 | S/ 844,320.63 |
| 3.75% | S/ 7,513.34 | S/ 15,096.14 | S/ 22,749.05 | S/ 30,472.72 | S/ 843,101.72 |
| 3.50% | S/ 7,018.84 | S/ 14,098.31 | S/ 21,238.92 | S/ 28,441.20 | S/ 841,070.20 |
| 3.00% | S/ 6,027.16 | S/ 12,099.02 | S/ 18,215.91 | S/ 24,378.18 | S/ 837,007.18 |
| 2.75% | S/ 5,529.96 | S/ 11,097.56 | S/ 16,703.04 | S/ 22,346.66 | S/ 834,975.66 |
| 2.50% | S/ 5,031.86 | S/ 10,094.87 | S/ 15,189.24 | S/ 20,315.15 | S/ 832,944.15 |
| 2.00% | S/ 4,032.91 | S/ 8,085.83 | S/ 12,158.87 | S/ 16,252.12 | S/ 828,881.12 |
| 1.35% | S/ 2,728.77 | S/ 5,466.70 | S/ 8,213.83 | S/ 10,970.18 | S/ 823,599.18 |
| 1.00% | S/ 2,023.94 | S/ 4,052.92 | S/ 6,086.96 | S/ 8,126.06 | S/ 820,755.06 |
| 0.10% | S/ 203.08 | S/ 406.20 | S/ 609.38 | S/ 812.61 | S/ 813,441.61 |
Sobre los datos
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Para S/ 812,629 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 812,629 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
