Cálculo de intereses
Ahorrando S/ 808,571
Veamos que pasaría si Usted ahorrara 808,571 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 808,571.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,237.14 | S/ 18,579.81 | S/ 28,029.20 | S/ 37,586.55 | S/ 846,157.55 |
| 8.50% | S/ 16,659.65 | S/ 33,662.54 | S/ 51,015.77 | S/ 68,726.53 | S/ 877,297.53 |
| 8.00% | S/ 15,707.30 | S/ 31,719.73 | S/ 48,043.21 | S/ 64,683.80 | S/ 873,254.80 |
| 7.10% | S/ 13,984.71 | S/ 28,211.29 | S/ 42,683.93 | S/ 57,406.88 | S/ 865,977.88 |
| 7.00% | S/ 13,792.64 | S/ 27,820.55 | S/ 42,087.76 | S/ 56,598.33 | S/ 865,169.33 |
| 6.50% | S/ 12,830.27 | S/ 25,864.13 | S/ 39,104.81 | S/ 52,555.60 | S/ 861,126.60 |
| 6.10% | S/ 12,057.94 | S/ 24,295.69 | S/ 36,715.94 | S/ 49,321.41 | S/ 857,892.41 |
| 6.20% | S/ 12,251.23 | S/ 24,688.08 | S/ 37,313.37 | S/ 50,129.96 | S/ 858,700.96 |
| 5.90% | S/ 11,670.95 | S/ 23,510.36 | S/ 35,520.66 | S/ 47,704.31 | S/ 856,275.31 |
| 5.75% | S/ 11,380.35 | S/ 22,920.87 | S/ 34,623.83 | S/ 46,491.49 | S/ 855,062.49 |
| 5.70% | S/ 11,283.41 | S/ 22,724.29 | S/ 34,324.81 | S/ 46,087.22 | S/ 854,658.22 |
| 5.65% | S/ 11,186.44 | S/ 22,527.65 | S/ 34,025.76 | S/ 45,682.95 | S/ 854,253.95 |
| 5.60% | S/ 11,089.44 | S/ 22,330.97 | S/ 33,726.68 | S/ 45,278.67 | S/ 853,849.67 |
| 5.50% | S/ 10,895.33 | S/ 21,937.47 | S/ 33,128.40 | S/ 44,470.13 | S/ 853,041.13 |
| 5.30% | S/ 10,506.69 | S/ 21,149.91 | S/ 31,931.42 | S/ 42,853.03 | S/ 851,424.03 |
| 5.25% | S/ 10,409.44 | S/ 20,952.90 | S/ 31,632.09 | S/ 42,448.76 | S/ 851,019.76 |
| 5.05% | S/ 10,020.11 | S/ 20,164.40 | S/ 30,434.40 | S/ 40,831.66 | S/ 849,402.66 |
| 5.00% | S/ 9,922.69 | S/ 19,967.16 | S/ 30,134.88 | S/ 40,427.39 | S/ 848,998.39 |
| 4.95% | S/ 9,825.24 | S/ 19,769.87 | S/ 29,835.34 | S/ 40,023.12 | S/ 848,594.12 |
| 4.75% | S/ 9,435.07 | S/ 18,980.24 | S/ 28,636.79 | S/ 38,406.02 | S/ 846,977.02 |
| 4.55% | S/ 9,044.35 | S/ 18,189.86 | S/ 27,437.67 | S/ 36,788.93 | S/ 845,359.93 |
| 4.50% | S/ 8,946.58 | S/ 17,992.15 | S/ 27,137.80 | S/ 36,384.65 | S/ 844,955.65 |
| 4.40% | S/ 8,750.94 | S/ 17,596.58 | S/ 26,537.96 | S/ 35,576.11 | S/ 844,147.11 |
| 4.30% | S/ 8,555.15 | S/ 17,200.82 | S/ 25,937.97 | S/ 34,767.56 | S/ 843,338.56 |
| 4.25% | S/ 8,457.21 | S/ 17,002.87 | S/ 25,637.92 | S/ 34,363.29 | S/ 842,934.29 |
| 4.20% | S/ 8,359.23 | S/ 16,804.87 | S/ 25,337.83 | S/ 33,959.01 | S/ 842,530.01 |
| 4.15% | S/ 8,261.21 | S/ 16,606.83 | S/ 25,037.71 | S/ 33,554.74 | S/ 842,125.74 |
| 4.00% | S/ 7,966.95 | S/ 16,012.41 | S/ 24,137.14 | S/ 32,341.92 | S/ 840,912.92 |
| 3.90% | S/ 7,770.61 | S/ 15,615.89 | S/ 23,536.57 | S/ 31,533.37 | S/ 840,104.37 |
| 3.75% | S/ 7,475.82 | S/ 15,020.75 | S/ 22,635.45 | S/ 30,320.55 | S/ 838,891.55 |
| 3.50% | S/ 6,983.79 | S/ 14,027.90 | S/ 21,132.86 | S/ 28,299.18 | S/ 836,870.18 |
| 3.00% | S/ 5,997.06 | S/ 12,038.60 | S/ 18,124.95 | S/ 24,256.44 | S/ 832,827.44 |
| 2.75% | S/ 5,502.35 | S/ 11,042.14 | S/ 16,619.63 | S/ 22,235.07 | S/ 830,806.07 |
| 2.50% | S/ 5,006.73 | S/ 10,044.46 | S/ 15,113.39 | S/ 20,213.70 | S/ 828,784.70 |
| 2.00% | S/ 4,012.77 | S/ 8,045.45 | S/ 12,098.15 | S/ 16,170.96 | S/ 824,741.96 |
| 1.35% | S/ 2,715.14 | S/ 5,439.40 | S/ 8,172.81 | S/ 10,915.40 | S/ 819,486.40 |
| 1.00% | S/ 2,013.83 | S/ 4,032.68 | S/ 6,056.56 | S/ 8,085.48 | S/ 816,656.48 |
| 0.10% | S/ 202.06 | S/ 404.17 | S/ 606.34 | S/ 808.55 | S/ 809,379.55 |
Sobre los datos
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Para S/ 808,571 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 808,571 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
