Cálculo de intereses
Ahorrando S/ 808,101
Veamos que pasaría si Usted ahorrara 808,101 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 808,101.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,231.77 | S/ 18,569.01 | S/ 28,012.91 | S/ 37,564.70 | S/ 845,665.70 |
| 8.50% | S/ 16,649.96 | S/ 33,642.98 | S/ 50,986.11 | S/ 68,686.58 | S/ 876,787.58 |
| 8.00% | S/ 15,698.17 | S/ 31,701.29 | S/ 48,015.29 | S/ 64,646.20 | S/ 872,747.20 |
| 7.10% | S/ 13,976.58 | S/ 28,194.89 | S/ 42,659.12 | S/ 57,373.51 | S/ 865,474.51 |
| 7.00% | S/ 13,784.62 | S/ 27,804.38 | S/ 42,063.29 | S/ 56,565.43 | S/ 864,666.43 |
| 6.50% | S/ 12,822.81 | S/ 25,849.10 | S/ 39,082.08 | S/ 52,525.05 | S/ 860,626.05 |
| 6.10% | S/ 12,050.93 | S/ 24,281.57 | S/ 36,694.60 | S/ 49,292.74 | S/ 857,393.74 |
| 6.20% | S/ 12,244.10 | S/ 24,673.73 | S/ 37,291.68 | S/ 50,100.82 | S/ 858,201.82 |
| 5.90% | S/ 11,664.17 | S/ 23,496.69 | S/ 35,500.01 | S/ 47,676.59 | S/ 855,777.59 |
| 5.75% | S/ 11,373.73 | S/ 22,907.55 | S/ 34,603.70 | S/ 46,464.47 | S/ 854,565.47 |
| 5.70% | S/ 11,276.86 | S/ 22,711.08 | S/ 34,304.86 | S/ 46,060.43 | S/ 854,161.43 |
| 5.65% | S/ 11,179.94 | S/ 22,514.56 | S/ 34,005.98 | S/ 45,656.39 | S/ 853,757.39 |
| 5.60% | S/ 11,082.99 | S/ 22,317.99 | S/ 33,707.07 | S/ 45,252.35 | S/ 853,353.35 |
| 5.50% | S/ 10,888.99 | S/ 21,924.72 | S/ 33,109.14 | S/ 44,444.28 | S/ 852,545.28 |
| 5.30% | S/ 10,500.58 | S/ 21,137.61 | S/ 31,912.86 | S/ 42,828.12 | S/ 850,929.12 |
| 5.25% | S/ 10,403.39 | S/ 20,940.72 | S/ 31,613.70 | S/ 42,424.08 | S/ 850,525.08 |
| 5.05% | S/ 10,014.29 | S/ 20,152.68 | S/ 30,416.71 | S/ 40,807.93 | S/ 848,908.93 |
| 5.00% | S/ 9,916.93 | S/ 19,955.55 | S/ 30,117.37 | S/ 40,403.89 | S/ 848,504.89 |
| 4.95% | S/ 9,819.53 | S/ 19,758.38 | S/ 29,818.00 | S/ 39,999.85 | S/ 848,100.85 |
| 4.75% | S/ 9,429.59 | S/ 18,969.21 | S/ 28,620.15 | S/ 38,383.70 | S/ 846,484.70 |
| 4.55% | S/ 9,039.09 | S/ 18,179.29 | S/ 27,421.72 | S/ 36,767.54 | S/ 844,868.54 |
| 4.50% | S/ 8,941.38 | S/ 17,981.69 | S/ 27,122.03 | S/ 36,363.50 | S/ 844,464.50 |
| 4.40% | S/ 8,745.85 | S/ 17,586.35 | S/ 26,522.53 | S/ 35,555.43 | S/ 843,656.43 |
| 4.30% | S/ 8,550.18 | S/ 17,190.82 | S/ 25,922.89 | S/ 34,747.35 | S/ 842,848.35 |
| 4.25% | S/ 8,452.29 | S/ 16,992.99 | S/ 25,623.02 | S/ 34,343.31 | S/ 842,444.31 |
| 4.20% | S/ 8,354.37 | S/ 16,795.11 | S/ 25,323.11 | S/ 33,939.27 | S/ 842,040.27 |
| 4.15% | S/ 8,256.41 | S/ 16,597.18 | S/ 25,023.16 | S/ 33,535.23 | S/ 841,636.23 |
| 4.00% | S/ 7,962.32 | S/ 16,003.10 | S/ 24,123.11 | S/ 32,323.12 | S/ 840,424.12 |
| 3.90% | S/ 7,766.09 | S/ 15,606.81 | S/ 23,522.89 | S/ 31,515.04 | S/ 839,616.04 |
| 3.75% | S/ 7,471.47 | S/ 15,012.02 | S/ 22,622.29 | S/ 30,302.92 | S/ 838,403.92 |
| 3.50% | S/ 6,979.73 | S/ 14,019.75 | S/ 21,120.57 | S/ 28,282.73 | S/ 836,383.73 |
| 3.00% | S/ 5,993.57 | S/ 12,031.60 | S/ 18,114.41 | S/ 24,242.34 | S/ 832,343.34 |
| 2.75% | S/ 5,499.15 | S/ 11,035.72 | S/ 16,609.97 | S/ 22,222.15 | S/ 830,323.15 |
| 2.50% | S/ 5,003.82 | S/ 10,038.62 | S/ 15,104.60 | S/ 20,201.95 | S/ 828,302.95 |
| 2.00% | S/ 4,010.44 | S/ 8,040.78 | S/ 12,091.12 | S/ 16,161.56 | S/ 824,262.56 |
| 1.35% | S/ 2,713.57 | S/ 5,436.24 | S/ 8,168.06 | S/ 10,909.06 | S/ 819,010.06 |
| 1.00% | S/ 2,012.66 | S/ 4,030.34 | S/ 6,053.04 | S/ 8,080.78 | S/ 816,181.78 |
| 0.10% | S/ 201.94 | S/ 403.94 | S/ 605.98 | S/ 808.08 | S/ 808,909.08 |
Sobre los datos
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Para S/ 808,101 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 808,101 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.