Cálculo de intereses
Ahorrando S/ 807,990
Veamos que pasaría si Usted ahorrara 807,990 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 807,990.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,230.50 | S/ 18,566.45 | S/ 28,009.06 | S/ 37,559.54 | S/ 845,549.54 |
| 8.50% | S/ 16,647.67 | S/ 33,638.36 | S/ 50,979.11 | S/ 68,677.15 | S/ 876,667.15 |
| 8.00% | S/ 15,696.01 | S/ 31,696.93 | S/ 48,008.69 | S/ 64,637.32 | S/ 872,627.32 |
| 7.10% | S/ 13,974.66 | S/ 28,191.02 | S/ 42,653.26 | S/ 57,365.63 | S/ 865,355.63 |
| 7.00% | S/ 13,782.73 | S/ 27,800.56 | S/ 42,057.51 | S/ 56,557.66 | S/ 864,547.66 |
| 6.50% | S/ 12,821.05 | S/ 25,845.55 | S/ 39,076.72 | S/ 52,517.83 | S/ 860,507.83 |
| 6.10% | S/ 12,049.27 | S/ 24,278.23 | S/ 36,689.56 | S/ 49,285.97 | S/ 857,275.97 |
| 6.20% | S/ 12,242.42 | S/ 24,670.34 | S/ 37,286.56 | S/ 50,093.93 | S/ 858,083.93 |
| 5.90% | S/ 11,662.56 | S/ 23,493.47 | S/ 35,495.13 | S/ 47,670.04 | S/ 855,660.04 |
| 5.75% | S/ 11,372.17 | S/ 22,904.40 | S/ 34,598.95 | S/ 46,458.09 | S/ 854,448.09 |
| 5.70% | S/ 11,275.31 | S/ 22,707.96 | S/ 34,300.15 | S/ 46,054.10 | S/ 854,044.10 |
| 5.65% | S/ 11,178.41 | S/ 22,511.46 | S/ 34,001.31 | S/ 45,650.12 | S/ 853,640.12 |
| 5.60% | S/ 11,081.47 | S/ 22,314.92 | S/ 33,702.44 | S/ 45,246.14 | S/ 853,236.14 |
| 5.50% | S/ 10,887.50 | S/ 21,921.71 | S/ 33,104.60 | S/ 44,438.17 | S/ 852,428.17 |
| 5.30% | S/ 10,499.14 | S/ 21,134.71 | S/ 31,908.48 | S/ 42,822.24 | S/ 850,812.24 |
| 5.25% | S/ 10,401.96 | S/ 20,937.84 | S/ 31,609.36 | S/ 42,418.26 | S/ 850,408.26 |
| 5.05% | S/ 10,012.91 | S/ 20,149.91 | S/ 30,412.53 | S/ 40,802.32 | S/ 848,792.32 |
| 5.00% | S/ 9,915.56 | S/ 19,952.81 | S/ 30,113.23 | S/ 40,398.34 | S/ 848,388.34 |
| 4.95% | S/ 9,818.18 | S/ 19,755.66 | S/ 29,813.90 | S/ 39,994.36 | S/ 847,984.36 |
| 4.75% | S/ 9,428.29 | S/ 18,966.60 | S/ 28,616.21 | S/ 38,378.43 | S/ 846,368.43 |
| 4.55% | S/ 9,037.85 | S/ 18,176.79 | S/ 27,417.96 | S/ 36,762.49 | S/ 844,752.49 |
| 4.50% | S/ 8,940.15 | S/ 17,979.22 | S/ 27,118.30 | S/ 36,358.51 | S/ 844,348.51 |
| 4.40% | S/ 8,744.65 | S/ 17,583.94 | S/ 26,518.89 | S/ 35,550.54 | S/ 843,540.54 |
| 4.30% | S/ 8,549.00 | S/ 17,188.46 | S/ 25,919.33 | S/ 34,742.58 | S/ 842,732.58 |
| 4.25% | S/ 8,451.13 | S/ 16,990.65 | S/ 25,619.50 | S/ 34,338.59 | S/ 842,328.59 |
| 4.20% | S/ 8,353.22 | S/ 16,792.80 | S/ 25,319.63 | S/ 33,934.61 | S/ 841,924.61 |
| 4.15% | S/ 8,255.28 | S/ 16,594.90 | S/ 25,019.72 | S/ 33,530.63 | S/ 841,520.63 |
| 4.00% | S/ 7,961.23 | S/ 16,000.90 | S/ 24,119.79 | S/ 32,318.68 | S/ 840,308.68 |
| 3.90% | S/ 7,765.02 | S/ 15,604.67 | S/ 23,519.66 | S/ 31,510.71 | S/ 839,500.71 |
| 3.75% | S/ 7,470.45 | S/ 15,009.96 | S/ 22,619.18 | S/ 30,298.76 | S/ 838,288.76 |
| 3.50% | S/ 6,978.77 | S/ 14,017.82 | S/ 21,117.67 | S/ 28,278.84 | S/ 836,268.84 |
| 3.00% | S/ 5,992.75 | S/ 12,029.95 | S/ 18,111.93 | S/ 24,239.01 | S/ 832,229.01 |
| 2.75% | S/ 5,498.39 | S/ 11,034.20 | S/ 16,607.69 | S/ 22,219.09 | S/ 830,209.09 |
| 2.50% | S/ 5,003.13 | S/ 10,037.24 | S/ 15,102.53 | S/ 20,199.18 | S/ 828,189.18 |
| 2.00% | S/ 4,009.89 | S/ 8,039.67 | S/ 12,089.46 | S/ 16,159.34 | S/ 824,149.34 |
| 1.35% | S/ 2,713.19 | S/ 5,435.50 | S/ 8,166.94 | S/ 10,907.56 | S/ 818,897.56 |
| 1.00% | S/ 2,012.39 | S/ 4,029.79 | S/ 6,052.21 | S/ 8,079.67 | S/ 816,069.67 |
| 0.10% | S/ 201.92 | S/ 403.88 | S/ 605.90 | S/ 807.97 | S/ 808,797.97 |
Sobre los datos
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Para S/ 807,990 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 807,990 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.