Cálculo de intereses
Ahorrando S/ 805,860
Veamos que pasaría si Usted ahorrara 805,860 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 805,860.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,206.17 | S/ 18,517.51 | S/ 27,935.22 | S/ 37,460.53 | S/ 843,320.53 |
| 8.50% | S/ 16,603.79 | S/ 33,549.68 | S/ 50,844.72 | S/ 68,496.10 | S/ 874,356.10 |
| 8.00% | S/ 15,654.63 | S/ 31,613.38 | S/ 47,882.13 | S/ 64,466.92 | S/ 870,326.92 |
| 7.10% | S/ 13,937.82 | S/ 28,116.70 | S/ 42,540.81 | S/ 57,214.40 | S/ 863,074.40 |
| 7.00% | S/ 13,746.39 | S/ 27,727.28 | S/ 41,946.64 | S/ 56,408.57 | S/ 862,268.57 |
| 6.50% | S/ 12,787.26 | S/ 25,777.42 | S/ 38,973.70 | S/ 52,379.39 | S/ 858,239.39 |
| 6.10% | S/ 12,017.51 | S/ 24,214.23 | S/ 36,592.84 | S/ 49,156.04 | S/ 855,016.04 |
| 6.20% | S/ 12,210.15 | S/ 24,605.30 | S/ 37,188.26 | S/ 49,961.88 | S/ 855,821.88 |
| 5.90% | S/ 11,631.82 | S/ 23,431.53 | S/ 35,401.56 | S/ 47,544.37 | S/ 853,404.37 |
| 5.75% | S/ 11,342.19 | S/ 22,844.02 | S/ 34,507.74 | S/ 46,335.62 | S/ 852,195.62 |
| 5.70% | S/ 11,245.58 | S/ 22,648.10 | S/ 34,209.73 | S/ 45,932.70 | S/ 851,792.70 |
| 5.65% | S/ 11,148.94 | S/ 22,452.12 | S/ 33,911.68 | S/ 45,529.78 | S/ 851,389.78 |
| 5.60% | S/ 11,052.26 | S/ 22,256.10 | S/ 33,613.60 | S/ 45,126.86 | S/ 850,986.86 |
| 5.50% | S/ 10,858.80 | S/ 21,863.92 | S/ 33,017.33 | S/ 44,321.03 | S/ 850,181.03 |
| 5.30% | S/ 10,471.46 | S/ 21,078.99 | S/ 31,824.36 | S/ 42,709.35 | S/ 848,569.35 |
| 5.25% | S/ 10,374.54 | S/ 20,882.65 | S/ 31,526.03 | S/ 42,306.43 | S/ 848,166.43 |
| 5.05% | S/ 9,986.52 | S/ 20,096.79 | S/ 30,332.36 | S/ 40,694.76 | S/ 846,554.76 |
| 5.00% | S/ 9,889.42 | S/ 19,900.21 | S/ 30,033.85 | S/ 40,291.84 | S/ 846,151.84 |
| 4.95% | S/ 9,792.30 | S/ 19,703.58 | S/ 29,735.30 | S/ 39,888.93 | S/ 845,748.93 |
| 4.75% | S/ 9,403.44 | S/ 18,916.60 | S/ 28,540.78 | S/ 38,277.25 | S/ 844,137.25 |
| 4.55% | S/ 9,014.02 | S/ 18,128.87 | S/ 27,345.68 | S/ 36,665.58 | S/ 842,525.58 |
| 4.50% | S/ 8,916.58 | S/ 17,931.82 | S/ 27,046.82 | S/ 36,262.66 | S/ 842,122.66 |
| 4.40% | S/ 8,721.60 | S/ 17,537.58 | S/ 26,448.98 | S/ 35,456.83 | S/ 841,316.83 |
| 4.30% | S/ 8,526.47 | S/ 17,143.15 | S/ 25,851.00 | S/ 34,650.99 | S/ 840,510.99 |
| 4.25% | S/ 8,428.85 | S/ 16,945.86 | S/ 25,551.96 | S/ 34,248.07 | S/ 840,108.07 |
| 4.20% | S/ 8,331.20 | S/ 16,748.53 | S/ 25,252.88 | S/ 33,845.15 | S/ 839,705.15 |
| 4.15% | S/ 8,233.51 | S/ 16,551.15 | S/ 24,953.77 | S/ 33,442.23 | S/ 839,302.23 |
| 4.00% | S/ 7,940.24 | S/ 15,958.72 | S/ 24,056.21 | S/ 32,233.48 | S/ 838,093.48 |
| 3.90% | S/ 7,744.55 | S/ 15,563.53 | S/ 23,457.66 | S/ 31,427.64 | S/ 837,287.64 |
| 3.75% | S/ 7,450.75 | S/ 14,970.39 | S/ 22,559.56 | S/ 30,218.89 | S/ 836,078.89 |
| 3.50% | S/ 6,960.38 | S/ 13,980.87 | S/ 21,062.00 | S/ 28,204.30 | S/ 834,064.30 |
| 3.00% | S/ 5,976.95 | S/ 11,998.24 | S/ 18,064.18 | S/ 24,175.11 | S/ 830,035.11 |
| 2.75% | S/ 5,483.90 | S/ 11,005.12 | S/ 16,563.90 | S/ 22,160.52 | S/ 828,020.52 |
| 2.50% | S/ 4,989.94 | S/ 10,010.79 | S/ 15,062.72 | S/ 20,145.93 | S/ 826,005.93 |
| 2.00% | S/ 3,999.32 | S/ 8,018.48 | S/ 12,057.59 | S/ 16,116.74 | S/ 821,976.74 |
| 1.35% | S/ 2,706.04 | S/ 5,421.17 | S/ 8,145.41 | S/ 10,878.80 | S/ 816,738.80 |
| 1.00% | S/ 2,007.08 | S/ 4,019.16 | S/ 6,036.26 | S/ 8,058.37 | S/ 813,918.37 |
| 0.10% | S/ 201.38 | S/ 402.82 | S/ 604.30 | S/ 805.84 | S/ 806,665.84 |
Sobre los datos
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Para S/ 805,860 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 805,860 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.