Cálculo de intereses
Ahorrando S/ 799,751
Veamos que pasaría si Usted ahorrara 799,751 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 799,751.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,136.38 | S/ 18,377.13 | S/ 27,723.46 | S/ 37,176.55 | S/ 836,927.55 |
| 8.50% | S/ 16,477.92 | S/ 33,295.35 | S/ 50,459.28 | S/ 67,976.85 | S/ 867,727.85 |
| 8.00% | S/ 15,535.96 | S/ 31,373.72 | S/ 47,519.15 | S/ 63,978.22 | S/ 863,729.22 |
| 7.10% | S/ 13,832.16 | S/ 27,903.56 | S/ 42,218.32 | S/ 56,780.68 | S/ 856,531.68 |
| 7.00% | S/ 13,642.19 | S/ 27,517.08 | S/ 41,628.66 | S/ 55,980.95 | S/ 855,731.95 |
| 6.50% | S/ 12,690.32 | S/ 25,582.00 | S/ 38,678.25 | S/ 51,982.31 | S/ 851,733.31 |
| 6.10% | S/ 11,926.41 | S/ 24,030.67 | S/ 36,315.44 | S/ 48,783.40 | S/ 848,534.40 |
| 6.20% | S/ 12,117.59 | S/ 24,418.78 | S/ 36,906.35 | S/ 49,583.13 | S/ 849,334.13 |
| 5.90% | S/ 11,543.64 | S/ 23,253.90 | S/ 35,133.19 | S/ 47,183.95 | S/ 846,934.95 |
| 5.75% | S/ 11,256.21 | S/ 22,670.85 | S/ 34,246.15 | S/ 45,984.36 | S/ 845,735.36 |
| 5.70% | S/ 11,160.33 | S/ 22,476.41 | S/ 33,950.39 | S/ 45,584.49 | S/ 845,335.49 |
| 5.65% | S/ 11,064.42 | S/ 22,281.92 | S/ 33,654.60 | S/ 45,184.63 | S/ 844,935.63 |
| 5.60% | S/ 10,968.47 | S/ 22,087.38 | S/ 33,358.78 | S/ 44,784.77 | S/ 844,535.77 |
| 5.50% | S/ 10,776.48 | S/ 21,698.17 | S/ 32,767.03 | S/ 43,985.04 | S/ 843,736.04 |
| 5.30% | S/ 10,392.08 | S/ 20,919.20 | S/ 31,583.11 | S/ 42,385.59 | S/ 842,136.59 |
| 5.25% | S/ 10,295.90 | S/ 20,724.34 | S/ 31,287.04 | S/ 41,985.72 | S/ 841,736.72 |
| 5.05% | S/ 9,910.81 | S/ 19,944.44 | S/ 30,102.41 | S/ 40,386.27 | S/ 840,137.27 |
| 5.00% | S/ 9,814.46 | S/ 19,749.35 | S/ 29,806.17 | S/ 39,986.40 | S/ 839,737.40 |
| 4.95% | S/ 9,718.06 | S/ 19,554.22 | S/ 29,509.89 | S/ 39,586.54 | S/ 839,337.54 |
| 4.75% | S/ 9,332.15 | S/ 18,773.20 | S/ 28,324.42 | S/ 37,987.08 | S/ 837,738.08 |
| 4.55% | S/ 8,945.69 | S/ 17,991.44 | S/ 27,138.38 | S/ 36,387.63 | S/ 836,138.63 |
| 4.50% | S/ 8,848.99 | S/ 17,795.89 | S/ 26,841.78 | S/ 35,987.76 | S/ 835,738.76 |
| 4.40% | S/ 8,655.48 | S/ 17,404.63 | S/ 26,248.48 | S/ 35,188.04 | S/ 834,939.04 |
| 4.30% | S/ 8,461.83 | S/ 17,013.19 | S/ 25,655.03 | S/ 34,388.31 | S/ 834,139.31 |
| 4.25% | S/ 8,364.95 | S/ 16,817.40 | S/ 25,358.26 | S/ 33,988.45 | S/ 833,739.45 |
| 4.20% | S/ 8,268.04 | S/ 16,621.56 | S/ 25,061.45 | S/ 33,588.58 | S/ 833,339.58 |
| 4.15% | S/ 8,171.10 | S/ 16,425.68 | S/ 24,764.60 | S/ 33,188.72 | S/ 832,939.72 |
| 4.00% | S/ 7,880.05 | S/ 15,837.74 | S/ 23,873.84 | S/ 31,989.13 | S/ 831,740.13 |
| 3.90% | S/ 7,685.84 | S/ 15,445.55 | S/ 23,279.83 | S/ 31,189.40 | S/ 830,940.40 |
| 3.75% | S/ 7,394.27 | S/ 14,856.91 | S/ 22,388.54 | S/ 29,989.81 | S/ 829,740.81 |
| 3.50% | S/ 6,907.61 | S/ 13,874.89 | S/ 20,902.34 | S/ 27,990.49 | S/ 827,741.49 |
| 3.00% | S/ 5,931.64 | S/ 11,907.28 | S/ 17,927.24 | S/ 23,991.85 | S/ 823,742.85 |
| 2.75% | S/ 5,442.33 | S/ 10,921.69 | S/ 16,438.34 | S/ 21,992.53 | S/ 821,743.53 |
| 2.50% | S/ 4,952.12 | S/ 9,934.90 | S/ 14,948.53 | S/ 19,993.21 | S/ 819,744.21 |
| 2.00% | S/ 3,969.00 | S/ 7,957.69 | S/ 11,966.18 | S/ 15,994.57 | S/ 815,745.57 |
| 1.35% | S/ 2,685.53 | S/ 5,380.07 | S/ 8,083.66 | S/ 10,796.33 | S/ 810,547.33 |
| 1.00% | S/ 1,991.87 | S/ 3,988.70 | S/ 5,990.50 | S/ 7,997.28 | S/ 807,748.28 |
| 0.10% | S/ 199.86 | S/ 399.76 | S/ 599.72 | S/ 799.73 | S/ 800,550.73 |
Sobre los datos
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Para S/ 799,751 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 799,751 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.