Cálculo de intereses
Ahorrando S/ 799,341
Veamos que pasaría si Usted ahorrara 799,341 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 799,341.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,131.70 | S/ 18,367.71 | S/ 27,709.24 | S/ 37,157.49 | S/ 836,498.49 |
| 8.50% | S/ 16,469.47 | S/ 33,278.28 | S/ 50,433.41 | S/ 67,942.00 | S/ 867,283.00 |
| 8.00% | S/ 15,528.00 | S/ 31,357.64 | S/ 47,494.79 | S/ 63,945.42 | S/ 863,286.42 |
| 7.10% | S/ 13,825.07 | S/ 27,889.25 | S/ 42,196.68 | S/ 56,751.57 | S/ 856,092.57 |
| 7.00% | S/ 13,635.19 | S/ 27,502.98 | S/ 41,607.32 | S/ 55,952.25 | S/ 855,293.25 |
| 6.50% | S/ 12,683.81 | S/ 25,568.89 | S/ 38,658.43 | S/ 51,955.66 | S/ 851,296.66 |
| 6.10% | S/ 11,920.29 | S/ 24,018.35 | S/ 36,296.82 | S/ 48,758.39 | S/ 848,099.39 |
| 6.20% | S/ 12,111.38 | S/ 24,406.26 | S/ 36,887.43 | S/ 49,557.71 | S/ 848,898.71 |
| 5.90% | S/ 11,537.72 | S/ 23,241.98 | S/ 35,115.18 | S/ 47,159.76 | S/ 846,500.76 |
| 5.75% | S/ 11,250.44 | S/ 22,659.23 | S/ 34,228.59 | S/ 45,960.78 | S/ 845,301.78 |
| 5.70% | S/ 11,154.61 | S/ 22,464.88 | S/ 33,932.99 | S/ 45,561.13 | S/ 844,902.13 |
| 5.65% | S/ 11,058.75 | S/ 22,270.49 | S/ 33,637.35 | S/ 45,161.47 | S/ 844,502.47 |
| 5.60% | S/ 10,962.85 | S/ 22,076.06 | S/ 33,341.68 | S/ 44,761.81 | S/ 844,102.81 |
| 5.50% | S/ 10,770.96 | S/ 21,687.05 | S/ 32,750.23 | S/ 43,962.49 | S/ 843,303.49 |
| 5.30% | S/ 10,386.75 | S/ 20,908.47 | S/ 31,566.92 | S/ 42,363.86 | S/ 841,704.86 |
| 5.25% | S/ 10,290.62 | S/ 20,713.72 | S/ 31,271.00 | S/ 41,964.20 | S/ 841,305.20 |
| 5.05% | S/ 9,905.73 | S/ 19,934.22 | S/ 30,086.98 | S/ 40,365.56 | S/ 839,706.56 |
| 5.00% | S/ 9,809.42 | S/ 19,739.23 | S/ 29,790.89 | S/ 39,965.90 | S/ 839,306.90 |
| 4.95% | S/ 9,713.08 | S/ 19,544.19 | S/ 29,494.76 | S/ 39,566.24 | S/ 838,907.24 |
| 4.75% | S/ 9,327.37 | S/ 18,763.58 | S/ 28,309.90 | S/ 37,967.61 | S/ 837,308.61 |
| 4.55% | S/ 8,941.10 | S/ 17,982.22 | S/ 27,124.47 | S/ 36,368.97 | S/ 835,709.97 |
| 4.50% | S/ 8,844.45 | S/ 17,786.76 | S/ 26,828.02 | S/ 35,969.32 | S/ 835,310.32 |
| 4.40% | S/ 8,651.04 | S/ 17,395.71 | S/ 26,235.02 | S/ 35,170.00 | S/ 834,511.00 |
| 4.30% | S/ 8,457.49 | S/ 17,004.47 | S/ 25,641.88 | S/ 34,370.68 | S/ 833,711.68 |
| 4.25% | S/ 8,360.67 | S/ 16,808.78 | S/ 25,345.26 | S/ 33,971.02 | S/ 833,312.02 |
| 4.20% | S/ 8,263.80 | S/ 16,613.04 | S/ 25,048.60 | S/ 33,571.36 | S/ 832,912.36 |
| 4.15% | S/ 8,166.91 | S/ 16,417.26 | S/ 24,751.90 | S/ 33,171.70 | S/ 832,512.70 |
| 4.00% | S/ 7,876.01 | S/ 15,829.62 | S/ 23,861.61 | S/ 31,972.73 | S/ 831,313.73 |
| 3.90% | S/ 7,681.90 | S/ 15,437.63 | S/ 23,267.89 | S/ 31,173.41 | S/ 830,514.41 |
| 3.75% | S/ 7,390.48 | S/ 14,849.29 | S/ 22,377.06 | S/ 29,974.43 | S/ 829,315.43 |
| 3.50% | S/ 6,904.07 | S/ 13,867.77 | S/ 20,891.62 | S/ 27,976.14 | S/ 827,317.14 |
| 3.00% | S/ 5,928.60 | S/ 11,901.18 | S/ 17,918.05 | S/ 23,979.55 | S/ 823,320.55 |
| 2.75% | S/ 5,439.54 | S/ 10,916.09 | S/ 16,429.91 | S/ 21,981.25 | S/ 821,322.25 |
| 2.50% | S/ 4,949.58 | S/ 9,929.80 | S/ 14,940.87 | S/ 19,982.96 | S/ 819,323.96 |
| 2.00% | S/ 3,966.96 | S/ 7,953.61 | S/ 11,960.05 | S/ 15,986.37 | S/ 815,327.37 |
| 1.35% | S/ 2,684.15 | S/ 5,377.31 | S/ 8,079.52 | S/ 10,790.80 | S/ 810,131.80 |
| 1.00% | S/ 1,990.85 | S/ 3,986.65 | S/ 5,987.43 | S/ 7,993.19 | S/ 807,334.19 |
| 0.10% | S/ 199.75 | S/ 399.56 | S/ 599.41 | S/ 799.32 | S/ 800,140.32 |
Sobre los datos
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Para S/ 799,341 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 799,341 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.