Cálculo de intereses
Ahorrando S/ 798,143
Veamos que pasaría si Usted ahorrara 798,143 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 798,143.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,118.01 | S/ 18,340.18 | S/ 27,667.71 | S/ 37,101.80 | S/ 835,244.80 |
| 8.50% | S/ 16,444.79 | S/ 33,228.40 | S/ 50,357.82 | S/ 67,840.18 | S/ 865,983.18 |
| 8.00% | S/ 15,504.72 | S/ 31,310.64 | S/ 47,423.61 | S/ 63,849.58 | S/ 861,992.58 |
| 7.10% | S/ 13,804.35 | S/ 27,847.45 | S/ 42,133.44 | S/ 56,666.51 | S/ 854,809.51 |
| 7.00% | S/ 13,614.76 | S/ 27,461.76 | S/ 41,544.96 | S/ 55,868.39 | S/ 854,011.39 |
| 6.50% | S/ 12,664.80 | S/ 25,530.57 | S/ 38,600.49 | S/ 51,877.80 | S/ 850,020.80 |
| 6.10% | S/ 11,902.43 | S/ 23,982.35 | S/ 36,242.42 | S/ 48,685.32 | S/ 846,828.32 |
| 6.20% | S/ 12,093.22 | S/ 24,369.68 | S/ 36,832.15 | S/ 49,483.44 | S/ 847,626.44 |
| 5.90% | S/ 11,520.43 | S/ 23,207.15 | S/ 35,062.55 | S/ 47,089.08 | S/ 845,232.08 |
| 5.75% | S/ 11,233.58 | S/ 22,625.27 | S/ 34,177.29 | S/ 45,891.90 | S/ 844,034.90 |
| 5.70% | S/ 11,137.89 | S/ 22,431.21 | S/ 33,882.13 | S/ 45,492.84 | S/ 843,635.84 |
| 5.65% | S/ 11,042.17 | S/ 22,237.12 | S/ 33,586.94 | S/ 45,093.78 | S/ 843,236.78 |
| 5.60% | S/ 10,946.42 | S/ 22,042.97 | S/ 33,291.71 | S/ 44,694.72 | S/ 842,837.72 |
| 5.50% | S/ 10,754.81 | S/ 21,654.54 | S/ 32,701.15 | S/ 43,896.60 | S/ 842,039.60 |
| 5.30% | S/ 10,371.19 | S/ 20,877.14 | S/ 31,519.61 | S/ 42,300.36 | S/ 840,443.36 |
| 5.25% | S/ 10,275.20 | S/ 20,682.67 | S/ 31,224.13 | S/ 41,901.30 | S/ 840,044.30 |
| 5.05% | S/ 9,890.89 | S/ 19,904.34 | S/ 30,041.89 | S/ 40,305.06 | S/ 838,448.06 |
| 5.00% | S/ 9,794.72 | S/ 19,709.64 | S/ 29,746.24 | S/ 39,906.01 | S/ 838,049.01 |
| 4.95% | S/ 9,698.52 | S/ 19,514.90 | S/ 29,450.56 | S/ 39,506.95 | S/ 837,649.95 |
| 4.75% | S/ 9,313.39 | S/ 18,735.46 | S/ 28,267.47 | S/ 37,910.71 | S/ 836,053.71 |
| 4.55% | S/ 8,927.70 | S/ 17,955.27 | S/ 27,083.81 | S/ 36,314.47 | S/ 834,457.47 |
| 4.50% | S/ 8,831.20 | S/ 17,760.11 | S/ 26,787.81 | S/ 35,915.41 | S/ 834,058.41 |
| 4.40% | S/ 8,638.08 | S/ 17,369.64 | S/ 26,195.70 | S/ 35,117.29 | S/ 833,260.29 |
| 4.30% | S/ 8,444.82 | S/ 16,978.99 | S/ 25,603.45 | S/ 34,319.17 | S/ 832,462.17 |
| 4.25% | S/ 8,348.14 | S/ 16,783.59 | S/ 25,307.27 | S/ 33,920.11 | S/ 832,063.11 |
| 4.20% | S/ 8,251.42 | S/ 16,588.14 | S/ 25,011.06 | S/ 33,521.05 | S/ 831,664.05 |
| 4.15% | S/ 8,154.67 | S/ 16,392.65 | S/ 24,714.81 | S/ 33,121.99 | S/ 831,264.99 |
| 4.00% | S/ 7,864.21 | S/ 15,805.90 | S/ 23,825.84 | S/ 31,924.81 | S/ 830,067.81 |
| 3.90% | S/ 7,670.39 | S/ 15,414.49 | S/ 23,233.02 | S/ 31,126.69 | S/ 829,269.69 |
| 3.75% | S/ 7,379.40 | S/ 14,827.03 | S/ 22,343.52 | S/ 29,929.51 | S/ 828,072.51 |
| 3.50% | S/ 6,893.72 | S/ 13,846.99 | S/ 20,860.31 | S/ 27,934.21 | S/ 826,077.21 |
| 3.00% | S/ 5,919.72 | S/ 11,883.34 | S/ 17,891.20 | S/ 23,943.61 | S/ 822,086.61 |
| 2.75% | S/ 5,431.38 | S/ 10,899.73 | S/ 16,405.29 | S/ 21,948.31 | S/ 820,091.31 |
| 2.50% | S/ 4,942.16 | S/ 9,914.92 | S/ 14,918.47 | S/ 19,953.01 | S/ 818,096.01 |
| 2.00% | S/ 3,961.02 | S/ 7,941.69 | S/ 11,942.12 | S/ 15,962.41 | S/ 814,105.41 |
| 1.35% | S/ 2,680.13 | S/ 5,369.25 | S/ 8,067.41 | S/ 10,774.63 | S/ 808,917.63 |
| 1.00% | S/ 1,987.86 | S/ 3,980.68 | S/ 5,978.45 | S/ 7,981.21 | S/ 806,124.21 |
| 0.10% | S/ 199.46 | S/ 398.96 | S/ 598.52 | S/ 798.12 | S/ 798,941.12 |
Sobre los datos
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Para S/ 798,143 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 798,143 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.