Cálculo de intereses
Ahorrando S/ 797,912
Veamos que pasaría si Usted ahorrara 797,912 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 797,912.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,115.37 | S/ 18,334.88 | S/ 27,659.71 | S/ 37,091.06 | S/ 835,003.06 |
| 8.50% | S/ 16,440.03 | S/ 33,218.79 | S/ 50,343.25 | S/ 67,820.54 | S/ 865,732.54 |
| 8.00% | S/ 15,500.24 | S/ 31,301.58 | S/ 47,409.88 | S/ 63,831.10 | S/ 861,743.10 |
| 7.10% | S/ 13,800.35 | S/ 27,839.39 | S/ 42,121.25 | S/ 56,650.11 | S/ 854,562.11 |
| 7.00% | S/ 13,610.82 | S/ 27,453.81 | S/ 41,532.93 | S/ 55,852.22 | S/ 853,764.22 |
| 6.50% | S/ 12,661.14 | S/ 25,523.18 | S/ 38,589.32 | S/ 51,862.78 | S/ 849,774.78 |
| 6.10% | S/ 11,898.98 | S/ 23,975.41 | S/ 36,231.93 | S/ 48,671.23 | S/ 846,583.23 |
| 6.20% | S/ 12,089.72 | S/ 24,362.63 | S/ 36,821.49 | S/ 49,469.12 | S/ 847,381.12 |
| 5.90% | S/ 11,517.10 | S/ 23,200.43 | S/ 35,052.41 | S/ 47,075.45 | S/ 844,987.45 |
| 5.75% | S/ 11,230.33 | S/ 22,618.72 | S/ 34,167.40 | S/ 45,878.62 | S/ 843,790.62 |
| 5.70% | S/ 11,134.67 | S/ 22,424.72 | S/ 33,872.32 | S/ 45,479.67 | S/ 843,391.67 |
| 5.65% | S/ 11,038.98 | S/ 22,230.68 | S/ 33,577.22 | S/ 45,080.73 | S/ 842,992.73 |
| 5.60% | S/ 10,943.25 | S/ 22,036.59 | S/ 33,282.07 | S/ 44,681.79 | S/ 842,593.79 |
| 5.50% | S/ 10,751.70 | S/ 21,648.28 | S/ 32,691.68 | S/ 43,883.90 | S/ 841,795.90 |
| 5.30% | S/ 10,368.19 | S/ 20,871.10 | S/ 31,510.48 | S/ 42,288.12 | S/ 840,200.12 |
| 5.25% | S/ 10,272.22 | S/ 20,676.69 | S/ 31,215.10 | S/ 41,889.18 | S/ 839,801.18 |
| 5.05% | S/ 9,888.02 | S/ 19,898.58 | S/ 30,033.19 | S/ 40,293.40 | S/ 838,205.40 |
| 5.00% | S/ 9,791.89 | S/ 19,703.94 | S/ 29,737.63 | S/ 39,894.46 | S/ 837,806.46 |
| 4.95% | S/ 9,695.72 | S/ 19,509.25 | S/ 29,442.03 | S/ 39,495.51 | S/ 837,407.51 |
| 4.75% | S/ 9,310.69 | S/ 18,730.03 | S/ 28,259.29 | S/ 37,899.73 | S/ 835,811.73 |
| 4.55% | S/ 8,925.12 | S/ 17,950.07 | S/ 27,075.98 | S/ 36,303.96 | S/ 834,215.96 |
| 4.50% | S/ 8,828.64 | S/ 17,754.97 | S/ 26,780.06 | S/ 35,905.01 | S/ 833,817.01 |
| 4.40% | S/ 8,635.58 | S/ 17,364.61 | S/ 26,188.12 | S/ 35,107.12 | S/ 833,019.12 |
| 4.30% | S/ 8,442.37 | S/ 16,974.07 | S/ 25,596.04 | S/ 34,309.23 | S/ 832,221.23 |
| 4.25% | S/ 8,345.72 | S/ 16,778.73 | S/ 25,299.95 | S/ 33,910.29 | S/ 831,822.29 |
| 4.20% | S/ 8,249.03 | S/ 16,583.34 | S/ 25,003.82 | S/ 33,511.35 | S/ 831,423.35 |
| 4.15% | S/ 8,152.31 | S/ 16,387.91 | S/ 24,707.65 | S/ 33,112.40 | S/ 831,024.40 |
| 4.00% | S/ 7,861.93 | S/ 15,801.32 | S/ 23,818.95 | S/ 31,915.57 | S/ 829,827.57 |
| 3.90% | S/ 7,668.17 | S/ 15,410.03 | S/ 23,226.30 | S/ 31,117.68 | S/ 829,029.68 |
| 3.75% | S/ 7,377.27 | S/ 14,822.74 | S/ 22,337.06 | S/ 29,920.85 | S/ 827,832.85 |
| 3.50% | S/ 6,891.73 | S/ 13,842.98 | S/ 20,854.27 | S/ 27,926.12 | S/ 825,838.12 |
| 3.00% | S/ 5,918.00 | S/ 11,879.90 | S/ 17,886.02 | S/ 23,936.68 | S/ 821,848.68 |
| 2.75% | S/ 5,429.81 | S/ 10,896.57 | S/ 16,400.54 | S/ 21,941.96 | S/ 819,853.96 |
| 2.50% | S/ 4,940.73 | S/ 9,912.05 | S/ 14,914.16 | S/ 19,947.23 | S/ 817,859.23 |
| 2.00% | S/ 3,959.87 | S/ 7,939.40 | S/ 11,938.67 | S/ 15,957.79 | S/ 813,869.79 |
| 1.35% | S/ 2,679.35 | S/ 5,367.70 | S/ 8,065.08 | S/ 10,771.51 | S/ 808,683.51 |
| 1.00% | S/ 1,987.29 | S/ 3,979.52 | S/ 5,976.72 | S/ 7,978.90 | S/ 805,890.90 |
| 0.10% | S/ 199.40 | S/ 398.85 | S/ 598.34 | S/ 797.89 | S/ 798,709.89 |
Sobre los datos
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Para S/ 797,912 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 797,912 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.