Cálculo de intereses
Ahorrando S/ 797,596
Veamos que pasaría si Usted ahorrara 797,596 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 797,596.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,111.76 | S/ 18,327.62 | S/ 27,648.75 | S/ 37,076.37 | S/ 834,672.37 |
| 8.50% | S/ 16,433.52 | S/ 33,205.63 | S/ 50,323.31 | S/ 67,793.68 | S/ 865,389.68 |
| 8.00% | S/ 15,494.10 | S/ 31,289.18 | S/ 47,391.11 | S/ 63,805.82 | S/ 861,401.82 |
| 7.10% | S/ 13,794.89 | S/ 27,828.37 | S/ 42,104.56 | S/ 56,627.68 | S/ 854,223.68 |
| 7.00% | S/ 13,605.43 | S/ 27,442.94 | S/ 41,516.49 | S/ 55,830.10 | S/ 853,426.10 |
| 6.50% | S/ 12,656.12 | S/ 25,513.07 | S/ 38,574.03 | S/ 51,842.24 | S/ 849,438.24 |
| 6.10% | S/ 11,894.27 | S/ 23,965.92 | S/ 36,217.58 | S/ 48,651.95 | S/ 846,247.95 |
| 6.20% | S/ 12,084.94 | S/ 24,352.98 | S/ 36,806.90 | S/ 49,449.53 | S/ 847,045.53 |
| 5.90% | S/ 11,512.54 | S/ 23,191.24 | S/ 35,038.52 | S/ 47,056.81 | S/ 844,652.81 |
| 5.75% | S/ 11,225.88 | S/ 22,609.76 | S/ 34,153.87 | S/ 45,860.45 | S/ 843,456.45 |
| 5.70% | S/ 11,130.26 | S/ 22,415.84 | S/ 33,858.91 | S/ 45,461.66 | S/ 843,057.66 |
| 5.65% | S/ 11,034.61 | S/ 22,221.88 | S/ 33,563.92 | S/ 45,062.88 | S/ 842,658.88 |
| 5.60% | S/ 10,938.92 | S/ 22,027.86 | S/ 33,268.89 | S/ 44,664.09 | S/ 842,260.09 |
| 5.50% | S/ 10,747.44 | S/ 21,639.70 | S/ 32,678.74 | S/ 43,866.52 | S/ 841,462.52 |
| 5.30% | S/ 10,364.08 | S/ 20,862.83 | S/ 31,498.00 | S/ 42,271.37 | S/ 839,867.37 |
| 5.25% | S/ 10,268.15 | S/ 20,668.50 | S/ 31,202.73 | S/ 41,872.59 | S/ 839,468.59 |
| 5.05% | S/ 9,884.11 | S/ 19,890.70 | S/ 30,021.30 | S/ 40,277.44 | S/ 837,873.44 |
| 5.00% | S/ 9,788.01 | S/ 19,696.14 | S/ 29,725.85 | S/ 39,878.66 | S/ 837,474.66 |
| 4.95% | S/ 9,691.88 | S/ 19,501.52 | S/ 29,430.37 | S/ 39,479.87 | S/ 837,075.87 |
| 4.75% | S/ 9,307.01 | S/ 18,722.62 | S/ 28,248.09 | S/ 37,884.72 | S/ 835,480.72 |
| 4.55% | S/ 8,921.59 | S/ 17,942.96 | S/ 27,065.25 | S/ 36,289.58 | S/ 833,885.58 |
| 4.50% | S/ 8,825.14 | S/ 17,747.93 | S/ 26,769.45 | S/ 35,890.79 | S/ 833,486.79 |
| 4.40% | S/ 8,632.16 | S/ 17,357.74 | S/ 26,177.75 | S/ 35,093.22 | S/ 832,689.22 |
| 4.30% | S/ 8,439.03 | S/ 16,967.35 | S/ 25,585.90 | S/ 34,295.65 | S/ 831,891.65 |
| 4.25% | S/ 8,342.41 | S/ 16,772.09 | S/ 25,289.93 | S/ 33,896.86 | S/ 831,492.86 |
| 4.20% | S/ 8,245.76 | S/ 16,576.78 | S/ 24,993.92 | S/ 33,498.07 | S/ 831,094.07 |
| 4.15% | S/ 8,149.08 | S/ 16,381.42 | S/ 24,697.87 | S/ 33,099.29 | S/ 830,695.29 |
| 4.00% | S/ 7,858.82 | S/ 15,795.07 | S/ 23,809.51 | S/ 31,902.93 | S/ 829,498.93 |
| 3.90% | S/ 7,665.13 | S/ 15,403.93 | S/ 23,217.10 | S/ 31,105.36 | S/ 828,701.36 |
| 3.75% | S/ 7,374.35 | S/ 14,816.87 | S/ 22,328.21 | S/ 29,909.00 | S/ 827,505.00 |
| 3.50% | S/ 6,889.00 | S/ 13,837.50 | S/ 20,846.01 | S/ 27,915.06 | S/ 825,511.06 |
| 3.00% | S/ 5,915.66 | S/ 11,875.20 | S/ 17,878.93 | S/ 23,927.20 | S/ 821,523.20 |
| 2.75% | S/ 5,427.66 | S/ 10,892.26 | S/ 16,394.04 | S/ 21,933.27 | S/ 819,529.27 |
| 2.50% | S/ 4,938.77 | S/ 9,908.13 | S/ 14,908.25 | S/ 19,939.33 | S/ 817,535.33 |
| 2.00% | S/ 3,958.30 | S/ 7,936.25 | S/ 11,933.94 | S/ 15,951.47 | S/ 813,547.47 |
| 1.35% | S/ 2,678.29 | S/ 5,365.57 | S/ 8,061.88 | S/ 10,767.24 | S/ 808,363.24 |
| 1.00% | S/ 1,986.50 | S/ 3,977.95 | S/ 5,974.36 | S/ 7,975.74 | S/ 805,571.74 |
| 0.10% | S/ 199.32 | S/ 398.69 | S/ 598.11 | S/ 797.57 | S/ 798,393.57 |
Sobre los datos
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Para S/ 797,596 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 797,596 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
