Cálculo de intereses
Ahorrando S/ 795,058
Veamos que pasaría si Usted ahorrara 795,058 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 795,058.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,082.77 | S/ 18,269.30 | S/ 27,560.77 | S/ 36,958.39 | S/ 832,016.39 |
| 8.50% | S/ 16,381.23 | S/ 33,099.97 | S/ 50,163.18 | S/ 67,577.96 | S/ 862,635.96 |
| 8.00% | S/ 15,444.79 | S/ 31,189.62 | S/ 47,240.30 | S/ 63,602.79 | S/ 858,660.79 |
| 7.10% | S/ 13,750.99 | S/ 27,739.82 | S/ 41,970.58 | S/ 56,447.48 | S/ 851,505.48 |
| 7.00% | S/ 13,562.13 | S/ 27,355.61 | S/ 41,384.38 | S/ 55,652.45 | S/ 850,710.45 |
| 6.50% | S/ 12,615.85 | S/ 25,431.89 | S/ 38,451.29 | S/ 51,677.28 | S/ 846,735.28 |
| 6.10% | S/ 11,856.42 | S/ 23,889.66 | S/ 36,102.34 | S/ 48,497.14 | S/ 843,555.14 |
| 6.20% | S/ 12,046.48 | S/ 24,275.49 | S/ 36,689.78 | S/ 49,292.17 | S/ 844,350.17 |
| 5.90% | S/ 11,475.90 | S/ 23,117.45 | S/ 34,927.03 | S/ 46,907.07 | S/ 841,965.07 |
| 5.75% | S/ 11,190.16 | S/ 22,537.82 | S/ 34,045.19 | S/ 45,714.52 | S/ 840,772.52 |
| 5.70% | S/ 11,094.84 | S/ 22,344.51 | S/ 33,751.17 | S/ 45,317.00 | S/ 840,375.00 |
| 5.65% | S/ 10,999.49 | S/ 22,151.16 | S/ 33,457.12 | S/ 44,919.48 | S/ 839,977.48 |
| 5.60% | S/ 10,904.11 | S/ 21,957.77 | S/ 33,163.03 | S/ 44,521.97 | S/ 839,579.97 |
| 5.50% | S/ 10,713.24 | S/ 21,570.85 | S/ 32,574.75 | S/ 43,726.93 | S/ 838,784.93 |
| 5.30% | S/ 10,331.10 | S/ 20,796.44 | S/ 31,397.78 | S/ 42,136.86 | S/ 837,194.86 |
| 5.25% | S/ 10,235.48 | S/ 20,602.73 | S/ 31,103.44 | S/ 41,739.35 | S/ 836,797.35 |
| 5.05% | S/ 9,852.65 | S/ 19,827.41 | S/ 29,925.77 | S/ 40,149.28 | S/ 835,207.28 |
| 5.00% | S/ 9,756.86 | S/ 19,633.46 | S/ 29,631.26 | S/ 39,751.76 | S/ 834,809.76 |
| 4.95% | S/ 9,661.04 | S/ 19,439.47 | S/ 29,336.72 | S/ 39,354.24 | S/ 834,412.24 |
| 4.75% | S/ 9,277.39 | S/ 18,663.04 | S/ 28,158.21 | S/ 37,764.17 | S/ 832,822.17 |
| 4.55% | S/ 8,893.20 | S/ 17,885.87 | S/ 26,979.13 | S/ 36,174.10 | S/ 831,232.10 |
| 4.50% | S/ 8,797.06 | S/ 17,691.46 | S/ 26,684.27 | S/ 35,776.59 | S/ 830,834.59 |
| 4.40% | S/ 8,604.69 | S/ 17,302.50 | S/ 26,094.45 | S/ 34,981.55 | S/ 830,039.55 |
| 4.30% | S/ 8,412.18 | S/ 16,913.36 | S/ 25,504.49 | S/ 34,186.52 | S/ 829,244.52 |
| 4.25% | S/ 8,315.87 | S/ 16,718.72 | S/ 25,209.45 | S/ 33,789.00 | S/ 828,847.00 |
| 4.20% | S/ 8,219.53 | S/ 16,524.03 | S/ 24,914.38 | S/ 33,391.48 | S/ 828,449.48 |
| 4.15% | S/ 8,123.15 | S/ 16,329.29 | S/ 24,619.28 | S/ 32,993.96 | S/ 828,051.96 |
| 4.00% | S/ 7,833.81 | S/ 15,744.81 | S/ 23,733.75 | S/ 31,801.41 | S/ 826,859.41 |
| 3.90% | S/ 7,640.74 | S/ 15,354.91 | S/ 23,143.22 | S/ 31,006.38 | S/ 826,064.38 |
| 3.75% | S/ 7,350.88 | S/ 14,769.72 | S/ 22,257.16 | S/ 29,813.82 | S/ 824,871.82 |
| 3.50% | S/ 6,867.08 | S/ 13,793.47 | S/ 20,779.68 | S/ 27,826.24 | S/ 822,884.24 |
| 3.00% | S/ 5,896.84 | S/ 11,837.41 | S/ 17,822.04 | S/ 23,851.06 | S/ 818,909.06 |
| 2.75% | S/ 5,410.39 | S/ 10,857.60 | S/ 16,341.88 | S/ 21,863.47 | S/ 816,921.47 |
| 2.50% | S/ 4,923.06 | S/ 9,876.60 | S/ 14,860.81 | S/ 19,875.89 | S/ 814,933.89 |
| 2.00% | S/ 3,945.71 | S/ 7,911.00 | S/ 11,895.97 | S/ 15,900.71 | S/ 810,958.71 |
| 1.35% | S/ 2,669.77 | S/ 5,348.50 | S/ 8,036.23 | S/ 10,732.98 | S/ 805,790.98 |
| 1.00% | S/ 1,980.18 | S/ 3,965.29 | S/ 5,955.34 | S/ 7,950.36 | S/ 803,008.36 |
| 0.10% | S/ 198.68 | S/ 397.42 | S/ 596.20 | S/ 795.04 | S/ 795,853.04 |
Sobre los datos
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Para S/ 795,058 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 795,058 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.