Veamos que pasaría si ahorras 789,932 soles a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/ 789,932
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 789,932.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/ 16,275.61 | S/ 32,886.56 | S/ 49,839.76 | S/ 67,142.26 | S/ 857,074.26 |
| 8.00% | S/ 15,345.22 | S/ 30,988.53 | S/ 46,935.73 | S/ 63,192.72 | S/ 853,124.72 |
| 7.10% | S/ 13,662.34 | S/ 27,560.97 | S/ 41,699.99 | S/ 56,083.55 | S/ 846,015.55 |
| 7.00% | S/ 13,474.69 | S/ 27,179.24 | S/ 41,117.56 | S/ 55,293.64 | S/ 845,225.64 |
| 6.50% | S/ 12,534.51 | S/ 25,267.92 | S/ 38,203.38 | S/ 51,344.10 | S/ 841,276.10 |
| 6.10% | S/ 11,779.98 | S/ 23,735.63 | S/ 35,869.57 | S/ 48,184.46 | S/ 838,116.46 |
| 6.20% | S/ 11,968.81 | S/ 24,118.97 | S/ 36,453.23 | S/ 48,974.37 | S/ 838,906.37 |
| 5.90% | S/ 11,401.91 | S/ 22,968.40 | S/ 34,701.84 | S/ 46,604.65 | S/ 836,536.65 |
| 5.75% | S/ 11,118.01 | S/ 22,392.51 | S/ 33,825.69 | S/ 45,419.78 | S/ 835,351.78 |
| 5.70% | S/ 11,023.31 | S/ 22,200.45 | S/ 33,533.56 | S/ 45,024.83 | S/ 834,956.83 |
| 5.65% | S/ 10,928.58 | S/ 22,008.35 | S/ 33,241.41 | S/ 44,629.87 | S/ 834,561.87 |
| 5.60% | S/ 10,833.81 | S/ 21,816.20 | S/ 32,949.22 | S/ 44,234.92 | S/ 834,166.92 |
| 5.50% | S/ 10,644.17 | S/ 21,431.77 | S/ 32,364.73 | S/ 43,445.01 | S/ 833,377.01 |
| 5.30% | S/ 10,264.49 | S/ 20,662.36 | S/ 31,195.34 | S/ 41,865.19 | S/ 831,797.19 |
| 5.25% | S/ 10,169.49 | S/ 20,469.90 | S/ 30,902.91 | S/ 41,470.24 | S/ 831,402.24 |
| 5.05% | S/ 9,789.13 | S/ 19,699.57 | S/ 29,732.83 | S/ 39,890.42 | S/ 829,822.42 |
| 5.00% | S/ 9,693.96 | S/ 19,506.88 | S/ 29,440.22 | S/ 39,495.47 | S/ 829,427.47 |
| 4.95% | S/ 9,598.75 | S/ 19,314.14 | S/ 29,147.58 | S/ 39,100.51 | S/ 829,032.51 |
| 4.75% | S/ 9,217.58 | S/ 18,542.71 | S/ 27,976.66 | S/ 37,520.69 | S/ 827,452.69 |
| 4.55% | S/ 8,835.86 | S/ 17,770.55 | S/ 26,805.19 | S/ 35,940.88 | S/ 825,872.88 |
| 4.50% | S/ 8,740.34 | S/ 17,577.40 | S/ 26,512.23 | S/ 35,545.92 | S/ 825,477.92 |
| 4.40% | S/ 8,549.21 | S/ 17,190.95 | S/ 25,926.21 | S/ 34,756.01 | S/ 824,688.01 |
| 4.30% | S/ 8,357.94 | S/ 16,804.31 | S/ 25,340.05 | S/ 33,966.10 | S/ 823,898.10 |
| 4.25% | S/ 8,262.25 | S/ 16,610.93 | S/ 25,046.92 | S/ 33,571.15 | S/ 823,503.15 |
| 4.20% | S/ 8,166.53 | S/ 16,417.49 | S/ 24,753.75 | S/ 33,176.20 | S/ 823,108.20 |
| 4.15% | S/ 8,070.78 | S/ 16,224.01 | S/ 24,460.55 | S/ 32,781.24 | S/ 822,713.24 |
| 4.00% | S/ 7,783.30 | S/ 15,643.29 | S/ 23,580.73 | S/ 31,596.38 | S/ 821,528.38 |
| 3.90% | S/ 7,591.48 | S/ 15,255.92 | S/ 22,994.01 | S/ 30,806.47 | S/ 820,738.47 |
| 3.75% | S/ 7,303.49 | S/ 14,674.50 | S/ 22,113.66 | S/ 29,621.61 | S/ 819,553.61 |
| 3.50% | S/ 6,822.80 | S/ 13,704.54 | S/ 20,645.71 | S/ 27,646.83 | S/ 817,578.83 |
| 3.00% | S/ 5,858.82 | S/ 11,761.09 | S/ 17,707.14 | S/ 23,697.29 | S/ 813,629.29 |
| 2.75% | S/ 5,375.51 | S/ 10,787.60 | S/ 16,236.52 | S/ 21,722.51 | S/ 811,654.51 |
| 2.50% | S/ 4,891.32 | S/ 9,812.92 | S/ 14,765.00 | S/ 19,747.74 | S/ 809,679.74 |
| 2.00% | S/ 3,920.27 | S/ 7,859.99 | S/ 11,819.27 | S/ 15,798.19 | S/ 805,730.19 |
| 1.35% | S/ 2,652.55 | S/ 5,314.02 | S/ 7,984.42 | S/ 10,663.78 | S/ 800,595.78 |
| 1.00% | S/ 1,967.41 | S/ 3,939.72 | S/ 5,916.95 | S/ 7,899.10 | S/ 797,831.10 |
| 0.10% | S/ 197.40 | S/ 394.86 | S/ 592.36 | S/ 789.91 | S/ 790,721.91 |
| 4.65% promedio | S/ 9,024.21 | S/ 18,151.51 | S/ 27,383.08 | S/ 36,720.11 | S/ 826,652.11 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
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