Cálculo de intereses
Ahorrando S/ 781,980
Veamos que pasaría si Usted ahorrara 781,980 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 781,980.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,933.36 | S/ 17,968.78 | S/ 27,107.42 | S/ 36,350.46 | S/ 818,330.46 |
| 8.50% | S/ 16,111.77 | S/ 32,555.50 | S/ 49,338.04 | S/ 66,466.36 | S/ 848,446.36 |
| 8.00% | S/ 15,190.74 | S/ 30,676.58 | S/ 46,463.24 | S/ 62,556.58 | S/ 844,536.58 |
| 7.10% | S/ 13,524.80 | S/ 27,283.52 | S/ 41,280.21 | S/ 55,518.97 | S/ 837,498.97 |
| 7.00% | S/ 13,339.05 | S/ 26,905.64 | S/ 40,703.64 | S/ 54,737.01 | S/ 836,717.01 |
| 6.50% | S/ 12,408.33 | S/ 25,013.56 | S/ 37,818.80 | S/ 50,827.23 | S/ 832,807.23 |
| 6.10% | S/ 11,661.39 | S/ 23,496.69 | S/ 35,508.48 | S/ 47,699.40 | S/ 829,679.40 |
| 6.20% | S/ 11,848.33 | S/ 23,876.18 | S/ 36,086.27 | S/ 48,481.36 | S/ 830,461.36 |
| 5.90% | S/ 11,287.13 | S/ 22,737.19 | S/ 34,352.51 | S/ 46,135.49 | S/ 828,115.49 |
| 5.75% | S/ 11,006.09 | S/ 22,167.09 | S/ 33,485.17 | S/ 44,962.56 | S/ 826,942.56 |
| 5.70% | S/ 10,912.34 | S/ 21,976.97 | S/ 33,195.99 | S/ 44,571.58 | S/ 826,551.58 |
| 5.65% | S/ 10,818.56 | S/ 21,786.80 | S/ 32,906.78 | S/ 44,180.60 | S/ 826,160.60 |
| 5.60% | S/ 10,724.75 | S/ 21,596.58 | S/ 32,617.53 | S/ 43,789.62 | S/ 825,769.62 |
| 5.50% | S/ 10,537.02 | S/ 21,216.02 | S/ 32,038.93 | S/ 43,007.66 | S/ 824,987.66 |
| 5.30% | S/ 10,161.16 | S/ 20,454.36 | S/ 30,881.31 | S/ 41,443.75 | S/ 823,423.75 |
| 5.25% | S/ 10,067.11 | S/ 20,263.83 | S/ 30,591.82 | S/ 41,052.77 | S/ 823,032.77 |
| 5.05% | S/ 9,690.59 | S/ 19,501.26 | S/ 29,433.52 | S/ 39,488.86 | S/ 821,468.86 |
| 5.00% | S/ 9,596.37 | S/ 19,310.51 | S/ 29,143.86 | S/ 39,097.88 | S/ 821,077.88 |
| 4.95% | S/ 9,502.12 | S/ 19,119.71 | S/ 28,854.16 | S/ 38,706.90 | S/ 820,686.90 |
| 4.75% | S/ 9,124.79 | S/ 18,356.05 | S/ 27,695.03 | S/ 37,142.99 | S/ 819,122.99 |
| 4.55% | S/ 8,746.91 | S/ 17,591.66 | S/ 26,535.35 | S/ 35,579.07 | S/ 817,559.07 |
| 4.50% | S/ 8,652.36 | S/ 17,400.45 | S/ 26,245.34 | S/ 35,188.09 | S/ 817,168.09 |
| 4.40% | S/ 8,463.15 | S/ 17,017.89 | S/ 25,665.22 | S/ 34,406.14 | S/ 816,386.14 |
| 4.30% | S/ 8,273.80 | S/ 16,635.15 | S/ 25,084.96 | S/ 33,624.18 | S/ 815,604.18 |
| 4.25% | S/ 8,179.08 | S/ 16,443.71 | S/ 24,794.78 | S/ 33,233.20 | S/ 815,213.20 |
| 4.20% | S/ 8,084.32 | S/ 16,252.22 | S/ 24,504.56 | S/ 32,842.22 | S/ 814,822.22 |
| 4.15% | S/ 7,989.53 | S/ 16,060.69 | S/ 24,214.31 | S/ 32,451.24 | S/ 814,431.24 |
| 4.00% | S/ 7,704.95 | S/ 15,485.82 | S/ 23,343.35 | S/ 31,278.31 | S/ 813,258.31 |
| 3.90% | S/ 7,515.06 | S/ 15,102.34 | S/ 22,762.54 | S/ 30,496.35 | S/ 812,476.35 |
| 3.75% | S/ 7,229.96 | S/ 14,526.78 | S/ 21,891.05 | S/ 29,323.41 | S/ 811,303.41 |
| 3.50% | S/ 6,754.12 | S/ 13,566.58 | S/ 20,437.87 | S/ 27,368.52 | S/ 809,348.52 |
| 3.00% | S/ 5,799.84 | S/ 11,642.69 | S/ 17,528.89 | S/ 23,458.73 | S/ 805,438.73 |
| 2.75% | S/ 5,321.39 | S/ 10,679.00 | S/ 16,073.07 | S/ 21,503.84 | S/ 803,483.84 |
| 2.50% | S/ 4,842.08 | S/ 9,714.14 | S/ 14,616.36 | S/ 19,548.95 | S/ 801,528.95 |
| 2.00% | S/ 3,880.80 | S/ 7,780.87 | S/ 11,700.29 | S/ 15,639.16 | S/ 797,619.16 |
| 1.35% | S/ 2,625.85 | S/ 5,260.52 | S/ 7,904.04 | S/ 10,556.43 | S/ 792,536.43 |
| 1.00% | S/ 1,947.61 | S/ 3,900.06 | S/ 5,857.38 | S/ 7,819.58 | S/ 789,799.58 |
| 0.10% | S/ 195.42 | S/ 390.88 | S/ 586.40 | S/ 781.96 | S/ 782,761.96 |
Sobre los datos
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Para S/ 781,980 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 781,980 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.