Cálculo de intereses
Ahorrando S/ 778,459
Veamos que pasaría si Usted ahorrara 778,459 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 778,459.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,893.14 | S/ 17,887.87 | S/ 26,985.37 | S/ 36,186.79 | S/ 814,645.79 |
| 8.50% | S/ 16,039.22 | S/ 32,408.92 | S/ 49,115.89 | S/ 66,167.09 | S/ 844,626.09 |
| 8.00% | S/ 15,122.34 | S/ 30,538.45 | S/ 46,254.03 | S/ 62,274.91 | S/ 840,733.91 |
| 7.10% | S/ 13,463.90 | S/ 27,160.67 | S/ 41,094.33 | S/ 55,268.99 | S/ 833,727.99 |
| 7.00% | S/ 13,278.99 | S/ 26,784.49 | S/ 40,520.37 | S/ 54,490.55 | S/ 832,949.55 |
| 6.50% | S/ 12,352.46 | S/ 24,900.93 | S/ 37,648.51 | S/ 50,598.37 | S/ 829,057.37 |
| 6.10% | S/ 11,608.89 | S/ 23,390.89 | S/ 35,348.60 | S/ 47,484.63 | S/ 825,943.63 |
| 6.20% | S/ 11,794.98 | S/ 23,768.67 | S/ 35,923.78 | S/ 48,263.07 | S/ 826,722.07 |
| 5.90% | S/ 11,236.31 | S/ 22,634.81 | S/ 34,197.83 | S/ 45,927.76 | S/ 824,386.76 |
| 5.75% | S/ 10,956.53 | S/ 22,067.28 | S/ 33,334.40 | S/ 44,760.10 | S/ 823,219.10 |
| 5.70% | S/ 10,863.21 | S/ 21,878.01 | S/ 33,046.52 | S/ 44,370.89 | S/ 822,829.89 |
| 5.65% | S/ 10,769.85 | S/ 21,688.70 | S/ 32,758.61 | S/ 43,981.67 | S/ 822,440.67 |
| 5.60% | S/ 10,676.46 | S/ 21,499.34 | S/ 32,470.66 | S/ 43,592.45 | S/ 822,051.45 |
| 5.50% | S/ 10,489.58 | S/ 21,120.50 | S/ 31,894.66 | S/ 42,814.01 | S/ 821,273.01 |
| 5.30% | S/ 10,115.41 | S/ 20,362.26 | S/ 30,742.26 | S/ 41,257.14 | S/ 819,716.14 |
| 5.25% | S/ 10,021.79 | S/ 20,172.59 | S/ 30,454.08 | S/ 40,867.92 | S/ 819,326.92 |
| 5.05% | S/ 9,646.95 | S/ 19,413.46 | S/ 29,300.99 | S/ 39,311.05 | S/ 817,770.05 |
| 5.00% | S/ 9,553.16 | S/ 19,223.56 | S/ 29,012.63 | S/ 38,921.83 | S/ 817,380.83 |
| 4.95% | S/ 9,459.34 | S/ 19,033.62 | S/ 28,724.24 | S/ 38,532.62 | S/ 816,991.62 |
| 4.75% | S/ 9,083.70 | S/ 18,273.40 | S/ 27,570.33 | S/ 36,975.74 | S/ 815,434.74 |
| 4.55% | S/ 8,707.53 | S/ 17,512.45 | S/ 26,415.87 | S/ 35,418.87 | S/ 813,877.87 |
| 4.50% | S/ 8,613.40 | S/ 17,322.10 | S/ 26,127.16 | S/ 35,029.65 | S/ 813,488.65 |
| 4.40% | S/ 8,425.04 | S/ 16,941.27 | S/ 25,549.66 | S/ 34,251.22 | S/ 812,710.22 |
| 4.30% | S/ 8,236.55 | S/ 16,560.25 | S/ 24,972.01 | S/ 33,472.78 | S/ 811,931.78 |
| 4.25% | S/ 8,142.25 | S/ 16,369.67 | S/ 24,683.14 | S/ 33,083.56 | S/ 811,542.56 |
| 4.20% | S/ 8,047.92 | S/ 16,179.04 | S/ 24,394.23 | S/ 32,694.34 | S/ 811,153.34 |
| 4.15% | S/ 7,953.56 | S/ 15,988.37 | S/ 24,105.28 | S/ 32,305.13 | S/ 810,764.13 |
| 4.00% | S/ 7,670.26 | S/ 15,416.09 | S/ 23,238.24 | S/ 31,137.47 | S/ 809,596.47 |
| 3.90% | S/ 7,481.22 | S/ 15,034.34 | S/ 22,660.04 | S/ 30,359.03 | S/ 808,818.03 |
| 3.75% | S/ 7,197.41 | S/ 14,461.37 | S/ 21,792.48 | S/ 29,191.38 | S/ 807,650.38 |
| 3.50% | S/ 6,723.71 | S/ 13,505.49 | S/ 20,345.85 | S/ 27,245.29 | S/ 805,704.29 |
| 3.00% | S/ 5,773.72 | S/ 11,590.27 | S/ 17,449.96 | S/ 23,353.11 | S/ 801,812.11 |
| 2.75% | S/ 5,297.43 | S/ 10,630.92 | S/ 16,000.70 | S/ 21,407.01 | S/ 799,866.01 |
| 2.50% | S/ 4,820.27 | S/ 9,670.40 | S/ 14,550.55 | S/ 19,460.92 | S/ 797,919.92 |
| 2.00% | S/ 3,863.33 | S/ 7,745.83 | S/ 11,647.60 | S/ 15,568.74 | S/ 794,027.74 |
| 1.35% | S/ 2,614.03 | S/ 5,236.84 | S/ 7,868.45 | S/ 10,508.90 | S/ 788,967.90 |
| 1.00% | S/ 1,938.84 | S/ 3,882.50 | S/ 5,831.01 | S/ 7,784.37 | S/ 786,243.37 |
| 0.10% | S/ 194.54 | S/ 389.12 | S/ 583.75 | S/ 778.44 | S/ 779,237.44 |
Sobre los datos
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Para S/ 778,459 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 778,459 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
