Cálculo de intereses
Ahorrando S/ 778,387
Veamos que pasaría si Usted ahorrara 778,387 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 778,387.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,892.32 | S/ 17,886.22 | S/ 26,982.87 | S/ 36,183.44 | S/ 814,570.44 |
| 8.50% | S/ 16,037.74 | S/ 32,405.92 | S/ 49,111.34 | S/ 66,160.97 | S/ 844,547.97 |
| 8.00% | S/ 15,120.94 | S/ 30,535.63 | S/ 46,249.76 | S/ 62,269.15 | S/ 840,656.15 |
| 7.10% | S/ 13,462.66 | S/ 27,158.16 | S/ 41,090.53 | S/ 55,263.88 | S/ 833,650.88 |
| 7.00% | S/ 13,277.76 | S/ 26,782.01 | S/ 40,516.62 | S/ 54,485.51 | S/ 832,872.51 |
| 6.50% | S/ 12,351.32 | S/ 24,898.62 | S/ 37,645.03 | S/ 50,593.69 | S/ 828,980.69 |
| 6.10% | S/ 11,607.81 | S/ 23,388.73 | S/ 35,345.33 | S/ 47,480.24 | S/ 825,867.24 |
| 6.20% | S/ 11,793.89 | S/ 23,766.47 | S/ 35,920.46 | S/ 48,258.60 | S/ 826,645.60 |
| 5.90% | S/ 11,235.27 | S/ 22,632.72 | S/ 34,194.67 | S/ 45,923.51 | S/ 824,310.51 |
| 5.75% | S/ 10,955.52 | S/ 22,065.24 | S/ 33,331.32 | S/ 44,755.96 | S/ 823,142.96 |
| 5.70% | S/ 10,862.20 | S/ 21,875.99 | S/ 33,043.46 | S/ 44,366.78 | S/ 822,753.78 |
| 5.65% | S/ 10,768.85 | S/ 21,686.69 | S/ 32,755.58 | S/ 43,977.60 | S/ 822,364.60 |
| 5.60% | S/ 10,675.47 | S/ 21,497.35 | S/ 32,467.66 | S/ 43,588.42 | S/ 821,975.42 |
| 5.50% | S/ 10,488.60 | S/ 21,118.54 | S/ 31,891.71 | S/ 42,810.05 | S/ 821,197.05 |
| 5.30% | S/ 10,114.47 | S/ 20,360.38 | S/ 30,739.42 | S/ 41,253.33 | S/ 819,640.33 |
| 5.25% | S/ 10,020.86 | S/ 20,170.72 | S/ 30,451.26 | S/ 40,864.14 | S/ 819,251.14 |
| 5.05% | S/ 9,646.06 | S/ 19,411.66 | S/ 29,298.28 | S/ 39,307.42 | S/ 817,694.42 |
| 5.00% | S/ 9,552.28 | S/ 19,221.78 | S/ 29,009.95 | S/ 38,918.23 | S/ 817,305.23 |
| 4.95% | S/ 9,458.46 | S/ 19,031.86 | S/ 28,721.58 | S/ 38,529.05 | S/ 816,916.05 |
| 4.75% | S/ 9,082.86 | S/ 18,271.71 | S/ 27,567.78 | S/ 36,972.32 | S/ 815,359.32 |
| 4.55% | S/ 8,706.72 | S/ 17,510.83 | S/ 26,413.42 | S/ 35,415.59 | S/ 813,802.59 |
| 4.50% | S/ 8,612.60 | S/ 17,320.50 | S/ 26,124.75 | S/ 35,026.41 | S/ 813,413.41 |
| 4.40% | S/ 8,424.26 | S/ 16,939.70 | S/ 25,547.29 | S/ 34,248.05 | S/ 812,635.05 |
| 4.30% | S/ 8,235.79 | S/ 16,558.71 | S/ 24,969.70 | S/ 33,469.68 | S/ 811,856.68 |
| 4.25% | S/ 8,141.50 | S/ 16,368.15 | S/ 24,680.85 | S/ 33,080.50 | S/ 811,467.50 |
| 4.20% | S/ 8,047.18 | S/ 16,177.55 | S/ 24,391.97 | S/ 32,691.32 | S/ 811,078.32 |
| 4.15% | S/ 7,952.82 | S/ 15,986.90 | S/ 24,103.05 | S/ 32,302.14 | S/ 810,689.14 |
| 4.00% | S/ 7,669.55 | S/ 15,414.66 | S/ 23,236.09 | S/ 31,134.59 | S/ 809,521.59 |
| 3.90% | S/ 7,480.53 | S/ 15,032.95 | S/ 22,657.95 | S/ 30,356.23 | S/ 808,743.23 |
| 3.75% | S/ 7,196.74 | S/ 14,460.03 | S/ 21,790.47 | S/ 29,188.68 | S/ 807,575.68 |
| 3.50% | S/ 6,723.09 | S/ 13,504.24 | S/ 20,343.97 | S/ 27,242.77 | S/ 805,629.77 |
| 3.00% | S/ 5,773.19 | S/ 11,589.20 | S/ 17,448.34 | S/ 23,350.95 | S/ 801,737.95 |
| 2.75% | S/ 5,296.94 | S/ 10,629.93 | S/ 15,999.22 | S/ 21,405.03 | S/ 799,792.03 |
| 2.50% | S/ 4,819.83 | S/ 9,669.50 | S/ 14,549.20 | S/ 19,459.12 | S/ 797,846.12 |
| 2.00% | S/ 3,862.97 | S/ 7,745.12 | S/ 11,646.53 | S/ 15,567.30 | S/ 793,954.30 |
| 1.35% | S/ 2,613.79 | S/ 5,236.35 | S/ 7,867.72 | S/ 10,507.93 | S/ 788,894.93 |
| 1.00% | S/ 1,938.66 | S/ 3,882.14 | S/ 5,830.47 | S/ 7,783.65 | S/ 786,170.65 |
| 0.10% | S/ 194.52 | S/ 389.09 | S/ 583.70 | S/ 778.37 | S/ 779,165.37 |
Sobre los datos
-
Para S/ 778,387 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 778,387 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.