Cálculo de intereses
Ahorrando S/ 775,947
Veamos que pasaría si Usted ahorrara 775,947 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 775,947.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,864.44 | S/ 17,830.15 | S/ 26,898.29 | S/ 36,070.02 | S/ 812,017.02 |
| 8.50% | S/ 15,987.47 | S/ 32,304.34 | S/ 48,957.40 | S/ 65,953.57 | S/ 841,900.57 |
| 8.00% | S/ 15,073.54 | S/ 30,439.91 | S/ 46,104.78 | S/ 62,073.95 | S/ 838,020.95 |
| 7.10% | S/ 13,420.46 | S/ 27,073.03 | S/ 40,961.73 | S/ 55,090.64 | S/ 831,037.64 |
| 7.00% | S/ 13,236.14 | S/ 26,698.06 | S/ 40,389.61 | S/ 54,314.72 | S/ 830,261.72 |
| 6.50% | S/ 12,312.60 | S/ 24,820.58 | S/ 37,527.02 | S/ 50,435.10 | S/ 826,382.10 |
| 6.10% | S/ 11,571.43 | S/ 23,315.41 | S/ 35,234.54 | S/ 47,331.40 | S/ 823,278.40 |
| 6.20% | S/ 11,756.92 | S/ 23,691.97 | S/ 35,807.86 | S/ 48,107.33 | S/ 824,054.33 |
| 5.90% | S/ 11,200.05 | S/ 22,561.77 | S/ 34,087.48 | S/ 45,779.55 | S/ 821,726.55 |
| 5.75% | S/ 10,921.18 | S/ 21,996.07 | S/ 33,226.83 | S/ 44,615.67 | S/ 820,562.67 |
| 5.70% | S/ 10,828.15 | S/ 21,807.41 | S/ 32,939.88 | S/ 44,227.71 | S/ 820,174.71 |
| 5.65% | S/ 10,735.10 | S/ 21,618.71 | S/ 32,652.90 | S/ 43,839.74 | S/ 819,786.74 |
| 5.60% | S/ 10,642.01 | S/ 21,429.97 | S/ 32,365.88 | S/ 43,451.78 | S/ 819,398.78 |
| 5.50% | S/ 10,455.73 | S/ 21,052.34 | S/ 31,791.74 | S/ 42,675.86 | S/ 818,622.86 |
| 5.30% | S/ 10,082.77 | S/ 20,296.55 | S/ 30,643.06 | S/ 41,124.01 | S/ 817,071.01 |
| 5.25% | S/ 9,989.45 | S/ 20,107.50 | S/ 30,355.80 | S/ 40,736.05 | S/ 816,683.05 |
| 5.05% | S/ 9,615.82 | S/ 19,350.81 | S/ 29,206.44 | S/ 39,184.20 | S/ 815,131.20 |
| 5.00% | S/ 9,522.34 | S/ 19,161.53 | S/ 28,919.01 | S/ 38,796.24 | S/ 814,743.24 |
| 4.95% | S/ 9,428.81 | S/ 18,972.20 | S/ 28,631.55 | S/ 38,408.27 | S/ 814,355.27 |
| 4.75% | S/ 9,054.39 | S/ 18,214.43 | S/ 27,481.36 | S/ 36,856.43 | S/ 812,803.43 |
| 4.55% | S/ 8,679.43 | S/ 17,455.94 | S/ 26,330.63 | S/ 35,304.58 | S/ 811,251.58 |
| 4.50% | S/ 8,585.60 | S/ 17,266.21 | S/ 26,042.86 | S/ 34,916.62 | S/ 810,863.62 |
| 4.40% | S/ 8,397.86 | S/ 16,886.60 | S/ 25,467.21 | S/ 34,140.69 | S/ 810,087.69 |
| 4.30% | S/ 8,209.97 | S/ 16,506.81 | S/ 24,891.43 | S/ 33,364.77 | S/ 809,311.77 |
| 4.25% | S/ 8,115.98 | S/ 16,316.84 | S/ 24,603.49 | S/ 32,976.80 | S/ 808,923.80 |
| 4.20% | S/ 8,021.95 | S/ 16,126.84 | S/ 24,315.51 | S/ 32,588.84 | S/ 808,535.84 |
| 4.15% | S/ 7,927.89 | S/ 15,936.78 | S/ 24,027.50 | S/ 32,200.88 | S/ 808,147.88 |
| 4.00% | S/ 7,645.51 | S/ 15,366.34 | S/ 23,163.26 | S/ 31,036.99 | S/ 806,983.99 |
| 3.90% | S/ 7,457.08 | S/ 14,985.82 | S/ 22,586.92 | S/ 30,261.07 | S/ 806,208.07 |
| 3.75% | S/ 7,174.19 | S/ 14,414.70 | S/ 21,722.16 | S/ 29,097.18 | S/ 805,044.18 |
| 3.50% | S/ 6,702.01 | S/ 13,461.91 | S/ 20,280.20 | S/ 27,157.37 | S/ 803,104.37 |
| 3.00% | S/ 5,755.09 | S/ 11,552.87 | S/ 17,393.65 | S/ 23,277.75 | S/ 799,224.75 |
| 2.75% | S/ 5,280.34 | S/ 10,596.61 | S/ 15,949.06 | S/ 21,337.94 | S/ 797,284.94 |
| 2.50% | S/ 4,804.72 | S/ 9,639.19 | S/ 14,503.60 | S/ 19,398.13 | S/ 795,345.13 |
| 2.00% | S/ 3,850.86 | S/ 7,720.84 | S/ 11,610.02 | S/ 15,518.50 | S/ 791,465.50 |
| 1.35% | S/ 2,605.59 | S/ 5,219.94 | S/ 7,843.06 | S/ 10,474.99 | S/ 786,421.99 |
| 1.00% | S/ 1,932.58 | S/ 3,869.98 | S/ 5,812.19 | S/ 7,759.25 | S/ 783,706.25 |
| 0.10% | S/ 193.91 | S/ 387.87 | S/ 581.87 | S/ 775.93 | S/ 776,722.93 |
Sobre los datos
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Para S/ 775,947 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 775,947 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.