Cálculo de intereses
Ahorrando S/ 775,605
Veamos que pasaría si Usted ahorrara 775,605 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 775,605.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,860.54 | S/ 17,822.29 | S/ 26,886.43 | S/ 36,054.12 | S/ 811,659.12 |
| 8.50% | S/ 15,980.42 | S/ 32,290.10 | S/ 48,935.82 | S/ 65,924.50 | S/ 841,529.50 |
| 8.00% | S/ 15,066.90 | S/ 30,426.49 | S/ 46,084.46 | S/ 62,046.59 | S/ 837,651.59 |
| 7.10% | S/ 13,414.54 | S/ 27,061.09 | S/ 40,943.67 | S/ 55,066.36 | S/ 830,671.36 |
| 7.00% | S/ 13,230.30 | S/ 26,686.29 | S/ 40,371.81 | S/ 54,290.78 | S/ 829,895.78 |
| 6.50% | S/ 12,307.17 | S/ 24,809.64 | S/ 37,510.48 | S/ 50,412.87 | S/ 826,017.87 |
| 6.10% | S/ 11,566.33 | S/ 23,305.14 | S/ 35,219.01 | S/ 47,310.54 | S/ 822,915.54 |
| 6.20% | S/ 11,751.73 | S/ 23,681.53 | S/ 35,792.08 | S/ 48,086.12 | S/ 823,691.12 |
| 5.90% | S/ 11,195.12 | S/ 22,551.83 | S/ 34,072.46 | S/ 45,759.38 | S/ 821,364.38 |
| 5.75% | S/ 10,916.36 | S/ 21,986.37 | S/ 33,212.19 | S/ 44,596.00 | S/ 820,201.00 |
| 5.70% | S/ 10,823.38 | S/ 21,797.80 | S/ 32,925.37 | S/ 44,208.21 | S/ 819,813.21 |
| 5.65% | S/ 10,730.37 | S/ 21,609.18 | S/ 32,638.51 | S/ 43,820.42 | S/ 819,425.42 |
| 5.60% | S/ 10,637.32 | S/ 21,420.52 | S/ 32,351.62 | S/ 43,432.63 | S/ 819,037.63 |
| 5.50% | S/ 10,451.12 | S/ 21,043.06 | S/ 31,777.73 | S/ 42,657.05 | S/ 818,262.05 |
| 5.30% | S/ 10,078.32 | S/ 20,287.61 | S/ 30,629.55 | S/ 41,105.88 | S/ 816,710.88 |
| 5.25% | S/ 9,985.04 | S/ 20,098.63 | S/ 30,342.42 | S/ 40,718.09 | S/ 816,323.09 |
| 5.05% | S/ 9,611.59 | S/ 19,342.28 | S/ 29,193.57 | S/ 39,166.93 | S/ 814,771.93 |
| 5.00% | S/ 9,518.14 | S/ 19,153.08 | S/ 28,906.26 | S/ 38,779.14 | S/ 814,384.14 |
| 4.95% | S/ 9,424.66 | S/ 18,963.84 | S/ 28,618.93 | S/ 38,391.35 | S/ 813,996.35 |
| 4.75% | S/ 9,050.40 | S/ 18,206.40 | S/ 27,469.25 | S/ 36,840.18 | S/ 812,445.18 |
| 4.55% | S/ 8,675.60 | S/ 17,448.25 | S/ 26,319.02 | S/ 35,289.02 | S/ 810,894.02 |
| 4.50% | S/ 8,581.82 | S/ 17,258.60 | S/ 26,031.38 | S/ 34,901.23 | S/ 810,506.23 |
| 4.40% | S/ 8,394.15 | S/ 16,879.16 | S/ 25,455.99 | S/ 34,125.64 | S/ 809,730.64 |
| 4.30% | S/ 8,206.35 | S/ 16,499.53 | S/ 24,880.46 | S/ 33,350.06 | S/ 808,955.06 |
| 4.25% | S/ 8,112.40 | S/ 16,309.65 | S/ 24,592.64 | S/ 32,962.27 | S/ 808,567.27 |
| 4.20% | S/ 8,018.42 | S/ 16,119.73 | S/ 24,304.79 | S/ 32,574.48 | S/ 808,179.48 |
| 4.15% | S/ 7,924.40 | S/ 15,929.76 | S/ 24,016.91 | S/ 32,186.69 | S/ 807,791.69 |
| 4.00% | S/ 7,642.14 | S/ 15,359.57 | S/ 23,153.05 | S/ 31,023.31 | S/ 806,628.31 |
| 3.90% | S/ 7,453.79 | S/ 14,979.22 | S/ 22,576.97 | S/ 30,247.73 | S/ 805,852.73 |
| 3.75% | S/ 7,171.02 | S/ 14,408.35 | S/ 21,712.59 | S/ 29,084.36 | S/ 804,689.36 |
| 3.50% | S/ 6,699.06 | S/ 13,455.98 | S/ 20,271.26 | S/ 27,145.40 | S/ 802,750.40 |
| 3.00% | S/ 5,752.56 | S/ 11,547.78 | S/ 17,385.98 | S/ 23,267.49 | S/ 798,872.49 |
| 2.75% | S/ 5,278.01 | S/ 10,591.94 | S/ 15,942.03 | S/ 21,328.53 | S/ 796,933.53 |
| 2.50% | S/ 4,802.60 | S/ 9,634.94 | S/ 14,497.21 | S/ 19,389.58 | S/ 794,994.58 |
| 2.00% | S/ 3,849.17 | S/ 7,717.44 | S/ 11,604.90 | S/ 15,511.66 | S/ 791,116.66 |
| 1.35% | S/ 2,604.45 | S/ 5,217.64 | S/ 7,839.60 | S/ 10,470.37 | S/ 786,075.37 |
| 1.00% | S/ 1,931.73 | S/ 3,868.27 | S/ 5,809.63 | S/ 7,755.83 | S/ 783,360.83 |
| 0.10% | S/ 193.82 | S/ 387.69 | S/ 581.61 | S/ 775.58 | S/ 776,380.58 |
Sobre los datos
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Para S/ 775,605 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 775,605 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.