Cálculo de intereses
Ahorrando S/ 773,403
Veamos que pasaría si Usted ahorrara 773,403 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 773,403.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,835.38 | S/ 17,771.70 | S/ 26,810.10 | S/ 35,951.76 | S/ 809,354.76 |
| 8.50% | S/ 15,935.05 | S/ 32,198.42 | S/ 48,796.89 | S/ 65,737.34 | S/ 839,140.34 |
| 8.00% | S/ 15,024.12 | S/ 30,340.11 | S/ 45,953.62 | S/ 61,870.44 | S/ 835,273.44 |
| 7.10% | S/ 13,376.46 | S/ 26,984.27 | S/ 40,827.43 | S/ 54,910.02 | S/ 828,313.02 |
| 7.00% | S/ 13,192.74 | S/ 26,610.53 | S/ 40,257.19 | S/ 54,136.64 | S/ 827,539.64 |
| 6.50% | S/ 12,272.23 | S/ 24,739.20 | S/ 37,403.99 | S/ 50,269.74 | S/ 823,672.74 |
| 6.10% | S/ 11,533.49 | S/ 23,238.97 | S/ 35,119.02 | S/ 47,176.22 | S/ 820,579.22 |
| 6.20% | S/ 11,718.37 | S/ 23,614.29 | S/ 35,690.46 | S/ 47,949.60 | S/ 821,352.60 |
| 5.90% | S/ 11,163.33 | S/ 22,487.80 | S/ 33,975.72 | S/ 45,629.46 | S/ 819,032.46 |
| 5.75% | S/ 10,885.37 | S/ 21,923.95 | S/ 33,117.90 | S/ 44,469.39 | S/ 817,872.39 |
| 5.70% | S/ 10,792.65 | S/ 21,735.92 | S/ 32,831.89 | S/ 44,082.70 | S/ 817,485.70 |
| 5.65% | S/ 10,699.90 | S/ 21,547.83 | S/ 32,545.84 | S/ 43,696.01 | S/ 817,099.01 |
| 5.60% | S/ 10,607.12 | S/ 21,359.71 | S/ 32,259.77 | S/ 43,309.32 | S/ 816,712.32 |
| 5.50% | S/ 10,421.45 | S/ 20,983.32 | S/ 31,687.51 | S/ 42,535.94 | S/ 815,938.94 |
| 5.30% | S/ 10,049.71 | S/ 20,230.01 | S/ 30,542.59 | S/ 40,989.18 | S/ 814,392.18 |
| 5.25% | S/ 9,956.70 | S/ 20,041.57 | S/ 30,256.28 | S/ 40,602.49 | S/ 814,005.49 |
| 5.05% | S/ 9,584.30 | S/ 19,287.37 | S/ 29,110.68 | S/ 39,055.73 | S/ 812,458.73 |
| 5.00% | S/ 9,491.12 | S/ 19,098.70 | S/ 28,824.20 | S/ 38,669.04 | S/ 812,072.04 |
| 4.95% | S/ 9,397.90 | S/ 18,910.00 | S/ 28,537.68 | S/ 38,282.35 | S/ 811,685.35 |
| 4.75% | S/ 9,024.70 | S/ 18,154.71 | S/ 27,391.26 | S/ 36,735.59 | S/ 810,138.59 |
| 4.55% | S/ 8,650.97 | S/ 17,398.71 | S/ 26,244.30 | S/ 35,188.83 | S/ 808,591.83 |
| 4.50% | S/ 8,557.46 | S/ 17,209.60 | S/ 25,957.47 | S/ 34,802.14 | S/ 808,205.14 |
| 4.40% | S/ 8,370.32 | S/ 16,831.23 | S/ 25,383.72 | S/ 34,028.76 | S/ 807,431.76 |
| 4.30% | S/ 8,183.05 | S/ 16,452.69 | S/ 24,809.82 | S/ 33,255.38 | S/ 806,658.38 |
| 4.25% | S/ 8,089.37 | S/ 16,263.35 | S/ 24,522.82 | S/ 32,868.69 | S/ 806,271.69 |
| 4.20% | S/ 7,995.65 | S/ 16,073.96 | S/ 24,235.79 | S/ 32,482.00 | S/ 805,885.00 |
| 4.15% | S/ 7,901.90 | S/ 15,884.53 | S/ 23,948.72 | S/ 32,095.31 | S/ 805,498.31 |
| 4.00% | S/ 7,620.44 | S/ 15,315.96 | S/ 23,087.31 | S/ 30,935.24 | S/ 804,338.24 |
| 3.90% | S/ 7,432.63 | S/ 14,936.69 | S/ 22,512.87 | S/ 30,161.86 | S/ 803,564.86 |
| 3.75% | S/ 7,150.66 | S/ 14,367.44 | S/ 21,650.94 | S/ 29,001.79 | S/ 802,404.79 |
| 3.50% | S/ 6,680.04 | S/ 13,417.77 | S/ 20,213.71 | S/ 27,068.33 | S/ 800,471.33 |
| 3.00% | S/ 5,736.22 | S/ 11,514.99 | S/ 17,336.62 | S/ 23,201.43 | S/ 796,604.43 |
| 2.75% | S/ 5,263.03 | S/ 10,561.87 | S/ 15,896.77 | S/ 21,267.98 | S/ 794,670.98 |
| 2.50% | S/ 4,788.97 | S/ 9,607.59 | S/ 14,456.05 | S/ 19,334.53 | S/ 792,737.53 |
| 2.00% | S/ 3,838.24 | S/ 7,695.53 | S/ 11,571.95 | S/ 15,467.62 | S/ 788,870.62 |
| 1.35% | S/ 2,597.05 | S/ 5,202.82 | S/ 7,817.34 | S/ 10,440.65 | S/ 783,843.65 |
| 1.00% | S/ 1,926.24 | S/ 3,857.29 | S/ 5,793.14 | S/ 7,733.81 | S/ 781,136.81 |
| 0.10% | S/ 193.27 | S/ 386.59 | S/ 579.96 | S/ 773.38 | S/ 774,176.38 |
Sobre los datos
-
Para S/ 773,403 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 773,403 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.