Cálculo de intereses
Ahorrando S/ 773,365
Veamos que pasaría si Usted ahorrara 773,365 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 773,365.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,834.95 | S/ 17,770.82 | S/ 26,808.78 | S/ 35,949.99 | S/ 809,314.99 |
| 8.50% | S/ 15,934.27 | S/ 32,196.84 | S/ 48,794.49 | S/ 65,734.11 | S/ 839,099.11 |
| 8.00% | S/ 15,023.39 | S/ 30,338.62 | S/ 45,951.36 | S/ 61,867.40 | S/ 835,232.40 |
| 7.10% | S/ 13,375.80 | S/ 26,982.94 | S/ 40,825.43 | S/ 54,907.32 | S/ 828,272.32 |
| 7.00% | S/ 13,192.09 | S/ 26,609.22 | S/ 40,255.21 | S/ 54,133.98 | S/ 827,498.98 |
| 6.50% | S/ 12,271.63 | S/ 24,737.98 | S/ 37,402.15 | S/ 50,267.27 | S/ 823,632.27 |
| 6.10% | S/ 11,532.92 | S/ 23,237.83 | S/ 35,117.29 | S/ 47,173.90 | S/ 820,538.90 |
| 6.20% | S/ 11,717.79 | S/ 23,613.13 | S/ 35,688.71 | S/ 47,947.25 | S/ 821,312.25 |
| 5.90% | S/ 11,162.78 | S/ 22,486.69 | S/ 33,974.05 | S/ 45,627.22 | S/ 818,992.22 |
| 5.75% | S/ 10,884.84 | S/ 21,922.88 | S/ 33,116.27 | S/ 44,467.21 | S/ 817,832.21 |
| 5.70% | S/ 10,792.12 | S/ 21,734.85 | S/ 32,830.27 | S/ 44,080.54 | S/ 817,445.54 |
| 5.65% | S/ 10,699.38 | S/ 21,546.77 | S/ 32,544.25 | S/ 43,693.87 | S/ 817,058.87 |
| 5.60% | S/ 10,606.59 | S/ 21,358.66 | S/ 32,258.18 | S/ 43,307.19 | S/ 816,672.19 |
| 5.50% | S/ 10,420.93 | S/ 20,982.29 | S/ 31,685.96 | S/ 42,533.85 | S/ 815,898.85 |
| 5.30% | S/ 10,049.22 | S/ 20,229.02 | S/ 30,541.09 | S/ 40,987.17 | S/ 814,352.17 |
| 5.25% | S/ 9,956.21 | S/ 20,040.59 | S/ 30,254.79 | S/ 40,600.50 | S/ 813,965.50 |
| 5.05% | S/ 9,583.83 | S/ 19,286.42 | S/ 29,109.25 | S/ 39,053.81 | S/ 812,418.81 |
| 5.00% | S/ 9,490.65 | S/ 19,097.77 | S/ 28,822.78 | S/ 38,667.14 | S/ 812,032.14 |
| 4.95% | S/ 9,397.44 | S/ 18,909.07 | S/ 28,536.28 | S/ 38,280.47 | S/ 811,645.47 |
| 4.75% | S/ 9,024.26 | S/ 18,153.82 | S/ 27,389.92 | S/ 36,733.78 | S/ 810,098.78 |
| 4.55% | S/ 8,650.55 | S/ 17,397.86 | S/ 26,243.01 | S/ 35,187.10 | S/ 808,552.10 |
| 4.50% | S/ 8,557.04 | S/ 17,208.75 | S/ 25,956.20 | S/ 34,800.43 | S/ 808,165.43 |
| 4.40% | S/ 8,369.91 | S/ 16,830.41 | S/ 25,382.47 | S/ 34,027.09 | S/ 807,392.09 |
| 4.30% | S/ 8,182.65 | S/ 16,451.88 | S/ 24,808.60 | S/ 33,253.74 | S/ 806,618.74 |
| 4.25% | S/ 8,088.97 | S/ 16,262.55 | S/ 24,521.62 | S/ 32,867.07 | S/ 806,232.07 |
| 4.20% | S/ 7,995.26 | S/ 16,073.17 | S/ 24,234.60 | S/ 32,480.40 | S/ 805,845.40 |
| 4.15% | S/ 7,901.51 | S/ 15,883.75 | S/ 23,947.55 | S/ 32,093.73 | S/ 805,458.73 |
| 4.00% | S/ 7,620.07 | S/ 15,315.21 | S/ 23,086.18 | S/ 30,933.72 | S/ 804,298.72 |
| 3.90% | S/ 7,432.27 | S/ 14,935.96 | S/ 22,511.76 | S/ 30,160.37 | S/ 803,525.37 |
| 3.75% | S/ 7,150.31 | S/ 14,366.74 | S/ 21,649.88 | S/ 29,000.36 | S/ 802,365.36 |
| 3.50% | S/ 6,679.71 | S/ 13,417.12 | S/ 20,212.71 | S/ 27,067.00 | S/ 800,432.00 |
| 3.00% | S/ 5,735.94 | S/ 11,514.43 | S/ 17,335.77 | S/ 23,200.29 | S/ 796,565.29 |
| 2.75% | S/ 5,262.77 | S/ 10,561.35 | S/ 15,895.99 | S/ 21,266.93 | S/ 794,631.93 |
| 2.50% | S/ 4,788.73 | S/ 9,607.12 | S/ 14,455.34 | S/ 19,333.58 | S/ 792,698.58 |
| 2.00% | S/ 3,838.05 | S/ 7,695.15 | S/ 11,571.39 | S/ 15,466.86 | S/ 788,831.86 |
| 1.35% | S/ 2,596.92 | S/ 5,202.57 | S/ 7,816.96 | S/ 10,440.13 | S/ 783,805.13 |
| 1.00% | S/ 1,926.15 | S/ 3,857.10 | S/ 5,792.85 | S/ 7,733.43 | S/ 781,098.43 |
| 0.10% | S/ 193.26 | S/ 386.58 | S/ 579.94 | S/ 773.34 | S/ 774,138.34 |
Sobre los datos
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Para S/ 773,365 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 773,365 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
