Veamos que pasaría si ahorras 770,004 soles a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/ 770,004
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 770,004.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/ 15,865.02 | S/ 32,056.92 | S/ 48,582.43 | S/ 65,448.43 | S/ 835,452.43 |
| 8.00% | S/ 14,958.10 | S/ 30,206.77 | S/ 45,751.66 | S/ 61,598.53 | S/ 831,602.53 |
| 7.10% | S/ 13,317.67 | S/ 26,865.67 | S/ 40,648.00 | S/ 54,668.70 | S/ 824,672.70 |
| 7.00% | S/ 13,134.76 | S/ 26,493.58 | S/ 40,080.27 | S/ 53,898.72 | S/ 823,902.72 |
| 6.50% | S/ 12,218.30 | S/ 24,630.47 | S/ 37,239.60 | S/ 50,048.81 | S/ 820,052.81 |
| 6.10% | S/ 11,482.80 | S/ 23,136.84 | S/ 34,964.67 | S/ 46,968.89 | S/ 816,972.89 |
| 6.20% | S/ 11,666.87 | S/ 23,510.51 | S/ 35,533.61 | S/ 47,738.87 | S/ 817,742.87 |
| 5.90% | S/ 11,114.27 | S/ 22,388.97 | S/ 33,826.40 | S/ 45,428.93 | S/ 815,432.93 |
| 5.75% | S/ 10,837.53 | S/ 21,827.60 | S/ 32,972.35 | S/ 44,273.96 | S/ 814,277.96 |
| 5.70% | S/ 10,745.22 | S/ 21,640.39 | S/ 32,687.60 | S/ 43,888.96 | S/ 813,892.96 |
| 5.65% | S/ 10,652.88 | S/ 21,453.13 | S/ 32,402.81 | S/ 43,503.97 | S/ 813,507.97 |
| 5.60% | S/ 10,560.50 | S/ 21,265.83 | S/ 32,117.99 | S/ 43,118.98 | S/ 813,122.98 |
| 5.50% | S/ 10,375.65 | S/ 20,891.10 | S/ 31,548.25 | S/ 42,349.00 | S/ 812,353.00 |
| 5.30% | S/ 10,005.54 | S/ 20,141.10 | S/ 30,408.36 | S/ 40,809.04 | S/ 810,813.04 |
| 5.25% | S/ 9,912.94 | S/ 19,953.49 | S/ 30,123.31 | S/ 40,424.05 | S/ 810,428.05 |
| 5.05% | S/ 9,542.18 | S/ 19,202.60 | S/ 28,982.74 | S/ 38,884.09 | S/ 808,888.09 |
| 5.00% | S/ 9,449.40 | S/ 19,014.77 | S/ 28,697.52 | S/ 38,499.10 | S/ 808,503.10 |
| 4.95% | S/ 9,356.60 | S/ 18,826.89 | S/ 28,412.26 | S/ 38,114.10 | S/ 808,118.10 |
| 4.75% | S/ 8,985.04 | S/ 18,074.93 | S/ 27,270.88 | S/ 36,574.14 | S/ 806,578.14 |
| 4.55% | S/ 8,612.95 | S/ 17,322.25 | S/ 26,128.96 | S/ 35,034.18 | S/ 805,038.18 |
| 4.50% | S/ 8,519.85 | S/ 17,133.96 | S/ 25,843.39 | S/ 34,649.19 | S/ 804,653.19 |
| 4.40% | S/ 8,333.54 | S/ 16,757.26 | S/ 25,272.16 | S/ 33,879.21 | S/ 803,883.21 |
| 4.30% | S/ 8,147.09 | S/ 16,380.38 | S/ 24,700.79 | S/ 33,109.23 | S/ 803,113.23 |
| 4.25% | S/ 8,053.82 | S/ 16,191.87 | S/ 24,415.05 | S/ 32,724.23 | S/ 802,728.23 |
| 4.20% | S/ 7,960.51 | S/ 16,003.32 | S/ 24,129.28 | S/ 32,339.24 | S/ 802,343.24 |
| 4.15% | S/ 7,867.17 | S/ 15,814.72 | S/ 23,843.47 | S/ 31,954.25 | S/ 801,958.25 |
| 4.00% | S/ 7,586.95 | S/ 15,248.65 | S/ 22,985.85 | S/ 30,799.28 | S/ 800,803.28 |
| 3.90% | S/ 7,399.97 | S/ 14,871.05 | S/ 22,413.93 | S/ 30,029.30 | S/ 800,033.30 |
| 3.75% | S/ 7,119.24 | S/ 14,304.30 | S/ 21,555.79 | S/ 28,874.33 | S/ 798,878.33 |
| 3.50% | S/ 6,650.68 | S/ 13,358.81 | S/ 20,124.87 | S/ 26,949.37 | S/ 796,953.37 |
| 3.00% | S/ 5,711.01 | S/ 11,464.39 | S/ 17,260.43 | S/ 23,099.46 | S/ 793,103.46 |
| 2.75% | S/ 5,239.90 | S/ 10,515.45 | S/ 15,826.91 | S/ 21,174.51 | S/ 791,178.51 |
| 2.50% | S/ 4,767.92 | S/ 9,565.36 | S/ 14,392.51 | S/ 19,249.55 | S/ 789,253.55 |
| 2.00% | S/ 3,821.37 | S/ 7,661.70 | S/ 11,521.10 | S/ 15,399.64 | S/ 785,403.64 |
| 1.35% | S/ 2,585.64 | S/ 5,179.96 | S/ 7,782.99 | S/ 10,394.76 | S/ 780,398.76 |
| 1.00% | S/ 1,917.78 | S/ 3,840.33 | S/ 5,767.68 | S/ 7,699.82 | S/ 777,703.82 |
| 0.10% | S/ 192.42 | S/ 384.90 | S/ 577.41 | S/ 769.98 | S/ 770,773.98 |
| 4.65% promedio | S/ 8,796.55 | S/ 17,693.59 | S/ 26,692.27 | S/ 35,793.76 | S/ 805,797.76 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
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