Cálculo de intereses
Ahorrando S/ 769,330
Veamos que pasaría si Usted ahorrara 769,330 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 769,330.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,788.85 | S/ 17,678.10 | S/ 26,668.91 | S/ 35,762.42 | S/ 805,092.42 |
| 8.50% | S/ 15,851.13 | S/ 32,028.86 | S/ 48,539.90 | S/ 65,391.14 | S/ 834,721.14 |
| 8.00% | S/ 14,945.00 | S/ 30,180.33 | S/ 45,711.61 | S/ 61,544.61 | S/ 830,874.61 |
| 7.10% | S/ 13,306.01 | S/ 26,842.16 | S/ 40,612.42 | S/ 54,620.85 | S/ 823,950.85 |
| 7.00% | S/ 13,123.26 | S/ 26,470.39 | S/ 40,045.18 | S/ 53,851.54 | S/ 823,181.54 |
| 6.50% | S/ 12,207.60 | S/ 24,608.91 | S/ 37,207.01 | S/ 50,005.01 | S/ 819,335.01 |
| 6.10% | S/ 11,472.75 | S/ 23,116.59 | S/ 34,934.07 | S/ 46,927.78 | S/ 816,257.78 |
| 6.20% | S/ 11,656.66 | S/ 23,489.93 | S/ 35,502.50 | S/ 47,697.08 | S/ 817,027.08 |
| 5.90% | S/ 11,104.54 | S/ 22,369.37 | S/ 33,796.79 | S/ 45,389.16 | S/ 814,719.16 |
| 5.75% | S/ 10,828.05 | S/ 21,808.49 | S/ 32,943.49 | S/ 44,235.20 | S/ 813,565.20 |
| 5.70% | S/ 10,735.82 | S/ 21,621.45 | S/ 32,658.98 | S/ 43,850.55 | S/ 813,180.55 |
| 5.65% | S/ 10,643.55 | S/ 21,434.36 | S/ 32,374.45 | S/ 43,465.89 | S/ 812,795.89 |
| 5.60% | S/ 10,551.26 | S/ 21,247.22 | S/ 32,089.88 | S/ 43,081.24 | S/ 812,411.24 |
| 5.50% | S/ 10,366.56 | S/ 20,872.81 | S/ 31,520.64 | S/ 42,311.93 | S/ 811,641.93 |
| 5.30% | S/ 9,996.79 | S/ 20,123.47 | S/ 30,381.75 | S/ 40,773.32 | S/ 810,103.32 |
| 5.25% | S/ 9,904.26 | S/ 19,936.03 | S/ 30,096.94 | S/ 40,388.66 | S/ 809,718.66 |
| 5.05% | S/ 9,533.82 | S/ 19,185.79 | S/ 28,957.38 | S/ 38,850.05 | S/ 808,180.05 |
| 5.00% | S/ 9,441.13 | S/ 18,998.12 | S/ 28,672.40 | S/ 38,465.40 | S/ 807,795.40 |
| 4.95% | S/ 9,348.41 | S/ 18,810.41 | S/ 28,387.39 | S/ 38,080.74 | S/ 807,410.74 |
| 4.75% | S/ 8,977.18 | S/ 18,059.11 | S/ 27,247.01 | S/ 36,542.13 | S/ 805,872.13 |
| 4.55% | S/ 8,605.41 | S/ 17,307.08 | S/ 26,106.09 | S/ 35,003.51 | S/ 804,333.51 |
| 4.50% | S/ 8,512.39 | S/ 17,118.97 | S/ 25,820.77 | S/ 34,618.86 | S/ 803,948.86 |
| 4.40% | S/ 8,326.24 | S/ 16,742.59 | S/ 25,250.04 | S/ 33,849.55 | S/ 803,179.55 |
| 4.30% | S/ 8,139.96 | S/ 16,366.04 | S/ 24,679.17 | S/ 33,080.24 | S/ 802,410.24 |
| 4.25% | S/ 8,046.77 | S/ 16,177.70 | S/ 24,393.68 | S/ 32,695.59 | S/ 802,025.59 |
| 4.20% | S/ 7,953.54 | S/ 15,989.31 | S/ 24,108.16 | S/ 32,310.94 | S/ 801,640.94 |
| 4.15% | S/ 7,860.28 | S/ 15,800.88 | S/ 23,822.60 | S/ 31,926.28 | S/ 801,256.28 |
| 4.00% | S/ 7,580.31 | S/ 15,235.31 | S/ 22,965.73 | S/ 30,772.32 | S/ 800,102.32 |
| 3.90% | S/ 7,393.49 | S/ 14,858.03 | S/ 22,394.31 | S/ 30,003.01 | S/ 799,333.01 |
| 3.75% | S/ 7,113.01 | S/ 14,291.78 | S/ 21,536.92 | S/ 28,849.05 | S/ 798,179.05 |
| 3.50% | S/ 6,644.86 | S/ 13,347.11 | S/ 20,107.25 | S/ 26,925.78 | S/ 796,255.78 |
| 3.00% | S/ 5,706.02 | S/ 11,454.35 | S/ 17,245.32 | S/ 23,079.24 | S/ 792,409.24 |
| 2.75% | S/ 5,235.31 | S/ 10,506.25 | S/ 15,813.06 | S/ 21,155.97 | S/ 790,485.97 |
| 2.50% | S/ 4,763.75 | S/ 9,556.99 | S/ 14,379.92 | S/ 19,232.70 | S/ 788,562.70 |
| 2.00% | S/ 3,818.02 | S/ 7,655.00 | S/ 11,511.01 | S/ 15,386.16 | S/ 784,716.16 |
| 1.35% | S/ 2,583.37 | S/ 5,175.42 | S/ 7,776.18 | S/ 10,385.66 | S/ 779,715.66 |
| 1.00% | S/ 1,916.10 | S/ 3,836.97 | S/ 5,762.63 | S/ 7,693.08 | S/ 777,023.08 |
| 0.10% | S/ 192.26 | S/ 384.56 | S/ 576.91 | S/ 769.31 | S/ 770,099.31 |
Sobre los datos
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Para S/ 769,330 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 769,330 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.