Cálculo de intereses
Ahorrando S/ 767,193
Veamos que pasaría si Usted ahorrara 767,193 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 767,193.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,764.44 | S/ 17,629.00 | S/ 26,594.83 | S/ 35,663.09 | S/ 802,856.09 |
| 8.50% | S/ 15,807.10 | S/ 31,939.89 | S/ 48,405.07 | S/ 65,209.50 | S/ 832,402.50 |
| 8.00% | S/ 14,903.49 | S/ 30,096.49 | S/ 45,584.64 | S/ 61,373.65 | S/ 828,566.65 |
| 7.10% | S/ 13,269.05 | S/ 26,767.60 | S/ 40,499.61 | S/ 54,469.12 | S/ 821,662.12 |
| 7.00% | S/ 13,086.81 | S/ 26,396.86 | S/ 39,933.95 | S/ 53,701.95 | S/ 820,894.95 |
| 6.50% | S/ 12,173.69 | S/ 24,540.56 | S/ 37,103.66 | S/ 49,866.10 | S/ 817,059.10 |
| 6.10% | S/ 11,440.88 | S/ 23,052.38 | S/ 34,837.03 | S/ 46,797.42 | S/ 813,990.42 |
| 6.20% | S/ 11,624.28 | S/ 23,424.68 | S/ 35,403.89 | S/ 47,564.59 | S/ 814,757.59 |
| 5.90% | S/ 11,073.70 | S/ 22,307.23 | S/ 33,702.92 | S/ 45,263.08 | S/ 812,456.08 |
| 5.75% | S/ 10,797.97 | S/ 21,747.92 | S/ 32,851.98 | S/ 44,112.33 | S/ 811,305.33 |
| 5.70% | S/ 10,705.99 | S/ 21,561.39 | S/ 32,568.27 | S/ 43,728.74 | S/ 810,921.74 |
| 5.65% | S/ 10,613.99 | S/ 21,374.82 | S/ 32,284.52 | S/ 43,345.16 | S/ 810,538.16 |
| 5.60% | S/ 10,521.95 | S/ 21,188.20 | S/ 32,000.74 | S/ 42,961.57 | S/ 810,154.57 |
| 5.50% | S/ 10,337.77 | S/ 20,814.84 | S/ 31,433.08 | S/ 42,194.40 | S/ 809,387.40 |
| 5.30% | S/ 9,969.02 | S/ 20,067.58 | S/ 30,297.35 | S/ 40,660.06 | S/ 807,853.06 |
| 5.25% | S/ 9,876.75 | S/ 19,880.65 | S/ 30,013.34 | S/ 40,276.48 | S/ 807,469.48 |
| 5.05% | S/ 9,507.34 | S/ 19,132.50 | S/ 28,876.94 | S/ 38,742.13 | S/ 805,935.13 |
| 5.00% | S/ 9,414.91 | S/ 18,945.35 | S/ 28,592.76 | S/ 38,358.55 | S/ 805,551.55 |
| 4.95% | S/ 9,322.44 | S/ 18,758.16 | S/ 28,308.54 | S/ 37,974.96 | S/ 805,167.96 |
| 4.75% | S/ 8,952.24 | S/ 18,008.94 | S/ 27,171.33 | S/ 36,440.62 | S/ 803,633.62 |
| 4.55% | S/ 8,581.51 | S/ 17,259.01 | S/ 26,033.57 | S/ 34,906.28 | S/ 802,099.28 |
| 4.50% | S/ 8,488.74 | S/ 17,071.41 | S/ 25,749.05 | S/ 34,522.70 | S/ 801,715.70 |
| 4.40% | S/ 8,303.11 | S/ 16,696.09 | S/ 25,179.90 | S/ 33,755.53 | S/ 800,948.53 |
| 4.30% | S/ 8,117.35 | S/ 16,320.58 | S/ 24,610.61 | S/ 32,988.36 | S/ 800,181.36 |
| 4.25% | S/ 8,024.42 | S/ 16,132.76 | S/ 24,325.92 | S/ 32,604.77 | S/ 799,797.77 |
| 4.20% | S/ 7,931.45 | S/ 15,944.90 | S/ 24,041.19 | S/ 32,221.19 | S/ 799,414.19 |
| 4.15% | S/ 7,838.45 | S/ 15,756.99 | S/ 23,756.43 | S/ 31,837.60 | S/ 799,030.60 |
| 4.00% | S/ 7,559.25 | S/ 15,192.99 | S/ 22,901.94 | S/ 30,686.84 | S/ 797,879.84 |
| 3.90% | S/ 7,372.95 | S/ 14,816.76 | S/ 22,332.10 | S/ 29,919.67 | S/ 797,112.67 |
| 3.75% | S/ 7,093.25 | S/ 14,252.08 | S/ 21,477.10 | S/ 28,768.92 | S/ 795,961.92 |
| 3.50% | S/ 6,626.40 | S/ 13,310.04 | S/ 20,051.40 | S/ 26,850.99 | S/ 794,043.99 |
| 3.00% | S/ 5,690.17 | S/ 11,422.53 | S/ 17,197.42 | S/ 23,015.14 | S/ 790,208.14 |
| 2.75% | S/ 5,220.77 | S/ 10,477.07 | S/ 15,769.13 | S/ 21,097.21 | S/ 788,290.21 |
| 2.50% | S/ 4,750.51 | S/ 9,530.44 | S/ 14,339.97 | S/ 19,179.28 | S/ 786,372.28 |
| 2.00% | S/ 3,807.42 | S/ 7,633.73 | S/ 11,479.04 | S/ 15,343.43 | S/ 782,536.43 |
| 1.35% | S/ 2,576.20 | S/ 5,161.05 | S/ 7,754.58 | S/ 10,356.81 | S/ 777,549.81 |
| 1.00% | S/ 1,910.78 | S/ 3,826.32 | S/ 5,746.62 | S/ 7,671.71 | S/ 774,864.71 |
| 0.10% | S/ 191.72 | S/ 383.49 | S/ 575.31 | S/ 767.17 | S/ 767,960.17 |
Sobre los datos
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Para S/ 767,193 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 767,193 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.