Cálculo de intereses
Ahorrando S/ 764,965
Veamos que pasaría si Usted ahorrara 764,965 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 764,965.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,738.98 | S/ 17,577.80 | S/ 26,517.60 | S/ 35,559.52 | S/ 800,524.52 |
| 8.50% | S/ 15,761.20 | S/ 31,847.13 | S/ 48,264.50 | S/ 65,020.13 | S/ 829,985.13 |
| 8.00% | S/ 14,860.21 | S/ 30,009.09 | S/ 45,452.26 | S/ 61,195.42 | S/ 826,160.42 |
| 7.10% | S/ 13,230.52 | S/ 26,689.86 | S/ 40,382.00 | S/ 54,310.94 | S/ 819,275.94 |
| 7.00% | S/ 13,048.81 | S/ 26,320.20 | S/ 39,817.98 | S/ 53,546.00 | S/ 818,511.00 |
| 6.50% | S/ 12,138.34 | S/ 24,469.29 | S/ 36,995.90 | S/ 49,721.29 | S/ 814,686.29 |
| 6.10% | S/ 11,407.66 | S/ 22,985.43 | S/ 34,735.86 | S/ 46,661.52 | S/ 811,626.52 |
| 6.20% | S/ 11,590.52 | S/ 23,356.66 | S/ 35,301.07 | S/ 47,426.46 | S/ 812,391.46 |
| 5.90% | S/ 11,041.54 | S/ 22,242.45 | S/ 33,605.04 | S/ 45,131.63 | S/ 810,096.63 |
| 5.75% | S/ 10,766.61 | S/ 21,684.76 | S/ 32,756.57 | S/ 43,984.22 | S/ 808,949.22 |
| 5.70% | S/ 10,674.90 | S/ 21,498.77 | S/ 32,473.68 | S/ 43,601.75 | S/ 808,566.75 |
| 5.65% | S/ 10,583.16 | S/ 21,312.74 | S/ 32,190.76 | S/ 43,219.28 | S/ 808,184.28 |
| 5.60% | S/ 10,491.39 | S/ 21,126.67 | S/ 31,907.81 | S/ 42,836.81 | S/ 807,801.81 |
| 5.50% | S/ 10,307.75 | S/ 20,754.39 | S/ 31,341.79 | S/ 42,071.87 | S/ 807,036.87 |
| 5.30% | S/ 9,940.07 | S/ 20,009.30 | S/ 30,209.37 | S/ 40,541.98 | S/ 805,506.98 |
| 5.25% | S/ 9,848.07 | S/ 19,822.91 | S/ 29,926.18 | S/ 40,159.51 | S/ 805,124.51 |
| 5.05% | S/ 9,479.73 | S/ 19,076.94 | S/ 28,793.08 | S/ 38,629.62 | S/ 803,594.62 |
| 5.00% | S/ 9,387.57 | S/ 18,890.33 | S/ 28,509.72 | S/ 38,247.15 | S/ 803,212.15 |
| 4.95% | S/ 9,295.37 | S/ 18,703.68 | S/ 28,226.33 | S/ 37,864.68 | S/ 802,829.68 |
| 4.75% | S/ 8,926.24 | S/ 17,956.64 | S/ 27,092.42 | S/ 36,334.80 | S/ 801,299.80 |
| 4.55% | S/ 8,556.59 | S/ 17,208.89 | S/ 25,957.97 | S/ 34,804.91 | S/ 799,769.91 |
| 4.50% | S/ 8,464.09 | S/ 17,021.84 | S/ 25,674.27 | S/ 34,422.44 | S/ 799,387.44 |
| 4.40% | S/ 8,279.00 | S/ 16,647.60 | S/ 25,106.77 | S/ 33,657.50 | S/ 798,622.50 |
| 4.30% | S/ 8,093.77 | S/ 16,273.19 | S/ 24,539.14 | S/ 32,892.55 | S/ 797,857.55 |
| 4.25% | S/ 8,001.11 | S/ 16,085.91 | S/ 24,255.27 | S/ 32,510.08 | S/ 797,475.08 |
| 4.20% | S/ 7,908.42 | S/ 15,898.59 | S/ 23,971.37 | S/ 32,127.61 | S/ 797,092.61 |
| 4.15% | S/ 7,815.69 | S/ 15,711.23 | S/ 23,687.44 | S/ 31,745.14 | S/ 796,710.14 |
| 4.00% | S/ 7,537.30 | S/ 15,148.86 | S/ 22,835.43 | S/ 30,597.73 | S/ 795,562.73 |
| 3.90% | S/ 7,351.54 | S/ 14,773.73 | S/ 22,267.25 | S/ 29,832.78 | S/ 794,797.78 |
| 3.75% | S/ 7,072.65 | S/ 14,210.69 | S/ 21,414.73 | S/ 28,685.37 | S/ 793,650.37 |
| 3.50% | S/ 6,607.16 | S/ 13,271.38 | S/ 19,993.17 | S/ 26,773.01 | S/ 791,738.01 |
| 3.00% | S/ 5,673.64 | S/ 11,389.36 | S/ 17,147.48 | S/ 22,948.30 | S/ 787,913.30 |
| 2.75% | S/ 5,205.61 | S/ 10,446.64 | S/ 15,723.34 | S/ 21,035.94 | S/ 786,000.94 |
| 2.50% | S/ 4,736.72 | S/ 9,502.77 | S/ 14,298.33 | S/ 19,123.58 | S/ 784,088.58 |
| 2.00% | S/ 3,796.36 | S/ 7,611.57 | S/ 11,445.70 | S/ 15,298.87 | S/ 780,263.87 |
| 1.35% | S/ 2,568.72 | S/ 5,146.06 | S/ 7,732.06 | S/ 10,326.74 | S/ 775,291.74 |
| 1.00% | S/ 1,905.23 | S/ 3,815.20 | S/ 5,729.93 | S/ 7,649.43 | S/ 772,614.43 |
| 0.10% | S/ 191.16 | S/ 382.38 | S/ 573.64 | S/ 764.94 | S/ 765,729.94 |
Sobre los datos
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Para S/ 764,965 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 764,965 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.