Cálculo de intereses
Ahorrando S/ 764,671
Veamos que pasaría si Usted ahorrara 764,671 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 764,671.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,735.63 | S/ 17,571.05 | S/ 26,507.40 | S/ 35,545.85 | S/ 800,216.85 |
| 8.50% | S/ 15,755.14 | S/ 31,834.89 | S/ 48,245.95 | S/ 64,995.14 | S/ 829,666.14 |
| 8.00% | S/ 14,854.50 | S/ 29,997.56 | S/ 45,434.79 | S/ 61,171.90 | S/ 825,842.90 |
| 7.10% | S/ 13,225.43 | S/ 26,679.60 | S/ 40,366.47 | S/ 54,290.07 | S/ 818,961.07 |
| 7.00% | S/ 13,043.79 | S/ 26,310.08 | S/ 39,802.67 | S/ 53,525.42 | S/ 818,196.42 |
| 6.50% | S/ 12,133.67 | S/ 24,459.88 | S/ 36,981.68 | S/ 49,702.18 | S/ 814,373.18 |
| 6.10% | S/ 11,403.27 | S/ 22,976.60 | S/ 34,722.51 | S/ 46,643.59 | S/ 811,314.59 |
| 6.20% | S/ 11,586.07 | S/ 23,347.68 | S/ 35,287.50 | S/ 47,408.23 | S/ 812,079.23 |
| 5.90% | S/ 11,037.30 | S/ 22,233.90 | S/ 33,592.12 | S/ 45,114.29 | S/ 809,785.29 |
| 5.75% | S/ 10,762.47 | S/ 21,676.42 | S/ 32,743.98 | S/ 43,967.32 | S/ 808,638.32 |
| 5.70% | S/ 10,670.80 | S/ 21,490.51 | S/ 32,461.20 | S/ 43,584.99 | S/ 808,255.99 |
| 5.65% | S/ 10,579.10 | S/ 21,304.55 | S/ 32,178.39 | S/ 43,202.67 | S/ 807,873.67 |
| 5.60% | S/ 10,487.36 | S/ 21,118.55 | S/ 31,895.54 | S/ 42,820.34 | S/ 807,491.34 |
| 5.50% | S/ 10,303.78 | S/ 20,746.41 | S/ 31,329.75 | S/ 42,055.70 | S/ 806,726.70 |
| 5.30% | S/ 9,936.25 | S/ 20,001.61 | S/ 30,197.76 | S/ 40,526.40 | S/ 805,197.40 |
| 5.25% | S/ 9,844.28 | S/ 19,815.30 | S/ 29,914.68 | S/ 40,144.07 | S/ 804,815.07 |
| 5.05% | S/ 9,476.09 | S/ 19,069.61 | S/ 28,782.01 | S/ 38,614.78 | S/ 803,285.78 |
| 5.00% | S/ 9,383.96 | S/ 18,883.07 | S/ 28,498.76 | S/ 38,232.45 | S/ 802,903.45 |
| 4.95% | S/ 9,291.79 | S/ 18,696.50 | S/ 28,215.48 | S/ 37,850.13 | S/ 802,521.13 |
| 4.75% | S/ 8,922.81 | S/ 17,949.74 | S/ 27,082.01 | S/ 36,320.83 | S/ 800,991.83 |
| 4.55% | S/ 8,553.30 | S/ 17,202.27 | S/ 25,947.99 | S/ 34,791.53 | S/ 799,462.53 |
| 4.50% | S/ 8,460.84 | S/ 17,015.29 | S/ 25,664.40 | S/ 34,409.21 | S/ 799,080.21 |
| 4.40% | S/ 8,275.82 | S/ 16,641.20 | S/ 25,097.12 | S/ 33,644.56 | S/ 798,315.56 |
| 4.30% | S/ 8,090.66 | S/ 16,266.93 | S/ 24,529.71 | S/ 32,879.91 | S/ 797,550.91 |
| 4.25% | S/ 7,998.04 | S/ 16,079.73 | S/ 24,245.95 | S/ 32,497.59 | S/ 797,168.59 |
| 4.20% | S/ 7,905.38 | S/ 15,892.48 | S/ 23,962.16 | S/ 32,115.26 | S/ 796,786.26 |
| 4.15% | S/ 7,812.68 | S/ 15,705.19 | S/ 23,678.33 | S/ 31,732.94 | S/ 796,403.94 |
| 4.00% | S/ 7,534.40 | S/ 15,143.04 | S/ 22,826.65 | S/ 30,585.97 | S/ 795,256.97 |
| 3.90% | S/ 7,348.71 | S/ 14,768.05 | S/ 22,258.69 | S/ 29,821.32 | S/ 794,492.32 |
| 3.75% | S/ 7,069.93 | S/ 14,205.23 | S/ 21,406.50 | S/ 28,674.34 | S/ 793,345.34 |
| 3.50% | S/ 6,604.62 | S/ 13,266.28 | S/ 19,985.49 | S/ 26,762.72 | S/ 791,433.72 |
| 3.00% | S/ 5,671.46 | S/ 11,384.99 | S/ 17,140.89 | S/ 22,939.48 | S/ 787,610.48 |
| 2.75% | S/ 5,203.61 | S/ 10,442.62 | S/ 15,717.29 | S/ 21,027.86 | S/ 785,698.86 |
| 2.50% | S/ 4,734.90 | S/ 9,499.12 | S/ 14,292.83 | S/ 19,116.23 | S/ 783,787.23 |
| 2.00% | S/ 3,794.90 | S/ 7,608.64 | S/ 11,441.30 | S/ 15,292.99 | S/ 779,963.99 |
| 1.35% | S/ 2,567.73 | S/ 5,144.08 | S/ 7,729.08 | S/ 10,322.77 | S/ 774,993.77 |
| 1.00% | S/ 1,904.50 | S/ 3,813.74 | S/ 5,727.73 | S/ 7,646.49 | S/ 772,317.49 |
| 0.10% | S/ 191.09 | S/ 382.23 | S/ 573.42 | S/ 764.65 | S/ 765,435.65 |
Sobre los datos
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Para S/ 764,671 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 764,671 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
