Cálculo de intereses
Ahorrando S/ 762,343
Veamos que pasaría si Usted ahorrara 762,343 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 762,343.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,709.03 | S/ 17,517.55 | S/ 26,426.70 | S/ 35,437.63 | S/ 797,780.63 |
| 8.50% | S/ 15,707.17 | S/ 31,737.97 | S/ 48,099.07 | S/ 64,797.27 | S/ 827,140.27 |
| 8.00% | S/ 14,809.27 | S/ 29,906.23 | S/ 45,296.46 | S/ 60,985.67 | S/ 823,328.67 |
| 7.10% | S/ 13,185.17 | S/ 26,598.38 | S/ 40,243.58 | S/ 54,124.78 | S/ 816,467.78 |
| 7.00% | S/ 13,004.08 | S/ 26,229.98 | S/ 39,681.50 | S/ 53,362.46 | S/ 815,705.46 |
| 6.50% | S/ 12,096.73 | S/ 24,385.42 | S/ 36,869.10 | S/ 49,550.86 | S/ 811,893.86 |
| 6.10% | S/ 11,368.55 | S/ 22,906.65 | S/ 34,616.80 | S/ 46,501.58 | S/ 808,844.58 |
| 6.20% | S/ 11,550.79 | S/ 23,276.60 | S/ 35,180.07 | S/ 47,263.90 | S/ 809,606.90 |
| 5.90% | S/ 11,003.69 | S/ 22,166.21 | S/ 33,489.85 | S/ 44,976.94 | S/ 807,319.94 |
| 5.75% | S/ 10,729.71 | S/ 21,610.43 | S/ 32,644.30 | S/ 43,833.46 | S/ 806,176.46 |
| 5.70% | S/ 10,638.31 | S/ 21,425.08 | S/ 32,362.38 | S/ 43,452.30 | S/ 805,795.30 |
| 5.65% | S/ 10,546.89 | S/ 21,239.69 | S/ 32,080.43 | S/ 43,071.14 | S/ 805,414.14 |
| 5.60% | S/ 10,455.43 | S/ 21,054.25 | S/ 31,798.44 | S/ 42,689.98 | S/ 805,032.98 |
| 5.50% | S/ 10,272.42 | S/ 20,683.25 | S/ 31,234.37 | S/ 41,927.66 | S/ 804,270.66 |
| 5.30% | S/ 9,906.00 | S/ 19,940.71 | S/ 30,105.82 | S/ 40,403.02 | S/ 802,746.02 |
| 5.25% | S/ 9,814.31 | S/ 19,754.97 | S/ 29,823.60 | S/ 40,021.86 | S/ 802,364.86 |
| 5.05% | S/ 9,447.24 | S/ 19,011.55 | S/ 28,694.39 | S/ 38,497.22 | S/ 800,840.22 |
| 5.00% | S/ 9,355.39 | S/ 18,825.59 | S/ 28,412.00 | S/ 38,116.06 | S/ 800,459.06 |
| 4.95% | S/ 9,263.51 | S/ 18,639.58 | S/ 28,129.58 | S/ 37,734.90 | S/ 800,077.90 |
| 4.75% | S/ 8,895.65 | S/ 17,895.09 | S/ 26,999.56 | S/ 36,210.25 | S/ 798,553.25 |
| 4.55% | S/ 8,527.26 | S/ 17,149.90 | S/ 25,868.99 | S/ 34,685.61 | S/ 797,028.61 |
| 4.50% | S/ 8,435.08 | S/ 16,963.49 | S/ 25,586.27 | S/ 34,304.45 | S/ 796,647.45 |
| 4.40% | S/ 8,250.62 | S/ 16,590.54 | S/ 25,020.72 | S/ 33,542.13 | S/ 795,885.13 |
| 4.30% | S/ 8,066.03 | S/ 16,217.41 | S/ 24,455.03 | S/ 32,779.81 | S/ 795,122.81 |
| 4.25% | S/ 7,973.69 | S/ 16,030.78 | S/ 24,172.14 | S/ 32,398.65 | S/ 794,741.65 |
| 4.20% | S/ 7,881.31 | S/ 15,844.10 | S/ 23,889.21 | S/ 32,017.49 | S/ 794,360.49 |
| 4.15% | S/ 7,788.90 | S/ 15,657.38 | S/ 23,606.25 | S/ 31,636.33 | S/ 793,979.33 |
| 4.00% | S/ 7,511.46 | S/ 15,096.94 | S/ 22,757.16 | S/ 30,492.85 | S/ 792,835.85 |
| 3.90% | S/ 7,326.34 | S/ 14,723.09 | S/ 22,190.93 | S/ 29,730.53 | S/ 792,073.53 |
| 3.75% | S/ 7,048.41 | S/ 14,161.98 | S/ 21,341.32 | S/ 28,587.05 | S/ 790,930.05 |
| 3.50% | S/ 6,584.51 | S/ 13,225.89 | S/ 19,924.64 | S/ 26,681.24 | S/ 789,024.24 |
| 3.00% | S/ 5,654.19 | S/ 11,350.32 | S/ 17,088.70 | S/ 22,869.64 | S/ 785,212.64 |
| 2.75% | S/ 5,187.76 | S/ 10,410.83 | S/ 15,669.44 | S/ 20,963.84 | S/ 783,306.84 |
| 2.50% | S/ 4,720.48 | S/ 9,470.20 | S/ 14,249.32 | S/ 19,058.03 | S/ 781,401.03 |
| 2.00% | S/ 3,783.35 | S/ 7,585.48 | S/ 11,406.47 | S/ 15,246.43 | S/ 777,589.43 |
| 1.35% | S/ 2,559.91 | S/ 5,128.42 | S/ 7,705.55 | S/ 10,291.34 | S/ 772,634.34 |
| 1.00% | S/ 1,898.70 | S/ 3,802.13 | S/ 5,710.29 | S/ 7,623.22 | S/ 769,966.22 |
| 0.10% | S/ 190.51 | S/ 381.07 | S/ 571.67 | S/ 762.32 | S/ 763,105.32 |
Sobre los datos
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Para S/ 762,343 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 762,343 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.