Cálculo de intereses
Ahorrando S/ 761,591
Veamos que pasaría si Usted ahorrara 761,591 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 761,591.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,700.44 | S/ 17,500.27 | S/ 26,400.63 | S/ 35,402.68 | S/ 796,993.68 |
| 8.50% | S/ 15,691.68 | S/ 31,706.67 | S/ 48,051.62 | S/ 64,733.35 | S/ 826,324.35 |
| 8.00% | S/ 14,794.67 | S/ 29,876.73 | S/ 45,251.78 | S/ 60,925.51 | S/ 822,516.51 |
| 7.10% | S/ 13,172.16 | S/ 26,572.14 | S/ 40,203.88 | S/ 54,071.39 | S/ 815,662.39 |
| 7.00% | S/ 12,991.25 | S/ 26,204.11 | S/ 39,642.35 | S/ 53,309.83 | S/ 814,900.83 |
| 6.50% | S/ 12,084.80 | S/ 24,361.36 | S/ 36,832.73 | S/ 49,501.98 | S/ 811,092.98 |
| 6.10% | S/ 11,357.34 | S/ 22,884.05 | S/ 34,582.65 | S/ 46,455.71 | S/ 808,046.71 |
| 6.20% | S/ 11,539.40 | S/ 23,253.64 | S/ 35,145.37 | S/ 47,217.28 | S/ 808,808.28 |
| 5.90% | S/ 10,992.84 | S/ 22,144.35 | S/ 33,456.82 | S/ 44,932.57 | S/ 806,523.57 |
| 5.75% | S/ 10,719.12 | S/ 21,589.11 | S/ 32,612.10 | S/ 43,790.22 | S/ 805,381.22 |
| 5.70% | S/ 10,627.82 | S/ 21,403.95 | S/ 32,330.45 | S/ 43,409.44 | S/ 805,000.44 |
| 5.65% | S/ 10,536.48 | S/ 21,218.74 | S/ 32,048.78 | S/ 43,028.65 | S/ 804,619.65 |
| 5.60% | S/ 10,445.12 | S/ 21,033.48 | S/ 31,767.07 | S/ 42,647.87 | S/ 804,238.87 |
| 5.50% | S/ 10,262.28 | S/ 20,662.85 | S/ 31,203.56 | S/ 41,886.30 | S/ 803,477.30 |
| 5.30% | S/ 9,896.22 | S/ 19,921.04 | S/ 30,076.12 | S/ 40,363.16 | S/ 801,954.16 |
| 5.25% | S/ 9,804.63 | S/ 19,735.48 | S/ 29,794.18 | S/ 39,982.38 | S/ 801,573.38 |
| 5.05% | S/ 9,437.92 | S/ 18,992.80 | S/ 28,666.08 | S/ 38,459.24 | S/ 800,050.24 |
| 5.00% | S/ 9,346.16 | S/ 18,807.02 | S/ 28,383.97 | S/ 38,078.46 | S/ 799,669.46 |
| 4.95% | S/ 9,254.37 | S/ 18,621.19 | S/ 28,101.83 | S/ 37,697.67 | S/ 799,288.67 |
| 4.75% | S/ 8,886.87 | S/ 17,877.44 | S/ 26,972.92 | S/ 36,174.54 | S/ 797,765.54 |
| 4.55% | S/ 8,518.85 | S/ 17,132.98 | S/ 25,843.48 | S/ 34,651.40 | S/ 796,242.40 |
| 4.50% | S/ 8,426.76 | S/ 16,946.76 | S/ 25,561.03 | S/ 34,270.61 | S/ 795,861.61 |
| 4.40% | S/ 8,242.48 | S/ 16,574.17 | S/ 24,996.04 | S/ 33,509.05 | S/ 795,100.05 |
| 4.30% | S/ 8,058.08 | S/ 16,201.41 | S/ 24,430.91 | S/ 32,747.48 | S/ 794,338.48 |
| 4.25% | S/ 7,965.82 | S/ 16,014.96 | S/ 24,148.29 | S/ 32,366.69 | S/ 793,957.69 |
| 4.20% | S/ 7,873.54 | S/ 15,828.47 | S/ 23,865.64 | S/ 31,985.91 | S/ 793,576.91 |
| 4.15% | S/ 7,781.21 | S/ 15,641.93 | S/ 23,582.96 | S/ 31,605.12 | S/ 793,196.12 |
| 4.00% | S/ 7,504.05 | S/ 15,082.05 | S/ 22,734.71 | S/ 30,462.77 | S/ 792,053.77 |
| 3.90% | S/ 7,319.11 | S/ 14,708.57 | S/ 22,169.04 | S/ 29,701.20 | S/ 791,292.20 |
| 3.75% | S/ 7,041.45 | S/ 14,148.01 | S/ 21,320.27 | S/ 28,558.85 | S/ 790,149.85 |
| 3.50% | S/ 6,578.02 | S/ 13,212.85 | S/ 19,904.99 | S/ 26,654.93 | S/ 788,245.93 |
| 3.00% | S/ 5,648.62 | S/ 11,339.13 | S/ 17,071.84 | S/ 22,847.08 | S/ 784,438.08 |
| 2.75% | S/ 5,182.65 | S/ 10,400.56 | S/ 15,653.99 | S/ 20,943.16 | S/ 782,534.16 |
| 2.50% | S/ 4,715.83 | S/ 9,460.85 | S/ 14,235.26 | S/ 19,039.24 | S/ 780,630.24 |
| 2.00% | S/ 3,779.62 | S/ 7,577.99 | S/ 11,395.22 | S/ 15,231.39 | S/ 776,822.39 |
| 1.35% | S/ 2,557.39 | S/ 5,123.36 | S/ 7,697.95 | S/ 10,281.19 | S/ 771,872.19 |
| 1.00% | S/ 1,896.83 | S/ 3,798.38 | S/ 5,704.66 | S/ 7,615.70 | S/ 769,206.70 |
| 0.10% | S/ 190.32 | S/ 380.69 | S/ 571.11 | S/ 761.57 | S/ 762,352.57 |
Sobre los datos
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Para S/ 761,591 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 761,591 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.