Cálculo de intereses
Ahorrando S/ 759,047
Veamos que pasaría si Usted ahorrara 759,047 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 759,047.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,671.38 | S/ 17,441.81 | S/ 26,312.45 | S/ 35,284.42 | S/ 794,331.42 |
| 8.50% | S/ 15,639.26 | S/ 31,600.75 | S/ 47,891.11 | S/ 64,517.11 | S/ 823,564.11 |
| 8.00% | S/ 14,745.25 | S/ 29,776.93 | S/ 45,100.62 | S/ 60,721.99 | S/ 819,768.99 |
| 7.10% | S/ 13,128.16 | S/ 26,483.38 | S/ 40,069.59 | S/ 53,890.78 | S/ 812,937.78 |
| 7.00% | S/ 12,947.86 | S/ 26,116.58 | S/ 39,509.93 | S/ 53,131.75 | S/ 812,178.75 |
| 6.50% | S/ 12,044.43 | S/ 24,279.99 | S/ 36,709.69 | S/ 49,336.63 | S/ 808,383.63 |
| 6.10% | S/ 11,319.40 | S/ 22,807.61 | S/ 34,467.13 | S/ 46,300.53 | S/ 805,347.53 |
| 6.20% | S/ 11,500.85 | S/ 23,175.96 | S/ 35,027.97 | S/ 47,059.56 | S/ 806,106.56 |
| 5.90% | S/ 10,956.12 | S/ 22,070.38 | S/ 33,345.06 | S/ 44,782.48 | S/ 803,829.48 |
| 5.75% | S/ 10,683.32 | S/ 21,517.00 | S/ 32,503.16 | S/ 43,643.95 | S/ 802,690.95 |
| 5.70% | S/ 10,592.32 | S/ 21,332.45 | S/ 32,222.46 | S/ 43,264.43 | S/ 802,311.43 |
| 5.65% | S/ 10,501.29 | S/ 21,147.86 | S/ 31,941.72 | S/ 42,884.92 | S/ 801,931.92 |
| 5.60% | S/ 10,410.23 | S/ 20,963.23 | S/ 31,660.96 | S/ 42,505.41 | S/ 801,552.41 |
| 5.50% | S/ 10,228.00 | S/ 20,593.83 | S/ 31,099.33 | S/ 41,746.38 | S/ 800,793.38 |
| 5.30% | S/ 9,863.17 | S/ 19,854.50 | S/ 29,975.66 | S/ 40,228.34 | S/ 799,275.34 |
| 5.25% | S/ 9,771.88 | S/ 19,669.56 | S/ 29,694.66 | S/ 39,848.82 | S/ 798,895.82 |
| 5.05% | S/ 9,406.39 | S/ 18,929.35 | S/ 28,570.33 | S/ 38,330.77 | S/ 797,377.77 |
| 5.00% | S/ 9,314.94 | S/ 18,744.19 | S/ 28,289.16 | S/ 37,951.26 | S/ 796,998.26 |
| 4.95% | S/ 9,223.45 | S/ 18,558.99 | S/ 28,007.96 | S/ 37,571.75 | S/ 796,618.75 |
| 4.75% | S/ 8,857.19 | S/ 17,817.72 | S/ 26,882.82 | S/ 36,053.70 | S/ 795,100.70 |
| 4.55% | S/ 8,490.39 | S/ 17,075.75 | S/ 25,757.15 | S/ 34,535.65 | S/ 793,582.65 |
| 4.50% | S/ 8,398.61 | S/ 16,890.15 | S/ 25,475.65 | S/ 34,156.14 | S/ 793,203.14 |
| 4.40% | S/ 8,214.95 | S/ 16,518.81 | S/ 24,912.54 | S/ 33,397.11 | S/ 792,444.11 |
| 4.30% | S/ 8,031.16 | S/ 16,147.29 | S/ 24,349.30 | S/ 32,638.09 | S/ 791,685.09 |
| 4.25% | S/ 7,939.21 | S/ 15,961.47 | S/ 24,067.63 | S/ 32,258.58 | S/ 791,305.58 |
| 4.20% | S/ 7,847.23 | S/ 15,775.60 | S/ 23,785.92 | S/ 31,879.06 | S/ 790,926.06 |
| 4.15% | S/ 7,755.22 | S/ 15,589.68 | S/ 23,504.18 | S/ 31,499.55 | S/ 790,546.55 |
| 4.00% | S/ 7,478.99 | S/ 15,031.67 | S/ 22,658.77 | S/ 30,361.01 | S/ 789,408.01 |
| 3.90% | S/ 7,294.67 | S/ 14,659.44 | S/ 22,094.98 | S/ 29,601.99 | S/ 788,648.99 |
| 3.75% | S/ 7,017.93 | S/ 14,100.75 | S/ 21,249.06 | S/ 28,463.45 | S/ 787,510.45 |
| 3.50% | S/ 6,556.04 | S/ 13,168.71 | S/ 19,838.50 | S/ 26,565.89 | S/ 785,612.89 |
| 3.00% | S/ 5,629.75 | S/ 11,301.25 | S/ 17,014.82 | S/ 22,770.76 | S/ 781,817.76 |
| 2.75% | S/ 5,165.34 | S/ 10,365.82 | S/ 15,601.70 | S/ 20,873.20 | S/ 779,920.20 |
| 2.50% | S/ 4,700.07 | S/ 9,429.25 | S/ 14,187.71 | S/ 18,975.64 | S/ 778,022.64 |
| 2.00% | S/ 3,766.99 | S/ 7,552.68 | S/ 11,357.15 | S/ 15,180.51 | S/ 774,227.51 |
| 1.35% | S/ 2,548.84 | S/ 5,106.25 | S/ 7,672.24 | S/ 10,246.85 | S/ 769,293.85 |
| 1.00% | S/ 1,890.49 | S/ 3,785.69 | S/ 5,685.61 | S/ 7,590.26 | S/ 766,637.26 |
| 0.10% | S/ 189.69 | S/ 379.42 | S/ 569.20 | S/ 759.03 | S/ 759,806.03 |
Sobre los datos
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Para S/ 759,047 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 759,047 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.