Cálculo de intereses
Ahorrando S/ 756,751
Veamos que pasaría si Usted ahorrara 756,751 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 756,751.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,645.15 | S/ 17,389.06 | S/ 26,232.86 | S/ 35,177.69 | S/ 791,928.69 |
| 8.50% | S/ 15,591.96 | S/ 31,505.17 | S/ 47,746.25 | S/ 64,321.96 | S/ 821,072.96 |
| 8.00% | S/ 14,700.64 | S/ 29,686.86 | S/ 44,964.20 | S/ 60,538.32 | S/ 817,289.32 |
| 7.10% | S/ 13,088.45 | S/ 26,403.27 | S/ 39,948.38 | S/ 53,727.76 | S/ 810,478.76 |
| 7.00% | S/ 12,908.69 | S/ 26,037.58 | S/ 39,390.42 | S/ 52,971.04 | S/ 809,722.04 |
| 6.50% | S/ 12,008.00 | S/ 24,206.54 | S/ 36,598.65 | S/ 49,187.39 | S/ 805,938.39 |
| 6.10% | S/ 11,285.16 | S/ 22,738.62 | S/ 34,362.87 | S/ 46,160.48 | S/ 802,911.48 |
| 6.20% | S/ 11,466.06 | S/ 23,105.86 | S/ 34,922.02 | S/ 46,917.21 | S/ 803,668.21 |
| 5.90% | S/ 10,922.98 | S/ 22,003.62 | S/ 33,244.20 | S/ 44,647.02 | S/ 801,398.02 |
| 5.75% | S/ 10,651.00 | S/ 21,451.91 | S/ 32,404.84 | S/ 43,511.93 | S/ 800,262.93 |
| 5.70% | S/ 10,560.28 | S/ 21,267.92 | S/ 32,124.99 | S/ 43,133.57 | S/ 799,884.57 |
| 5.65% | S/ 10,469.52 | S/ 21,083.89 | S/ 31,845.11 | S/ 42,755.20 | S/ 799,506.20 |
| 5.60% | S/ 10,378.74 | S/ 20,899.81 | S/ 31,565.19 | S/ 42,376.84 | S/ 799,127.84 |
| 5.50% | S/ 10,197.06 | S/ 20,531.53 | S/ 31,005.25 | S/ 41,620.11 | S/ 798,371.11 |
| 5.30% | S/ 9,833.33 | S/ 19,794.44 | S/ 29,884.99 | S/ 40,106.65 | S/ 796,857.65 |
| 5.25% | S/ 9,742.32 | S/ 19,610.06 | S/ 29,604.84 | S/ 39,728.29 | S/ 796,479.29 |
| 5.05% | S/ 9,377.94 | S/ 18,872.10 | S/ 28,483.91 | S/ 38,214.83 | S/ 794,965.83 |
| 5.00% | S/ 9,286.76 | S/ 18,687.49 | S/ 28,203.59 | S/ 37,836.46 | S/ 794,587.46 |
| 4.95% | S/ 9,195.56 | S/ 18,502.85 | S/ 27,923.24 | S/ 37,458.10 | S/ 794,209.10 |
| 4.75% | S/ 8,830.39 | S/ 17,763.83 | S/ 26,801.51 | S/ 35,944.64 | S/ 792,695.64 |
| 4.55% | S/ 8,464.71 | S/ 17,024.10 | S/ 25,679.24 | S/ 34,431.18 | S/ 791,182.18 |
| 4.50% | S/ 8,373.21 | S/ 16,839.06 | S/ 25,398.59 | S/ 34,052.82 | S/ 790,803.82 |
| 4.40% | S/ 8,190.10 | S/ 16,468.84 | S/ 24,837.18 | S/ 33,296.09 | S/ 790,047.09 |
| 4.30% | S/ 8,006.87 | S/ 16,098.45 | S/ 24,275.65 | S/ 32,539.36 | S/ 789,290.36 |
| 4.25% | S/ 7,915.20 | S/ 15,913.19 | S/ 23,994.83 | S/ 32,161.00 | S/ 788,912.00 |
| 4.20% | S/ 7,823.50 | S/ 15,727.88 | S/ 23,713.97 | S/ 31,782.63 | S/ 788,533.63 |
| 4.15% | S/ 7,731.76 | S/ 15,542.52 | S/ 23,433.09 | S/ 31,404.27 | S/ 788,155.27 |
| 4.00% | S/ 7,456.37 | S/ 14,986.20 | S/ 22,590.23 | S/ 30,269.18 | S/ 787,020.18 |
| 3.90% | S/ 7,272.60 | S/ 14,615.09 | S/ 22,028.15 | S/ 29,512.45 | S/ 786,263.45 |
| 3.75% | S/ 6,996.70 | S/ 14,058.10 | S/ 21,184.78 | S/ 28,377.35 | S/ 785,128.35 |
| 3.50% | S/ 6,536.21 | S/ 13,128.88 | S/ 19,778.49 | S/ 26,485.53 | S/ 783,236.53 |
| 3.00% | S/ 5,612.72 | S/ 11,267.07 | S/ 16,963.35 | S/ 22,701.88 | S/ 779,452.88 |
| 2.75% | S/ 5,149.71 | S/ 10,334.47 | S/ 15,554.50 | S/ 20,810.06 | S/ 777,561.06 |
| 2.50% | S/ 4,685.86 | S/ 9,400.73 | S/ 14,144.80 | S/ 18,918.24 | S/ 775,669.24 |
| 2.00% | S/ 3,755.60 | S/ 7,529.83 | S/ 11,322.80 | S/ 15,134.59 | S/ 771,885.59 |
| 1.35% | S/ 2,541.13 | S/ 5,090.80 | S/ 7,649.03 | S/ 10,215.85 | S/ 766,966.85 |
| 1.00% | S/ 1,884.77 | S/ 3,774.24 | S/ 5,668.41 | S/ 7,567.30 | S/ 764,318.30 |
| 0.10% | S/ 189.11 | S/ 378.27 | S/ 567.48 | S/ 756.73 | S/ 757,507.73 |
Sobre los datos
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Para S/ 756,751 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 756,751 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.