Cálculo de intereses
Ahorrando S/ 755,475
Veamos que pasaría si Usted ahorrara 755,475 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 755,475.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,630.57 | S/ 17,359.74 | S/ 26,188.62 | S/ 35,118.37 | S/ 790,593.37 |
| 8.50% | S/ 15,565.67 | S/ 31,452.04 | S/ 47,665.74 | S/ 64,213.50 | S/ 819,688.50 |
| 8.00% | S/ 14,675.86 | S/ 29,636.80 | S/ 44,888.38 | S/ 60,436.24 | S/ 815,911.24 |
| 7.10% | S/ 13,066.38 | S/ 26,358.75 | S/ 39,881.02 | S/ 53,637.17 | S/ 809,112.17 |
| 7.00% | S/ 12,886.93 | S/ 25,993.68 | S/ 39,324.00 | S/ 52,881.72 | S/ 808,356.72 |
| 6.50% | S/ 11,987.75 | S/ 24,165.73 | S/ 36,536.94 | S/ 49,104.46 | S/ 804,579.46 |
| 6.10% | S/ 11,266.13 | S/ 22,700.28 | S/ 34,304.93 | S/ 46,082.65 | S/ 801,557.65 |
| 6.20% | S/ 11,446.73 | S/ 23,066.90 | S/ 34,863.13 | S/ 46,838.10 | S/ 802,313.10 |
| 5.90% | S/ 10,904.56 | S/ 21,966.52 | S/ 33,188.14 | S/ 44,571.74 | S/ 800,046.74 |
| 5.75% | S/ 10,633.04 | S/ 21,415.74 | S/ 32,350.20 | S/ 43,438.56 | S/ 798,913.56 |
| 5.70% | S/ 10,542.47 | S/ 21,232.06 | S/ 32,070.82 | S/ 43,060.84 | S/ 798,535.84 |
| 5.65% | S/ 10,451.87 | S/ 21,048.34 | S/ 31,791.41 | S/ 42,683.11 | S/ 798,158.11 |
| 5.60% | S/ 10,361.24 | S/ 20,864.57 | S/ 31,511.96 | S/ 42,305.38 | S/ 797,780.38 |
| 5.50% | S/ 10,179.87 | S/ 20,496.91 | S/ 30,952.97 | S/ 41,549.93 | S/ 797,024.93 |
| 5.30% | S/ 9,816.75 | S/ 19,761.07 | S/ 29,834.60 | S/ 40,039.02 | S/ 795,514.02 |
| 5.25% | S/ 9,725.89 | S/ 19,577.00 | S/ 29,554.92 | S/ 39,661.30 | S/ 795,136.30 |
| 5.05% | S/ 9,362.13 | S/ 18,840.27 | S/ 28,435.88 | S/ 38,150.39 | S/ 793,625.39 |
| 5.00% | S/ 9,271.11 | S/ 18,655.98 | S/ 28,156.03 | S/ 37,772.67 | S/ 793,247.67 |
| 4.95% | S/ 9,180.05 | S/ 18,471.65 | S/ 27,876.16 | S/ 37,394.94 | S/ 792,869.94 |
| 4.75% | S/ 8,815.50 | S/ 17,733.88 | S/ 26,756.31 | S/ 35,884.03 | S/ 791,359.03 |
| 4.55% | S/ 8,450.44 | S/ 16,995.40 | S/ 25,635.94 | S/ 34,373.13 | S/ 789,848.13 |
| 4.50% | S/ 8,359.09 | S/ 16,810.67 | S/ 25,355.76 | S/ 33,995.40 | S/ 789,470.40 |
| 4.40% | S/ 8,176.29 | S/ 16,441.07 | S/ 24,795.30 | S/ 33,239.95 | S/ 788,714.95 |
| 4.30% | S/ 7,993.37 | S/ 16,071.30 | S/ 24,234.71 | S/ 32,484.50 | S/ 787,959.50 |
| 4.25% | S/ 7,901.85 | S/ 15,886.35 | S/ 23,954.37 | S/ 32,106.77 | S/ 787,581.77 |
| 4.20% | S/ 7,810.31 | S/ 15,701.36 | S/ 23,673.99 | S/ 31,729.04 | S/ 787,204.04 |
| 4.15% | S/ 7,718.73 | S/ 15,516.32 | S/ 23,393.58 | S/ 31,351.32 | S/ 786,826.32 |
| 4.00% | S/ 7,443.79 | S/ 14,960.93 | S/ 22,552.14 | S/ 30,218.14 | S/ 785,693.14 |
| 3.90% | S/ 7,260.34 | S/ 14,590.45 | S/ 21,991.01 | S/ 29,462.68 | S/ 784,937.68 |
| 3.75% | S/ 6,984.91 | S/ 14,034.39 | S/ 21,149.06 | S/ 28,329.50 | S/ 783,804.50 |
| 3.50% | S/ 6,525.19 | S/ 13,106.74 | S/ 19,745.14 | S/ 26,440.87 | S/ 781,915.87 |
| 3.00% | S/ 5,603.25 | S/ 11,248.07 | S/ 16,934.75 | S/ 22,663.61 | S/ 778,138.61 |
| 2.75% | S/ 5,141.03 | S/ 10,317.04 | S/ 15,528.28 | S/ 20,774.97 | S/ 776,249.97 |
| 2.50% | S/ 4,677.96 | S/ 9,384.88 | S/ 14,120.95 | S/ 18,886.34 | S/ 774,361.34 |
| 2.00% | S/ 3,749.27 | S/ 7,517.14 | S/ 11,303.71 | S/ 15,109.07 | S/ 770,584.07 |
| 1.35% | S/ 2,536.85 | S/ 5,082.22 | S/ 7,636.13 | S/ 10,198.63 | S/ 765,673.63 |
| 1.00% | S/ 1,881.59 | S/ 3,767.87 | S/ 5,658.85 | S/ 7,554.54 | S/ 763,029.54 |
| 0.10% | S/ 188.79 | S/ 377.63 | S/ 566.52 | S/ 755.45 | S/ 756,230.45 |
Sobre los datos
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Para S/ 755,475 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 755,475 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
