Cálculo de intereses
Ahorrando S/ 753,966
Veamos que pasaría si Usted ahorrara 753,966 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 753,966.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,613.33 | S/ 17,325.06 | S/ 26,136.31 | S/ 35,048.23 | S/ 789,014.23 |
| 8.50% | S/ 15,534.57 | S/ 31,389.22 | S/ 47,570.53 | S/ 64,085.24 | S/ 818,051.24 |
| 8.00% | S/ 14,646.54 | S/ 29,577.61 | S/ 44,798.72 | S/ 60,315.53 | S/ 814,281.53 |
| 7.10% | S/ 13,040.28 | S/ 26,306.10 | S/ 39,801.37 | S/ 53,530.04 | S/ 807,496.04 |
| 7.00% | S/ 12,861.18 | S/ 25,941.76 | S/ 39,245.46 | S/ 52,776.09 | S/ 806,742.09 |
| 6.50% | S/ 11,963.81 | S/ 24,117.46 | S/ 36,463.96 | S/ 49,006.37 | S/ 802,972.37 |
| 6.10% | S/ 11,243.63 | S/ 22,654.94 | S/ 34,236.41 | S/ 45,990.60 | S/ 799,956.60 |
| 6.20% | S/ 11,423.87 | S/ 23,020.82 | S/ 34,793.50 | S/ 46,744.54 | S/ 800,710.54 |
| 5.90% | S/ 10,882.78 | S/ 21,922.64 | S/ 33,121.85 | S/ 44,482.71 | S/ 798,448.71 |
| 5.75% | S/ 10,611.80 | S/ 21,372.96 | S/ 32,285.59 | S/ 43,351.80 | S/ 797,317.80 |
| 5.70% | S/ 10,521.41 | S/ 21,189.65 | S/ 32,006.76 | S/ 42,974.83 | S/ 796,940.83 |
| 5.65% | S/ 10,430.99 | S/ 21,006.30 | S/ 31,727.91 | S/ 42,597.85 | S/ 796,563.85 |
| 5.60% | S/ 10,340.54 | S/ 20,822.90 | S/ 31,449.02 | S/ 42,220.88 | S/ 796,186.88 |
| 5.50% | S/ 10,159.54 | S/ 20,455.97 | S/ 30,891.15 | S/ 41,466.94 | S/ 795,432.94 |
| 5.30% | S/ 9,797.14 | S/ 19,721.59 | S/ 29,775.00 | S/ 39,959.05 | S/ 793,925.05 |
| 5.25% | S/ 9,706.47 | S/ 19,537.89 | S/ 29,495.89 | S/ 39,582.08 | S/ 793,548.08 |
| 5.05% | S/ 9,343.43 | S/ 18,802.64 | S/ 28,379.08 | S/ 38,074.19 | S/ 792,040.19 |
| 5.00% | S/ 9,252.59 | S/ 18,618.72 | S/ 28,099.79 | S/ 37,697.22 | S/ 791,663.22 |
| 4.95% | S/ 9,161.71 | S/ 18,434.75 | S/ 27,820.48 | S/ 37,320.25 | S/ 791,286.25 |
| 4.75% | S/ 8,797.90 | S/ 17,698.45 | S/ 26,702.87 | S/ 35,812.36 | S/ 789,778.36 |
| 4.55% | S/ 8,433.56 | S/ 16,961.45 | S/ 25,584.73 | S/ 34,304.47 | S/ 788,270.47 |
| 4.50% | S/ 8,342.39 | S/ 16,777.09 | S/ 25,305.11 | S/ 33,927.50 | S/ 787,893.50 |
| 4.40% | S/ 8,159.96 | S/ 16,408.23 | S/ 24,745.78 | S/ 33,173.55 | S/ 787,139.55 |
| 4.30% | S/ 7,977.40 | S/ 16,039.20 | S/ 24,186.31 | S/ 32,419.61 | S/ 786,385.61 |
| 4.25% | S/ 7,886.07 | S/ 15,854.62 | S/ 23,906.52 | S/ 32,042.64 | S/ 786,008.64 |
| 4.20% | S/ 7,794.71 | S/ 15,670.00 | S/ 23,626.70 | S/ 31,665.67 | S/ 785,631.67 |
| 4.15% | S/ 7,703.31 | S/ 15,485.32 | S/ 23,346.85 | S/ 31,288.69 | S/ 785,254.69 |
| 4.00% | S/ 7,428.92 | S/ 14,931.05 | S/ 22,507.09 | S/ 30,157.78 | S/ 784,123.78 |
| 3.90% | S/ 7,245.84 | S/ 14,561.31 | S/ 21,947.08 | S/ 29,403.83 | S/ 783,369.83 |
| 3.75% | S/ 6,970.96 | S/ 14,006.36 | S/ 21,106.82 | S/ 28,272.92 | S/ 782,238.92 |
| 3.50% | S/ 6,512.16 | S/ 13,080.56 | S/ 19,705.70 | S/ 26,388.06 | S/ 780,354.06 |
| 3.00% | S/ 5,592.06 | S/ 11,225.60 | S/ 16,900.92 | S/ 22,618.34 | S/ 776,584.34 |
| 2.75% | S/ 5,130.76 | S/ 10,296.43 | S/ 15,497.26 | S/ 20,733.48 | S/ 774,699.48 |
| 2.50% | S/ 4,668.61 | S/ 9,366.13 | S/ 14,092.74 | S/ 18,848.62 | S/ 772,814.62 |
| 2.00% | S/ 3,741.78 | S/ 7,502.12 | S/ 11,281.13 | S/ 15,078.89 | S/ 769,044.89 |
| 1.35% | S/ 2,531.78 | S/ 5,072.07 | S/ 7,620.88 | S/ 10,178.25 | S/ 764,144.25 |
| 1.00% | S/ 1,877.83 | S/ 3,760.35 | S/ 5,647.55 | S/ 7,539.45 | S/ 761,505.45 |
| 0.10% | S/ 188.42 | S/ 376.88 | S/ 565.39 | S/ 753.94 | S/ 754,719.94 |
Sobre los datos
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Para S/ 753,966 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 753,966 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.