Cálculo de intereses
Ahorrando S/ 753,577
Veamos que pasaría si Usted ahorrara 753,577 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 753,577.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,608.89 | S/ 17,316.12 | S/ 26,122.83 | S/ 35,030.14 | S/ 788,607.14 |
| 8.50% | S/ 15,526.56 | S/ 31,373.03 | S/ 47,545.99 | S/ 64,052.18 | S/ 817,629.18 |
| 8.00% | S/ 14,638.99 | S/ 29,562.35 | S/ 44,775.61 | S/ 60,284.41 | S/ 813,861.41 |
| 7.10% | S/ 13,033.55 | S/ 26,292.53 | S/ 39,780.83 | S/ 53,502.42 | S/ 807,079.42 |
| 7.00% | S/ 12,854.55 | S/ 25,928.37 | S/ 39,225.21 | S/ 52,748.86 | S/ 806,325.86 |
| 6.50% | S/ 11,957.64 | S/ 24,105.02 | S/ 36,445.15 | S/ 48,981.09 | S/ 802,558.09 |
| 6.10% | S/ 11,237.83 | S/ 22,643.25 | S/ 34,218.75 | S/ 45,966.87 | S/ 799,543.87 |
| 6.20% | S/ 11,417.97 | S/ 23,008.95 | S/ 34,775.54 | S/ 46,720.43 | S/ 800,297.43 |
| 5.90% | S/ 10,877.16 | S/ 21,911.33 | S/ 33,104.76 | S/ 44,459.76 | S/ 798,036.76 |
| 5.75% | S/ 10,606.33 | S/ 21,361.94 | S/ 32,268.93 | S/ 43,329.43 | S/ 796,906.43 |
| 5.70% | S/ 10,515.99 | S/ 21,178.72 | S/ 31,990.25 | S/ 42,952.65 | S/ 796,529.65 |
| 5.65% | S/ 10,425.61 | S/ 20,995.46 | S/ 31,711.54 | S/ 42,575.88 | S/ 796,152.88 |
| 5.60% | S/ 10,335.20 | S/ 20,812.16 | S/ 31,432.80 | S/ 42,199.10 | S/ 795,776.10 |
| 5.50% | S/ 10,154.30 | S/ 20,445.42 | S/ 30,875.21 | S/ 41,445.54 | S/ 795,022.54 |
| 5.30% | S/ 9,792.09 | S/ 19,711.42 | S/ 29,759.64 | S/ 39,938.43 | S/ 793,515.43 |
| 5.25% | S/ 9,701.46 | S/ 19,527.81 | S/ 29,480.67 | S/ 39,561.66 | S/ 793,138.66 |
| 5.05% | S/ 9,338.61 | S/ 18,792.94 | S/ 28,364.44 | S/ 38,054.55 | S/ 791,631.55 |
| 5.00% | S/ 9,247.81 | S/ 18,609.11 | S/ 28,085.30 | S/ 37,677.77 | S/ 791,254.77 |
| 4.95% | S/ 9,156.99 | S/ 18,425.24 | S/ 27,806.12 | S/ 37,300.99 | S/ 790,877.99 |
| 4.75% | S/ 8,793.36 | S/ 17,689.32 | S/ 26,689.09 | S/ 35,793.88 | S/ 789,370.88 |
| 4.55% | S/ 8,429.21 | S/ 16,952.70 | S/ 25,571.53 | S/ 34,286.77 | S/ 787,863.77 |
| 4.50% | S/ 8,338.09 | S/ 16,768.43 | S/ 25,292.06 | S/ 33,909.99 | S/ 787,486.99 |
| 4.40% | S/ 8,155.75 | S/ 16,399.77 | S/ 24,733.01 | S/ 33,156.44 | S/ 786,733.44 |
| 4.30% | S/ 7,973.28 | S/ 16,030.93 | S/ 24,173.83 | S/ 32,402.88 | S/ 785,979.88 |
| 4.25% | S/ 7,882.00 | S/ 15,846.44 | S/ 23,894.19 | S/ 32,026.11 | S/ 785,603.11 |
| 4.20% | S/ 7,790.68 | S/ 15,661.91 | S/ 23,614.51 | S/ 31,649.33 | S/ 785,226.33 |
| 4.15% | S/ 7,699.34 | S/ 15,477.34 | S/ 23,334.80 | S/ 31,272.55 | S/ 784,849.55 |
| 4.00% | S/ 7,425.09 | S/ 14,923.34 | S/ 22,495.48 | S/ 30,142.22 | S/ 783,719.22 |
| 3.90% | S/ 7,242.10 | S/ 14,553.79 | S/ 21,935.76 | S/ 29,388.66 | S/ 782,965.66 |
| 3.75% | S/ 6,967.36 | S/ 13,999.14 | S/ 21,095.93 | S/ 28,258.33 | S/ 781,835.33 |
| 3.50% | S/ 6,508.80 | S/ 13,073.81 | S/ 19,695.53 | S/ 26,374.44 | S/ 779,951.44 |
| 3.00% | S/ 5,589.18 | S/ 11,219.81 | S/ 16,892.20 | S/ 22,606.67 | S/ 776,183.67 |
| 2.75% | S/ 5,128.11 | S/ 10,291.12 | S/ 15,489.26 | S/ 20,722.78 | S/ 774,299.78 |
| 2.50% | S/ 4,666.20 | S/ 9,361.30 | S/ 14,085.47 | S/ 18,838.89 | S/ 772,415.89 |
| 2.00% | S/ 3,739.85 | S/ 7,498.25 | S/ 11,275.31 | S/ 15,071.11 | S/ 768,648.11 |
| 1.35% | S/ 2,530.48 | S/ 5,069.45 | S/ 7,616.95 | S/ 10,173.00 | S/ 763,750.00 |
| 1.00% | S/ 1,876.87 | S/ 3,758.41 | S/ 5,644.63 | S/ 7,535.56 | S/ 761,112.56 |
| 0.10% | S/ 188.32 | S/ 376.68 | S/ 565.10 | S/ 753.56 | S/ 754,330.56 |
Sobre los datos
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Para S/ 753,577 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 753,577 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
