Cálculo de intereses
Ahorrando S/ 753,499
Veamos que pasaría si Usted ahorrara 753,499 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 753,499.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,608.00 | S/ 17,314.33 | S/ 26,120.12 | S/ 35,026.52 | S/ 788,525.52 |
| 8.50% | S/ 15,524.95 | S/ 31,369.78 | S/ 47,541.07 | S/ 64,045.55 | S/ 817,544.55 |
| 8.00% | S/ 14,637.47 | S/ 29,559.29 | S/ 44,770.98 | S/ 60,278.17 | S/ 813,777.17 |
| 7.10% | S/ 13,032.21 | S/ 26,289.81 | S/ 39,776.71 | S/ 53,496.88 | S/ 806,995.88 |
| 7.00% | S/ 12,853.22 | S/ 25,925.69 | S/ 39,221.15 | S/ 52,743.40 | S/ 806,242.40 |
| 6.50% | S/ 11,956.40 | S/ 24,102.52 | S/ 36,441.37 | S/ 48,976.02 | S/ 802,475.02 |
| 6.10% | S/ 11,236.67 | S/ 22,640.90 | S/ 34,215.21 | S/ 45,962.11 | S/ 799,461.11 |
| 6.20% | S/ 11,416.79 | S/ 23,006.57 | S/ 34,771.95 | S/ 46,715.59 | S/ 800,214.59 |
| 5.90% | S/ 10,876.04 | S/ 21,909.06 | S/ 33,101.34 | S/ 44,455.16 | S/ 797,954.16 |
| 5.75% | S/ 10,605.23 | S/ 21,359.73 | S/ 32,265.59 | S/ 43,324.95 | S/ 796,823.95 |
| 5.70% | S/ 10,514.90 | S/ 21,176.53 | S/ 31,986.94 | S/ 42,948.21 | S/ 796,447.21 |
| 5.65% | S/ 10,424.53 | S/ 20,993.29 | S/ 31,708.26 | S/ 42,571.47 | S/ 796,070.47 |
| 5.60% | S/ 10,334.14 | S/ 20,810.00 | S/ 31,429.54 | S/ 42,194.73 | S/ 795,693.73 |
| 5.50% | S/ 10,153.24 | S/ 20,443.30 | S/ 30,872.01 | S/ 41,441.25 | S/ 794,940.25 |
| 5.30% | S/ 9,791.08 | S/ 19,709.38 | S/ 29,756.56 | S/ 39,934.30 | S/ 793,433.30 |
| 5.25% | S/ 9,700.45 | S/ 19,525.79 | S/ 29,477.62 | S/ 39,557.56 | S/ 793,056.56 |
| 5.05% | S/ 9,337.64 | S/ 18,791.00 | S/ 28,361.50 | S/ 38,050.61 | S/ 791,549.61 |
| 5.00% | S/ 9,246.86 | S/ 18,607.19 | S/ 28,082.39 | S/ 37,673.87 | S/ 791,172.87 |
| 4.95% | S/ 9,156.04 | S/ 18,423.34 | S/ 27,803.24 | S/ 37,297.13 | S/ 790,796.13 |
| 4.75% | S/ 8,792.45 | S/ 17,687.49 | S/ 26,686.33 | S/ 35,790.18 | S/ 789,289.18 |
| 4.55% | S/ 8,428.33 | S/ 16,950.94 | S/ 25,568.89 | S/ 34,283.22 | S/ 787,782.22 |
| 4.50% | S/ 8,337.22 | S/ 16,766.70 | S/ 25,289.44 | S/ 33,906.48 | S/ 787,405.48 |
| 4.40% | S/ 8,154.91 | S/ 16,398.07 | S/ 24,730.45 | S/ 33,153.01 | S/ 786,652.01 |
| 4.30% | S/ 7,972.46 | S/ 16,029.27 | S/ 24,171.33 | S/ 32,399.53 | S/ 785,898.53 |
| 4.25% | S/ 7,881.18 | S/ 15,844.80 | S/ 23,891.71 | S/ 32,022.79 | S/ 785,521.79 |
| 4.20% | S/ 7,789.88 | S/ 15,660.29 | S/ 23,612.07 | S/ 31,646.05 | S/ 785,145.05 |
| 4.15% | S/ 7,698.54 | S/ 15,475.73 | S/ 23,332.39 | S/ 31,269.32 | S/ 784,768.32 |
| 4.00% | S/ 7,424.32 | S/ 14,921.80 | S/ 22,493.15 | S/ 30,139.10 | S/ 783,638.10 |
| 3.90% | S/ 7,241.35 | S/ 14,552.29 | S/ 21,933.49 | S/ 29,385.62 | S/ 782,884.62 |
| 3.75% | S/ 6,966.64 | S/ 13,997.69 | S/ 21,093.74 | S/ 28,255.41 | S/ 781,754.41 |
| 3.50% | S/ 6,508.12 | S/ 13,072.46 | S/ 19,693.49 | S/ 26,371.71 | S/ 779,870.71 |
| 3.00% | S/ 5,588.60 | S/ 11,218.65 | S/ 16,890.45 | S/ 22,604.33 | S/ 776,103.33 |
| 2.75% | S/ 5,127.58 | S/ 10,290.05 | S/ 15,487.66 | S/ 20,720.63 | S/ 774,219.63 |
| 2.50% | S/ 4,665.72 | S/ 9,360.33 | S/ 14,084.01 | S/ 18,836.94 | S/ 772,335.94 |
| 2.00% | S/ 3,739.46 | S/ 7,497.48 | S/ 11,274.14 | S/ 15,069.55 | S/ 768,568.55 |
| 1.35% | S/ 2,530.21 | S/ 5,068.93 | S/ 7,616.16 | S/ 10,171.95 | S/ 763,670.95 |
| 1.00% | S/ 1,876.67 | S/ 3,758.02 | S/ 5,644.05 | S/ 7,534.78 | S/ 761,033.78 |
| 0.10% | S/ 188.30 | S/ 376.64 | S/ 565.04 | S/ 753.48 | S/ 754,252.48 |
Sobre los datos
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Para S/ 753,499 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 753,499 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.