Cálculo de intereses
Ahorrando S/ 747,282
Veamos que pasaría si Usted ahorrara 747,282 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 747,282.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,536.97 | S/ 17,171.47 | S/ 25,904.61 | S/ 34,737.52 | S/ 782,019.52 |
| 8.50% | S/ 15,396.86 | S/ 31,110.95 | S/ 47,148.81 | S/ 63,517.12 | S/ 810,799.12 |
| 8.00% | S/ 14,516.70 | S/ 29,315.40 | S/ 44,401.58 | S/ 59,780.82 | S/ 807,062.82 |
| 7.10% | S/ 12,924.68 | S/ 26,072.90 | S/ 39,448.52 | S/ 53,055.48 | S/ 800,337.48 |
| 7.00% | S/ 12,747.17 | S/ 25,711.78 | S/ 38,897.54 | S/ 52,308.23 | S/ 799,590.23 |
| 6.50% | S/ 11,857.75 | S/ 23,903.65 | S/ 36,140.70 | S/ 48,571.93 | S/ 795,853.93 |
| 6.10% | S/ 11,143.96 | S/ 22,454.10 | S/ 33,932.90 | S/ 45,582.89 | S/ 792,864.89 |
| 6.20% | S/ 11,322.59 | S/ 22,816.74 | S/ 34,485.05 | S/ 46,330.15 | S/ 793,612.15 |
| 5.90% | S/ 10,786.30 | S/ 21,728.29 | S/ 32,828.22 | S/ 44,088.37 | S/ 791,370.37 |
| 5.75% | S/ 10,517.73 | S/ 21,183.49 | S/ 31,999.37 | S/ 42,967.48 | S/ 790,249.48 |
| 5.70% | S/ 10,428.14 | S/ 21,001.80 | S/ 31,723.02 | S/ 42,593.85 | S/ 789,875.85 |
| 5.65% | S/ 10,338.52 | S/ 20,820.07 | S/ 31,446.64 | S/ 42,220.22 | S/ 789,502.22 |
| 5.60% | S/ 10,248.87 | S/ 20,638.30 | S/ 31,170.22 | S/ 41,846.59 | S/ 789,128.59 |
| 5.50% | S/ 10,069.47 | S/ 20,274.63 | S/ 30,617.29 | S/ 41,099.33 | S/ 788,381.33 |
| 5.30% | S/ 9,710.29 | S/ 19,546.76 | S/ 29,511.05 | S/ 39,604.81 | S/ 786,886.81 |
| 5.25% | S/ 9,620.42 | S/ 19,364.69 | S/ 29,234.40 | S/ 39,231.18 | S/ 786,513.18 |
| 5.05% | S/ 9,260.60 | S/ 18,635.95 | S/ 28,127.49 | S/ 37,736.66 | S/ 785,018.66 |
| 5.00% | S/ 9,170.56 | S/ 18,453.66 | S/ 27,850.69 | S/ 37,363.03 | S/ 784,645.03 |
| 4.95% | S/ 9,080.49 | S/ 18,271.33 | S/ 27,573.84 | S/ 36,989.40 | S/ 784,271.40 |
| 4.75% | S/ 8,719.90 | S/ 17,541.56 | S/ 26,466.15 | S/ 35,494.88 | S/ 782,776.88 |
| 4.55% | S/ 8,358.79 | S/ 16,811.09 | S/ 25,357.92 | S/ 34,000.36 | S/ 781,282.36 |
| 4.50% | S/ 8,268.44 | S/ 16,628.36 | S/ 25,080.78 | S/ 33,626.73 | S/ 780,908.73 |
| 4.40% | S/ 8,087.62 | S/ 16,262.77 | S/ 24,526.40 | S/ 32,879.47 | S/ 780,161.47 |
| 4.30% | S/ 7,906.68 | S/ 15,897.01 | S/ 23,971.89 | S/ 32,132.21 | S/ 779,414.21 |
| 4.25% | S/ 7,816.16 | S/ 15,714.07 | S/ 23,694.59 | S/ 31,758.58 | S/ 779,040.58 |
| 4.20% | S/ 7,725.60 | S/ 15,531.08 | S/ 23,417.25 | S/ 31,384.95 | S/ 778,666.95 |
| 4.15% | S/ 7,635.02 | S/ 15,348.05 | S/ 23,139.88 | S/ 31,011.32 | S/ 778,293.32 |
| 4.00% | S/ 7,363.07 | S/ 14,798.68 | S/ 22,307.56 | S/ 29,890.43 | S/ 777,172.43 |
| 3.90% | S/ 7,181.60 | S/ 14,432.22 | S/ 21,752.52 | S/ 29,143.17 | S/ 776,425.17 |
| 3.75% | S/ 6,909.16 | S/ 13,882.19 | S/ 20,919.70 | S/ 28,022.28 | S/ 775,304.28 |
| 3.50% | S/ 6,454.43 | S/ 12,964.60 | S/ 19,531.01 | S/ 26,154.12 | S/ 773,436.12 |
| 3.00% | S/ 5,542.49 | S/ 11,126.08 | S/ 16,751.09 | S/ 22,417.82 | S/ 769,699.82 |
| 2.75% | S/ 5,085.27 | S/ 10,205.15 | S/ 15,359.87 | S/ 20,549.67 | S/ 767,831.67 |
| 2.50% | S/ 4,627.22 | S/ 9,283.10 | S/ 13,967.81 | S/ 18,681.52 | S/ 765,963.52 |
| 2.00% | S/ 3,708.61 | S/ 7,435.62 | S/ 11,181.12 | S/ 14,945.22 | S/ 762,227.22 |
| 1.35% | S/ 2,509.34 | S/ 5,027.10 | S/ 7,553.32 | S/ 10,088.02 | S/ 757,370.02 |
| 1.00% | S/ 1,861.19 | S/ 3,727.01 | S/ 5,597.48 | S/ 7,472.61 | S/ 754,754.61 |
| 0.10% | S/ 186.75 | S/ 373.54 | S/ 560.38 | S/ 747.26 | S/ 748,029.26 |
Sobre los datos
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Para S/ 747,282 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 747,282 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.