Cálculo de intereses
Ahorrando S/ 744,172
Veamos que pasaría si Usted ahorrara 744,172 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 744,172.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,501.44 | S/ 17,100.01 | S/ 25,796.80 | S/ 34,592.95 | S/ 778,764.95 |
| 8.50% | S/ 15,332.78 | S/ 30,981.48 | S/ 46,952.59 | S/ 63,252.78 | S/ 807,424.78 |
| 8.00% | S/ 14,456.28 | S/ 29,193.39 | S/ 44,216.79 | S/ 59,532.03 | S/ 803,704.03 |
| 7.10% | S/ 12,870.89 | S/ 25,964.39 | S/ 39,284.35 | S/ 52,834.68 | S/ 797,006.68 |
| 7.00% | S/ 12,694.12 | S/ 25,604.77 | S/ 38,735.66 | S/ 52,090.53 | S/ 796,262.53 |
| 6.50% | S/ 11,808.40 | S/ 23,804.17 | S/ 35,990.29 | S/ 48,369.78 | S/ 792,541.78 |
| 6.10% | S/ 11,097.58 | S/ 22,360.65 | S/ 33,791.68 | S/ 45,393.18 | S/ 789,565.18 |
| 6.20% | S/ 11,275.47 | S/ 22,721.78 | S/ 34,341.53 | S/ 46,137.33 | S/ 790,309.33 |
| 5.90% | S/ 10,741.41 | S/ 21,637.87 | S/ 32,691.60 | S/ 43,904.88 | S/ 788,076.88 |
| 5.75% | S/ 10,473.96 | S/ 21,095.33 | S/ 31,866.20 | S/ 42,788.66 | S/ 786,960.66 |
| 5.70% | S/ 10,384.74 | S/ 20,914.40 | S/ 31,591.00 | S/ 42,416.58 | S/ 786,588.58 |
| 5.65% | S/ 10,295.49 | S/ 20,733.43 | S/ 31,315.76 | S/ 42,044.51 | S/ 786,216.51 |
| 5.60% | S/ 10,206.22 | S/ 20,552.41 | S/ 31,040.50 | S/ 41,672.43 | S/ 785,844.43 |
| 5.50% | S/ 10,027.56 | S/ 20,190.25 | S/ 30,489.87 | S/ 40,928.28 | S/ 785,100.28 |
| 5.30% | S/ 9,669.88 | S/ 19,465.41 | S/ 29,388.23 | S/ 39,439.98 | S/ 783,611.98 |
| 5.25% | S/ 9,580.38 | S/ 19,284.09 | S/ 29,112.73 | S/ 39,067.91 | S/ 783,239.91 |
| 5.05% | S/ 9,222.06 | S/ 18,558.40 | S/ 28,010.44 | S/ 37,579.61 | S/ 781,751.61 |
| 5.00% | S/ 9,132.40 | S/ 18,376.86 | S/ 27,734.78 | S/ 37,207.53 | S/ 781,379.53 |
| 4.95% | S/ 9,042.70 | S/ 18,195.29 | S/ 27,459.09 | S/ 36,835.46 | S/ 781,007.46 |
| 4.75% | S/ 8,683.61 | S/ 17,468.55 | S/ 26,356.00 | S/ 35,347.16 | S/ 779,519.16 |
| 4.55% | S/ 8,324.01 | S/ 16,741.12 | S/ 25,252.39 | S/ 33,858.86 | S/ 778,030.86 |
| 4.50% | S/ 8,234.02 | S/ 16,559.16 | S/ 24,976.40 | S/ 33,486.78 | S/ 777,658.78 |
| 4.40% | S/ 8,053.96 | S/ 16,195.09 | S/ 24,424.33 | S/ 32,742.63 | S/ 776,914.63 |
| 4.30% | S/ 7,873.77 | S/ 15,830.85 | S/ 23,872.13 | S/ 31,998.48 | S/ 776,170.48 |
| 4.25% | S/ 7,783.63 | S/ 15,648.67 | S/ 23,595.98 | S/ 31,626.41 | S/ 775,798.41 |
| 4.20% | S/ 7,693.45 | S/ 15,466.44 | S/ 23,319.79 | S/ 31,254.33 | S/ 775,426.33 |
| 4.15% | S/ 7,603.24 | S/ 15,284.17 | S/ 23,043.57 | S/ 30,882.26 | S/ 775,054.26 |
| 4.00% | S/ 7,332.42 | S/ 14,737.09 | S/ 22,214.72 | S/ 29,766.03 | S/ 773,938.03 |
| 3.90% | S/ 7,151.71 | S/ 14,372.16 | S/ 21,661.99 | S/ 29,021.88 | S/ 773,193.88 |
| 3.75% | S/ 6,880.40 | S/ 13,824.42 | S/ 20,832.64 | S/ 27,905.65 | S/ 772,077.65 |
| 3.50% | S/ 6,427.56 | S/ 12,910.65 | S/ 19,449.72 | S/ 26,045.28 | S/ 770,217.28 |
| 3.00% | S/ 5,519.42 | S/ 11,079.78 | S/ 16,681.38 | S/ 22,324.53 | S/ 766,496.53 |
| 2.75% | S/ 5,064.11 | S/ 10,162.68 | S/ 15,295.95 | S/ 20,464.15 | S/ 764,636.15 |
| 2.50% | S/ 4,607.97 | S/ 9,244.47 | S/ 13,909.68 | S/ 18,603.77 | S/ 762,775.77 |
| 2.00% | S/ 3,693.17 | S/ 7,404.67 | S/ 11,134.59 | S/ 14,883.02 | S/ 759,055.02 |
| 1.35% | S/ 2,498.89 | S/ 5,006.18 | S/ 7,521.89 | S/ 10,046.04 | S/ 754,218.04 |
| 1.00% | S/ 1,853.44 | S/ 3,711.50 | S/ 5,574.19 | S/ 7,441.51 | S/ 751,613.51 |
| 0.10% | S/ 185.97 | S/ 371.98 | S/ 558.04 | S/ 744.15 | S/ 744,916.15 |
Sobre los datos
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Para S/ 744,172 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 744,172 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.