Cálculo de intereses
Ahorrando S/ 744,158
Veamos que pasaría si Usted ahorrara 744,158 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 744,158.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,501.28 | S/ 17,099.69 | S/ 25,796.32 | S/ 34,592.30 | S/ 778,750.30 |
| 8.50% | S/ 15,332.49 | S/ 30,980.89 | S/ 46,951.71 | S/ 63,251.59 | S/ 807,409.59 |
| 8.00% | S/ 14,456.01 | S/ 29,192.85 | S/ 44,215.96 | S/ 59,530.91 | S/ 803,688.91 |
| 7.10% | S/ 12,870.65 | S/ 25,963.90 | S/ 39,283.61 | S/ 52,833.69 | S/ 796,991.69 |
| 7.00% | S/ 12,693.88 | S/ 25,604.29 | S/ 38,734.93 | S/ 52,089.55 | S/ 796,247.55 |
| 6.50% | S/ 11,808.18 | S/ 23,803.73 | S/ 35,989.62 | S/ 48,368.87 | S/ 792,526.87 |
| 6.10% | S/ 11,097.37 | S/ 22,360.23 | S/ 33,791.05 | S/ 45,392.33 | S/ 789,550.33 |
| 6.20% | S/ 11,275.26 | S/ 22,721.36 | S/ 34,340.88 | S/ 46,136.46 | S/ 790,294.46 |
| 5.90% | S/ 10,741.21 | S/ 21,637.46 | S/ 32,690.98 | S/ 43,904.06 | S/ 788,062.06 |
| 5.75% | S/ 10,473.76 | S/ 21,094.93 | S/ 31,865.60 | S/ 42,787.85 | S/ 786,945.85 |
| 5.70% | S/ 10,384.55 | S/ 20,914.01 | S/ 31,590.40 | S/ 42,415.79 | S/ 786,573.79 |
| 5.65% | S/ 10,295.30 | S/ 20,733.04 | S/ 31,315.18 | S/ 42,043.72 | S/ 786,201.72 |
| 5.60% | S/ 10,206.02 | S/ 20,552.02 | S/ 31,039.92 | S/ 41,671.65 | S/ 785,829.65 |
| 5.50% | S/ 10,027.38 | S/ 20,189.87 | S/ 30,489.30 | S/ 40,927.51 | S/ 785,085.51 |
| 5.30% | S/ 9,669.70 | S/ 19,465.05 | S/ 29,387.68 | S/ 39,439.24 | S/ 783,597.24 |
| 5.25% | S/ 9,580.20 | S/ 19,283.73 | S/ 29,112.19 | S/ 39,067.17 | S/ 783,225.17 |
| 5.05% | S/ 9,221.88 | S/ 18,558.05 | S/ 28,009.91 | S/ 37,578.90 | S/ 781,736.90 |
| 5.00% | S/ 9,132.22 | S/ 18,376.52 | S/ 27,734.26 | S/ 37,206.83 | S/ 781,364.83 |
| 4.95% | S/ 9,042.53 | S/ 18,194.95 | S/ 27,458.57 | S/ 36,834.76 | S/ 780,992.76 |
| 4.75% | S/ 8,683.45 | S/ 17,468.22 | S/ 26,355.51 | S/ 35,346.49 | S/ 779,504.49 |
| 4.55% | S/ 8,323.85 | S/ 16,740.81 | S/ 25,251.91 | S/ 33,858.22 | S/ 778,016.22 |
| 4.50% | S/ 8,233.87 | S/ 16,558.84 | S/ 24,975.93 | S/ 33,486.15 | S/ 777,644.15 |
| 4.40% | S/ 8,053.81 | S/ 16,194.79 | S/ 24,423.87 | S/ 32,742.02 | S/ 776,900.02 |
| 4.30% | S/ 7,873.62 | S/ 15,830.56 | S/ 23,871.68 | S/ 31,997.88 | S/ 776,155.88 |
| 4.25% | S/ 7,783.48 | S/ 15,648.38 | S/ 23,595.53 | S/ 31,625.81 | S/ 775,783.81 |
| 4.20% | S/ 7,693.31 | S/ 15,466.15 | S/ 23,319.35 | S/ 31,253.74 | S/ 775,411.74 |
| 4.15% | S/ 7,603.10 | S/ 15,283.88 | S/ 23,043.14 | S/ 30,881.67 | S/ 775,039.67 |
| 4.00% | S/ 7,332.28 | S/ 14,736.82 | S/ 22,214.30 | S/ 29,765.47 | S/ 773,923.47 |
| 3.90% | S/ 7,151.58 | S/ 14,371.89 | S/ 21,661.58 | S/ 29,021.33 | S/ 773,179.33 |
| 3.75% | S/ 6,880.27 | S/ 13,824.16 | S/ 20,832.25 | S/ 27,905.13 | S/ 772,063.13 |
| 3.50% | S/ 6,427.44 | S/ 12,910.40 | S/ 19,449.36 | S/ 26,044.79 | S/ 770,202.79 |
| 3.00% | S/ 5,519.32 | S/ 11,079.57 | S/ 16,681.07 | S/ 22,324.11 | S/ 766,482.11 |
| 2.75% | S/ 5,064.02 | S/ 10,162.49 | S/ 15,295.66 | S/ 20,463.76 | S/ 764,621.76 |
| 2.50% | S/ 4,607.88 | S/ 9,244.29 | S/ 13,909.41 | S/ 18,603.42 | S/ 762,761.42 |
| 2.00% | S/ 3,693.10 | S/ 7,404.53 | S/ 11,134.38 | S/ 14,882.74 | S/ 759,040.74 |
| 1.35% | S/ 2,498.85 | S/ 5,006.09 | S/ 7,521.74 | S/ 10,045.85 | S/ 754,203.85 |
| 1.00% | S/ 1,853.41 | S/ 3,711.43 | S/ 5,574.08 | S/ 7,441.37 | S/ 751,599.37 |
| 0.10% | S/ 185.96 | S/ 371.98 | S/ 558.03 | S/ 744.14 | S/ 744,902.14 |
Sobre los datos
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Para S/ 744,158 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 744,158 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.